Best Cheap Auto Insurance in Carmel, ME (2021)

The average Carmel, ME auto insurance rates are $215 per month. The minimum auto insurance in Carmel is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Carmel, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Carmel is GEICO
  • The minimum auto insurance required in Carmel, Maine is 50/100/25
  • The most expensive auto insurance company in Carmel for teen drivers is Progressive

Carmel, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Carmel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carmel, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Carmel to other Maine cities, including Portland auto insurance rates, Lewiston auto insurance rates, and South Portland auto insurance rates to see how Carmel, Maine auto insurance rates stack up.

Before you buy Carmel, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carmel, Maine auto insurance quotes.

Minimum Auto Insurance in Carmel, Maine

Carmel, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carmel, Maine.

Minimum Required Auto Insurance Coverage in Carmel, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carmel, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carmel, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carmel, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,956 $1,708 $1,852 $4,796 $6,413 $2,067 $2,312
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,846 $1,808 $1,846 $1,808 $7,678 $8,628 $2,155 $2,440
State Farm $1,266 $1,266 $1,191 $1,191 $4,011 $4,994 $1,410 $1,547
Travelers $1,141 $1,183 $1,035 $1,059 $4,589 $6,194 $1,135 $1,309
USAA $887 $875 $882 $862 $2,919 $3,221 $1,129 $1,187

Cheap Carmel, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carmel, Maine is a challenge. Take a look at the annual teen auto insurance rates in Carmel, Maine.

Annual Auto Insurance Rates for Teen Drivers in Carmel, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,796 $6,413
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,678 $8,628
State Farm $4,011 $4,994
Travelers $4,589 $6,194
USAA $2,919 $3,221

Cheap Carmel, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Carmel, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carmel, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,708 $1,852
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,846 $1,808
State Farm $1,191 $1,191
Travelers $1,035 $1,059
USAA $882 $862

Cheap Carmel, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carmel, Maine compared to the annual auto insurance rates with a clean record in Carmel, Maine.

Annual Carmel, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,345 $3,183 $3,322 $2,651
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,829 $4,770 $3,146 $3,360
State Farm $1,916 $2,303 $2,110 $2,110
Travelers $1,839 $2,044 $2,558 $2,381
USAA $1,136 $1,496 $2,099 $1,250

Cheap Carmel, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carmel, Maine is not easy. Compare the annual rates for DUI auto insurance in Carmel, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Carmel, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,322
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,146
State Farm $2,110
Travelers $2,558
USAA $2,099

Cheap Carmel, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carmel, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carmel, Maine

Insurance Company Poor Fair Good
Allstate $3,618 $2,753 $2,255
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $3,990 $3,417 $3,172
State Farm $3,072 $1,835 $1,421
Travelers $2,596 $2,127 $1,895
USAA $1,962 $1,349 $1,174

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Cheap Carmel, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carmel, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Carmel, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carmel, Maine

ZIP Code Average Annual Rates
4419 $2,233

Cheap Carmel, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Carmel, Maine auto insurance. Find the cheapest annual Carmel, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carmel, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,875 $2,875
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,526 $3,526
State Farm $2,041 $2,178
Travelers $2,206 $2,206
USAA $1,453 $1,537

Cheap Carmel, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carmel, Maine? Check out the comparison of annual Carmel, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carmel, Maine

Insurance Company Low Medium High
Allstate $2,836 $2,838 $2,952
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,464 $3,471 $3,643
State Farm $2,060 $2,089 $2,179
Travelers $2,171 $2,175 $2,270
USAA $1,466 $1,478 $1,542

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Best By Category: Cheapest Auto Insurance in Carmel, Maine

Compare the cheapest auto insurance companies in Carmel, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carmel, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Carmel, Maine Auto Insurance Companies

What auto insurance companies in Carmel, Maine are the cheapest? Compare the top Carmel, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carmel, Maine

Insurance Company Average Annual Rates
Allstate $2,875
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,526
State Farm $2,110
Travelers $2,206
USAA $1,495

Compare Carmel, Maine Auto Insurance Quotes

Before you buy Carmel, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carmel, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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