Best Cheap Auto Insurance in Carlisle, KY (2021)

The average Carlisle, KY auto insurance rates are $369 per month. The minimum auto insurance in Carlisle is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Carlisle, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Carlisle, KY for senior drivers are $2,437 per year
  • The average commute length in Carlisle is 31.0 minutes
  • The most expensive auto insurance company in Carlisle for teen drivers is Liberty Mutual

Carlisle, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Carlisle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carlisle, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Carlisle to other Kentucky cities, including Independence auto insurance rates, Covington auto insurance rates, and Elizabeth auto insurance rates to see how Carlisle, Kentucky auto insurance rates stack up.

Before you buy Carlisle, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carlisle, Kentucky auto insurance quotes.

Minimum Auto Insurance in Carlisle, Kentucky

Carlisle, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carlisle, Kentucky.

Minimum Required Auto Insurance Coverage in Carlisle, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carlisle, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carlisle, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carlisle, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,953 $3,195 $2,488 $2,771 $13,148 $14,541 $3,107 $3,258
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $2,109 $1,995 $1,901 $1,903 $10,532 $11,923 $2,615 $2,671
State Farm $1,676 $1,676 $1,501 $1,501 $4,946 $6,291 $1,871 $2,072
Travelers $2,248 $2,288 $2,211 $2,209 $10,572 $16,736 $2,355 $2,736
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

Cheap Carlisle, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carlisle, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Carlisle, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Carlisle, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $13,148 $14,541
Nationwide $7,262 $9,049
Progressive $10,532 $11,923
State Farm $4,946 $6,291
Travelers $10,572 $16,736
USAA $4,978 $5,238

Cheap Carlisle, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Carlisle, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carlisle, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,488 $2,771
Nationwide $2,887 $3,016
Progressive $1,901 $1,903
State Farm $1,501 $1,501
Travelers $2,211 $2,209
USAA $1,674 $1,700

Cheap Carlisle, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carlisle, Kentucky compared to the annual auto insurance rates with a clean record in Carlisle, Kentucky.

Annual Carlisle, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,720 $7,304 $5,675 $5,030
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $3,684 $5,466 $4,203 $4,472
State Farm $2,463 $2,920 $2,692 $2,692
Travelers $4,499 $4,632 $6,706 $4,840
USAA $2,091 $2,955 $3,535 $2,517

Cheap Carlisle, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carlisle, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Carlisle, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Carlisle, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,675
Nationwide $5,866
Progressive $4,203
State Farm $2,692
Travelers $6,706
USAA $3,535

Cheap Carlisle, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carlisle, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carlisle, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,137 $4,990 $3,921
Nationwide $5,472 $4,309 $3,742
Progressive $4,959 $4,348 $4,061
State Farm $3,889 $2,351 $1,835
Travelers $5,776 $4,877 $4,855
USAA $4,125 $2,313 $1,885

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Cheap Carlisle, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carlisle, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Carlisle, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carlisle, Kentucky

ZIP Code Average Annual Rates
40311 $3,972

Cheap Carlisle, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Carlisle, Kentucky auto insurance. Find the cheapest annual Carlisle, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carlisle, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,683 $5,683
Nationwide $4,508 $4,508
Progressive $4,456 $4,456
State Farm $2,623 $2,760
Travelers $5,169 $5,169
USAA $2,672 $2,877

Cheap Carlisle, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carlisle, Kentucky? Check out the comparison of annual Carlisle, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carlisle, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,459 $5,653 $5,936
Nationwide $4,563 $4,454 $4,506
Progressive $4,127 $4,407 $4,834
State Farm $2,510 $2,691 $2,874
Travelers $4,962 $5,200 $5,346
USAA $2,650 $2,768 $2,906

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Best By Category: Cheapest Auto Insurance in Carlisle, Kentucky

Compare the cheapest auto insurance companies in Carlisle, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carlisle, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Carlisle, Kentucky Auto Insurance Companies

What auto insurance companies in Carlisle, Kentucky are the cheapest? Compare the top Carlisle, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carlisle, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,683
Nationwide $4,508
Progressive $4,456
State Farm $2,692
Travelers $5,169
USAA $2,775

What affects auto insurance rates in Carlisle, Kentucky?

There are a lot of reasons why auto insurance rates in Carlisle, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carlisle, Kentucky. Many local factors may affect your Carlisle auto insurance rates.

Carlisle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carlisle, Kentucky commute length is 31.0 minutes according to City-Data.

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Compare Carlisle, Kentucky Auto Insurance Quotes

Before you buy Carlisle, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carlisle, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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