Best Cheap Auto Insurance in Carencro, LA (2021)

The average Carencro, LA auto insurance rates are $472 per month. The minimum auto insurance in Carencro is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Carencro, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Carencro, LA for senior drivers are $3,514 per year
  • The most expensive auto insurance company in Carencro for teen drivers is Progressive
  • The minimum auto insurance required in Carencro, Louisiana is 15/30/25

Carencro, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Carencro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carencro, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Carencro to other Louisiana cities, including Alexandria auto insurance rates, Kenner auto insurance rates, and Lake Charles auto insurance rates to see how Carencro, Louisiana auto insurance rates stack up.

Before you buy Carencro, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carencro, Louisiana auto insurance quotes.

Minimum Auto Insurance in Carencro, Louisiana

Carencro, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carencro, Louisiana.

Minimum Required Auto Insurance Coverage in Carencro, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carencro, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carencro, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carencro, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,086 $4,086 $4,242 $4,242 $9,029 $11,373 $4,517 $4,896
GEICO $3,254 $3,755 $3,924 $4,813 $12,141 $12,751 $3,141 $3,015
Progressive $3,995 $3,706 $3,357 $3,638 $16,228 $18,002 $4,545 $4,610
State Farm $2,964 $2,964 $2,748 $2,748 $8,999 $11,277 $3,313 $3,711
USAA $2,776 $2,726 $2,729 $2,696 $8,444 $9,858 $3,396 $3,710

Cheap Carencro, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carencro, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Carencro, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Carencro, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,029 $11,373
GEICO $12,141 $12,751
Progressive $16,228 $18,002
State Farm $8,999 $11,277
USAA $8,444 $9,858

Cheap Carencro, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Carencro, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carencro, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,242 $4,242
GEICO $3,924 $4,813
Progressive $3,357 $3,638
State Farm $2,748 $2,748
USAA $2,729 $2,696

Cheap Carencro, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carencro, Louisiana compared to the annual auto insurance rates with a clean record in Carencro, Louisiana.

Annual Carencro, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,561 $7,031 $6,260 $5,384
GEICO $3,957 $6,421 $7,946 $5,072
Progressive $6,040 $8,143 $7,796 $7,062
State Farm $4,419 $5,262 $4,840 $4,840
USAA $3,464 $4,830 $5,734 $4,139

Cheap Carencro, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carencro, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Carencro, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Carencro, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,260
GEICO $7,946
Progressive $7,796
State Farm $4,840
USAA $5,734

Cheap Carencro, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carencro, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carencro, Louisiana

Insurance Company Poor Fair Good
Allstate $7,628 $5,233 $4,567
GEICO $6,958 $6,038 $4,552
Progressive $8,179 $7,041 $6,560
State Farm $6,707 $4,321 $3,493
USAA $6,247 $4,017 $3,362

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Cheap Carencro, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carencro, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Carencro, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carencro, Louisiana

ZIP Code Average Annual Rates
70520 $5,289

Cheap Carencro, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Carencro, Louisiana auto insurance. Find the cheapest annual Carencro, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carencro, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,809 $5,809
GEICO $5,738 $5,960
Progressive $7,260 $7,260
State Farm $4,714 $4,966
USAA $4,400 $4,684

Cheap Carencro, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carencro, Louisiana? Check out the comparison of annual Carencro, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carencro, Louisiana

Insurance Company Low Medium High
Allstate $5,020 $5,921 $6,487
GEICO $4,794 $5,873 $6,880
Progressive $5,959 $7,194 $8,627
State Farm $4,121 $4,828 $5,572
USAA $3,875 $4,619 $5,131

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Best By Category: Cheapest Auto Insurance in Carencro, Louisiana

Compare the cheapest auto insurance companies in Carencro, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carencro, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Carencro, Louisiana Auto Insurance Companies

What auto insurance companies in Carencro, Louisiana are the cheapest? Compare the top Carencro, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carencro, Louisiana

Insurance Company Average Annual Rates
Allstate $5,809
GEICO $5,849
Progressive $7,260
State Farm $4,840
USAA $4,542

What affects auto insurance rates in Carencro, Louisiana?

There are a lot of reasons why auto insurance rates in Carencro, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carencro, Louisiana. Many local factors may affect your Carencro auto insurance rates.

Carencro Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Carencro, Louisiana auto theft statistics, there have been 6 auto thefts in the city.

Carencro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carencro, Louisiana commute length is 26.8 minutes according to City-Data.

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Compare Carencro, Louisiana Auto Insurance Quotes

Before you buy Carencro, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carencro, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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