Best Cheap Auto Insurance in Carlisle, OH (2021)

The average Carlisle, OH auto insurance rates are $237 per month. The minimum auto insurance in Carlisle is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Carlisle, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Carlisle, OH for senior drivers are $1,460 per year
  • The cheapest auto insurance company in Carlisle is USAA
  • The minimum auto insurance required in Carlisle, Ohio is 25/50/25

Carlisle, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Carlisle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carlisle, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Carlisle to other Ohio cities, including Columbus auto insurance rates, Akron auto insurance rates, and Cleveland auto insurance rates to see how Carlisle, Ohio auto insurance rates stack up.

Before you buy Carlisle, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carlisle, Ohio auto insurance quotes.

Minimum Auto Insurance in Carlisle, Ohio

Carlisle, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carlisle, Ohio.

Minimum Required Auto Insurance Coverage in Carlisle, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carlisle, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carlisle, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carlisle, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,078 $2,062 $1,880 $2,008 $5,864 $6,725 $2,172 $2,311
American Family $1,016 $1,052 $943 $944 $3,333 $3,609 $1,261 $1,327
Farmers $1,739 $1,732 $1,532 $1,619 $7,718 $8,003 $1,946 $2,026
GEICO $1,353 $1,313 $1,273 $1,286 $3,661 $3,405 $1,504 $1,269
Liberty Mutual $2,025 $2,205 $1,558 $1,888 $10,878 $12,273 $2,148 $2,344
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,751 $1,642 $1,464 $1,511 $7,902 $8,882 $2,089 $2,161
State Farm $1,488 $1,488 $1,341 $1,341 $4,799 $6,015 $1,733 $1,993
Travelers $1,478 $1,498 $1,482 $1,470 $6,544 $10,308 $1,548 $1,749
USAA $857 $863 $822 $816 $2,711 $3,008 $1,144 $1,230

Cheap Carlisle, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carlisle, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Carlisle, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Carlisle, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,864 $6,725
American Family $3,333 $3,609
Farmers $7,718 $8,003
GEICO $3,661 $3,405
Liberty Mutual $10,878 $12,273
Nationwide $5,697 $7,347
Progressive $7,902 $8,882
State Farm $4,799 $6,015
Travelers $6,544 $10,308
USAA $2,711 $3,008

Cheap Carlisle, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Carlisle, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carlisle, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $2,008
American Family $943 $944
Farmers $1,532 $1,619
GEICO $1,273 $1,286
Liberty Mutual $1,558 $1,888
Nationwide $2,005 $2,019
Progressive $1,464 $1,511
State Farm $1,341 $1,341
Travelers $1,482 $1,470
USAA $822 $816

Cheap Carlisle, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carlisle, Ohio compared to the annual auto insurance rates with a clean record in Carlisle, Ohio.

Annual Carlisle, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,628 $3,182 $3,757 $2,982
American Family $1,614 $1,710 $1,710 $1,710
Farmers $2,712 $3,495 $3,408 $3,543
GEICO $1,274 $1,845 $2,683 $1,729
Liberty Mutual $3,708 $4,762 $4,859 $4,330
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,950 $4,025 $3,146 $3,580
State Farm $2,291 $2,758 $2,525 $2,525
Travelers $2,387 $3,130 $4,734 $2,787
USAA $1,097 $1,475 $1,938 $1,215

Cheap Carlisle, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carlisle, Ohio is not easy. Compare the annual rates for DUI auto insurance in Carlisle, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Carlisle, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,757
American Family $1,710
Farmers $3,408
GEICO $2,683
Liberty Mutual $4,859
Nationwide $4,314
Progressive $3,146
State Farm $2,525
Travelers $4,734
USAA $1,938

Cheap Carlisle, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carlisle, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carlisle, Ohio

Insurance Company Poor Fair Good
Allstate $4,022 $2,939 $2,452
American Family $2,236 $1,527 $1,294
Farmers $3,723 $3,148 $2,997
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,315 $3,886 $3,044
Nationwide $4,026 $3,242 $2,737
Progressive $3,838 $3,327 $3,111
State Farm $3,598 $2,224 $1,752
Travelers $3,640 $3,173 $2,966
USAA $1,853 $1,317 $1,124

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Cheap Carlisle, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carlisle, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Carlisle, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carlisle, Ohio

ZIP Code Average Annual Rates
45005 $2,719

Cheap Carlisle, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Carlisle, Ohio auto insurance. Find the cheapest annual Carlisle, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carlisle, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,138 $3,138
American Family $1,665 $1,707
Farmers $3,289 $3,289
GEICO $1,852 $1,914
Liberty Mutual $4,415 $4,415
Nationwide $3,335 $3,335
Progressive $3,425 $3,425
State Farm $2,462 $2,588
Travelers $3,260 $3,260
USAA $1,378 $1,485

Cheap Carlisle, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carlisle, Ohio? Check out the comparison of annual Carlisle, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carlisle, Ohio

Insurance Company Low Medium High
Allstate $3,043 $3,132 $3,238
American Family $1,647 $1,698 $1,712
Farmers $3,112 $3,239 $3,517
GEICO $1,824 $1,876 $1,950
Liberty Mutual $4,263 $4,435 $4,547
Nationwide $3,690 $3,232 $3,083
Progressive $3,288 $3,395 $3,594
State Farm $2,393 $2,533 $2,648
Travelers $3,177 $3,301 $3,301
USAA $1,366 $1,430 $1,498

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Best By Category: Cheapest Auto Insurance in Carlisle, Ohio

Compare the cheapest auto insurance companies in Carlisle, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carlisle, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Carlisle, Ohio Auto Insurance Companies

What auto insurance companies in Carlisle, Ohio are the cheapest? Compare the top Carlisle, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carlisle, Ohio

Insurance Company Average Annual Rates
Allstate $3,138
American Family $1,686
Farmers $3,289
GEICO $1,883
Liberty Mutual $4,415
Nationwide $3,335
Progressive $3,425
State Farm $2,525
Travelers $3,260
USAA $1,431

What affects auto insurance rates in Carlisle, Ohio?

There are a lot of reasons why auto insurance rates in Carlisle, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carlisle, Ohio. Many local factors may affect your Carlisle auto insurance rates.

Carlisle Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Carlisle, Ohio auto theft statistics, there have been 4 auto thefts in the city.

Carlisle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carlisle, Ohio commute length is 26.5 minutes according to City-Data.

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Compare Carlisle, Ohio Auto Insurance Quotes

Before you buy Carlisle, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carlisle, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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