Best Cheap Auto Insurance in Caroga Lake, NY (2021)

The average Caroga Lake, NY auto insurance rates are $262 per month. The minimum auto insurance in Caroga Lake is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Caroga Lake, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Caroga Lake is GEICO
  • The most expensive auto insurance company in Caroga Lake for teen drivers is Liberty Mutual
  • Average auto insurance rates in Caroga Lake, NY for senior drivers are $1,937 per year

Caroga Lake, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Caroga Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Caroga Lake, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Caroga Lake to other New York cities, including Albany auto insurance rates, Yonkers auto insurance rates, and Mount Vernon auto insurance rates to see how Caroga Lake, New York auto insurance rates stack up.

Before you buy Caroga Lake, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Caroga Lake, New York auto insurance quotes.

Minimum Auto Insurance in Caroga Lake, New York

Caroga Lake, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Caroga Lake, New York.

Minimum Required Auto Insurance Coverage in Caroga Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Caroga Lake, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Caroga Lake, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caroga Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,473 $2,337 $2,323 $2,368 $7,372 $7,970 $2,452 $2,481
GEICO $1,364 $1,315 $1,328 $1,308 $2,845 $4,149 $1,232 $1,268
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,663 $1,564 $1,340 $1,360 $5,623 $6,280 $2,155 $2,113
State Farm $1,982 $1,982 $1,728 $1,728 $5,832 $7,522 $2,178 $2,306
Travelers $2,449 $2,477 $2,229 $2,395 $5,600 $6,648 $2,601 $2,714
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Cheap Caroga Lake, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Caroga Lake, New York is a challenge. Take a look at the annual teen auto insurance rates in Caroga Lake, New York.

Annual Auto Insurance Rates for Teen Drivers in Caroga Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,372 $7,970
GEICO $2,845 $4,149
Liberty Mutual $6,550 $10,619
Nationwide $3,660 $5,437
Progressive $5,623 $6,280
State Farm $5,832 $7,522
Travelers $5,600 $6,648
USAA $6,012 $7,189

Cheap Caroga Lake, New York Auto Insurance for Seniors

What are senior auto insurance rates in Caroga Lake, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Caroga Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,323 $2,368
GEICO $1,328 $1,308
Liberty Mutual $3,142 $3,142
Nationwide $1,954 $1,954
Progressive $1,340 $1,360
State Farm $1,728 $1,728
Travelers $2,229 $2,395
USAA $1,346 $1,345

Cheap Caroga Lake, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Caroga Lake, New York compared to the annual auto insurance rates with a clean record in Caroga Lake, New York.

Annual Caroga Lake, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,143 $3,143 $4,621 $3,981
GEICO $1,463 $1,593 $2,886 $1,463
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,688 $2,688 $2,970 $2,703
State Farm $3,008 $3,008 $3,306 $3,306
Travelers $2,912 $3,611 $3,662 $3,372
USAA $2,530 $2,572 $3,744 $2,572

Cheap Caroga Lake, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Caroga Lake, New York is not easy. Compare the annual rates for DUI auto insurance in Caroga Lake, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Caroga Lake, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,621
GEICO $2,886
Liberty Mutual $7,405
Nationwide $4,589
Progressive $2,970
State Farm $3,306
Travelers $3,662
USAA $3,744

Cheap Caroga Lake, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Caroga Lake, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Caroga Lake, New York

Insurance Company Poor Fair Good
Allstate $5,311 $3,137 $2,718
GEICO $2,319 $1,705 $1,529
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,730 $2,730 $2,730
Progressive $4,354 $2,268 $1,665
State Farm $4,457 $2,795 $2,219
Travelers $4,650 $2,948 $2,569
USAA $4,423 $2,195 $1,945

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Cheap Caroga Lake, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Caroga Lake, New York can vary. Compare the annual cost of auto insurance by ZIP code in Caroga Lake, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Caroga Lake, New York

ZIP Code Average Annual Rates
12032 $3,183

Cheap Caroga Lake, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Caroga Lake, New York auto insurance. Find the cheapest annual Caroga Lake, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Caroga Lake, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,672 $3,772
GEICO $1,797 $1,906
Liberty Mutual $4,514 $4,774
Nationwide $2,730 $2,730
Progressive $2,762 $2,762
State Farm $3,047 $3,268
Travelers $3,389 $3,389
USAA $2,826 $2,883

Cheap Caroga Lake, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Caroga Lake, New York? Check out the comparison of annual Caroga Lake, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caroga Lake, New York

Insurance Company Low Medium High
Allstate $3,539 $3,711 $3,916
GEICO $1,761 $1,846 $1,947
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,584 $2,711 $2,895
Progressive $2,633 $2,750 $2,904
State Farm $2,995 $3,175 $3,301
Travelers $3,226 $3,359 $3,582
USAA $2,786 $2,844 $2,933

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Best By Category: Cheapest Auto Insurance in Caroga Lake, New York

Compare the cheapest auto insurance companies in Caroga Lake, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Caroga Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Caroga Lake, New York Auto Insurance Companies

What auto insurance companies in Caroga Lake, New York are the cheapest? Compare the top Caroga Lake, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Caroga Lake, New York

Insurance Company Average Annual Rates
Allstate $3,722
GEICO $1,851
Liberty Mutual $4,644
Nationwide $2,730
Progressive $2,762
State Farm $3,157
Travelers $3,389
USAA $2,854

What affects auto insurance rates in Caroga Lake, New York?

There are a lot of reasons why auto insurance rates in Caroga Lake, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Caroga Lake, New York. Many local factors may affect your Caroga Lake auto insurance rates.

Caroga Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Caroga Lake, New York commute length is 30.0 minutes according to City-Data.

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Compare Caroga Lake, New York Auto Insurance Quotes

Before you buy Caroga Lake, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Caroga Lake, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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