Best Cheap Auto Insurance in Carleton, MI (2021)

The average Carleton, MI auto insurance rates are $840 per month. The minimum auto insurance in Carleton is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Carleton, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Carleton is USAA
  • The most expensive auto insurance company in Carleton for teen drivers is Allstate
  • The minimum auto insurance required in Carleton, Michigan is 20/40/10

Carleton, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Carleton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carleton, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Carleton to other Michigan cities, including Ann Arbor auto insurance rates, Lansing auto insurance rates, and Sterling Heights auto insurance rates to see how Carleton, Michigan auto insurance rates stack up.

Before you buy Carleton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carleton, Michigan auto insurance quotes.

Minimum Auto Insurance in Carleton, Michigan

Carleton, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carleton, Michigan.

Minimum Required Auto Insurance Coverage in Carleton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Carleton, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carleton, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carleton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,068 $16,068 $14,906 $14,906 $40,370 $40,370 $16,937 $16,937
Farmers $4,527 $4,527 $4,228 $4,228 $10,030 $10,030 $5,084 $5,084
GEICO $4,957 $4,957 $5,071 $5,071 $13,472 $13,472 $4,718 $4,718
Liberty Mutual $15,624 $15,624 $15,474 $15,474 $36,217 $36,217 $15,624 $15,624
Nationwide $3,550 $3,550 $3,173 $3,173 $9,174 $9,174 $3,883 $3,883
Progressive $3,236 $2,967 $2,862 $3,235 $11,707 $12,312 $3,750 $3,373
State Farm $7,635 $7,635 $7,140 $7,140 $27,348 $27,348 $8,972 $8,972
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,736 $2,576 $2,576 $2,420 $6,759 $6,390 $3,328 $3,172

Cheap Carleton, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carleton, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Carleton, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Carleton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $40,370 $40,370
Farmers $10,030 $10,030
GEICO $13,472 $13,472
Liberty Mutual $36,217 $36,217
Nationwide $9,174 $9,174
Progressive $11,707 $12,312
State Farm $27,348 $27,348
Travelers $16,180 $16,180
USAA $6,759 $6,390

Cheap Carleton, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Carleton, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carleton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,906 $14,906
Farmers $4,228 $4,228
GEICO $5,071 $5,071
Liberty Mutual $15,474 $15,474
Nationwide $3,173 $3,173
Progressive $2,862 $3,235
State Farm $7,140 $7,140
Travelers $4,626 $4,626
USAA $2,576 $2,420

Cheap Carleton, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carleton, Michigan compared to the annual auto insurance rates with a clean record in Carleton, Michigan.

Annual Carleton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,698 $14,302 $48,262 $15,018
Farmers $5,018 $6,388 $6,312 $6,152
GEICO $2,462 $5,245 $15,941 $4,568
Liberty Mutual $14,111 $17,337 $33,172 $18,319
Nationwide $4,246 $5,637 $5,129 $4,767
Progressive $4,572 $6,064 $5,456 $5,629
State Farm $8,008 $9,665 $21,270 $12,152
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,008 $3,765 $4,926 $3,279

Cheap Carleton, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carleton, Michigan is not easy. Compare the annual rates for DUI auto insurance in Carleton, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Carleton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $48,262
Farmers $6,312
GEICO $15,941
Liberty Mutual $33,172
Nationwide $5,129
Progressive $5,456
State Farm $21,270
Travelers $12,473
USAA $4,926

Cheap Carleton, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carleton, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carleton, Michigan

Insurance Company Poor Fair Good
Allstate $33,410 $18,541 $14,259
Farmers $7,910 $5,199 $4,793
GEICO $9,083 $6,665 $5,414
Liberty Mutual $32,810 $18,942 $10,452
Nationwide $6,167 $4,675 $3,992
Progressive $6,291 $5,276 $4,724
State Farm $20,733 $10,479 $7,109
Travelers $8,206 $7,958 $7,858
USAA $5,605 $3,200 $2,429

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Cheap Carleton, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carleton, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Carleton, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carleton, Michigan

ZIP Code Average Annual Rates
48117 $7,057

Cheap Carleton, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Carleton, Michigan auto insurance. Find the cheapest annual Carleton, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carleton, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,070 $22,070
Farmers $5,967 $5,967
GEICO $6,893 $7,215
Liberty Mutual $20,035 $21,435
Nationwide $4,945 $4,945
Progressive $5,430 $5,430
State Farm $12,417 $13,131
Travelers $7,961 $8,053
USAA $3,702 $3,787

Cheap Carleton, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carleton, Michigan? Check out the comparison of annual Carleton, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carleton, Michigan

Insurance Company Low Medium High
Allstate $21,413 $22,128 $22,669
Farmers $5,813 $5,955 $6,135
GEICO $6,534 $6,979 $7,650
Liberty Mutual $20,193 $20,681 $21,330
Nationwide $5,102 $4,881 $4,851
Progressive $5,224 $5,439 $5,627
State Farm $12,056 $12,863 $13,403
Travelers $7,920 $8,016 $8,086
USAA $3,630 $3,754 $3,849

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Best By Category: Cheapest Auto Insurance in Carleton, Michigan

Compare the cheapest auto insurance companies in Carleton, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carleton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Carleton, Michigan Auto Insurance Companies

What auto insurance companies in Carleton, Michigan are the cheapest? Compare the top Carleton, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carleton, Michigan

Insurance Company Average Annual Rates
Allstate $22,070
Farmers $5,967
GEICO $7,054
Liberty Mutual $20,735
Nationwide $4,945
Progressive $5,430
State Farm $12,774
Travelers $8,007
USAA $3,745

What affects auto insurance rates in Carleton, Michigan?

There are a lot of reasons why auto insurance rates in Carleton, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carleton, Michigan. Many local factors may affect your Carleton auto insurance rates.

Carleton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Carleton, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Carleton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carleton, Michigan commute length is 25.8 minutes according to City-Data.

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Compare Carleton, Michigan Auto Insurance Quotes

Before you buy Carleton, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carleton, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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