Best Cheap Auto Insurance in Carefree, AZ (2021)

The average Carefree, AZ auto insurance rates are $333 per month. The minimum auto insurance in Carefree is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Carefree, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Carefree is 32.8 minutes
  • Average auto insurance rates in Carefree, AZ for senior drivers are $2,294 per year
  • The cheapest auto insurance company in Carefree is GEICO

Carefree, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Carefree can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carefree, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Carefree to other Arizona cities, including Tempe auto insurance rates, Tucson auto insurance rates, and Surprise auto insurance rates to see how Carefree, Arizona auto insurance rates stack up.

Before you buy Carefree, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carefree, Arizona auto insurance quotes.

Minimum Auto Insurance in Carefree, Arizona

Carefree, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carefree, Arizona.

Minimum Required Auto Insurance Coverage in Carefree, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Carefree, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carefree, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carefree, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,453 $3,359 $3,359 $7,569 $9,822 $3,871 $4,214
American Family $2,930 $2,930 $2,690 $2,690 $7,789 $10,193 $2,930 $3,428
Farmers $3,017 $3,012 $2,683 $2,877 $13,123 $13,565 $3,377 $3,451
GEICO $1,563 $1,737 $1,323 $1,690 $4,521 $4,747 $1,428 $1,398
Nationwide $2,561 $2,607 $2,287 $2,424 $6,381 $8,182 $2,961 $3,204
Progressive $1,998 $1,741 $1,800 $1,708 $8,296 $9,242 $2,141 $2,115
State Farm $2,953 $2,953 $2,615 $2,615 $9,250 $11,623 $3,177 $4,014
Travelers $2,178 $2,292 $2,027 $2,155 $6,451 $8,141 $2,305 $2,424
USAA $1,594 $1,600 $1,488 $1,509 $5,865 $6,707 $2,094 $2,243

Cheap Carefree, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carefree, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Carefree, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Carefree, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,822
American Family $7,789 $10,193
Farmers $13,123 $13,565
GEICO $4,521 $4,747
Nationwide $6,381 $8,182
Progressive $8,296 $9,242
State Farm $9,250 $11,623
Travelers $6,451 $8,141
USAA $5,865 $6,707

Cheap Carefree, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Carefree, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carefree, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,359 $3,359
American Family $2,690 $2,690
Farmers $2,683 $2,877
GEICO $1,323 $1,690
Nationwide $2,287 $2,424
Progressive $1,800 $1,708
State Farm $2,615 $2,615
Travelers $2,027 $2,155
USAA $1,488 $1,509

Cheap Carefree, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carefree, Arizona compared to the annual auto insurance rates with a clean record in Carefree, Arizona.

Annual Carefree, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,905 $4,961 $5,627 $5,058
American Family $3,156 $4,876 $6,093 $3,666
Farmers $4,767 $6,156 $6,012 $5,617
GEICO $1,776 $2,413 $3,239 $1,776
Nationwide $3,232 $3,399 $5,052 $3,620
Progressive $3,201 $4,225 $3,376 $3,717
State Farm $4,452 $5,348 $4,900 $4,900
Travelers $2,793 $3,645 $4,068 $3,482
USAA $2,103 $3,005 $3,970 $2,473

Cheap Carefree, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carefree, Arizona is not easy. Compare the annual rates for DUI auto insurance in Carefree, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Carefree, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,627
American Family $6,093
Farmers $6,012
GEICO $3,239
Nationwide $5,052
Progressive $3,376
State Farm $4,900
Travelers $4,068
USAA $3,970

Cheap Carefree, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carefree, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carefree, Arizona

Insurance Company Poor Fair Good
Allstate $6,255 $4,456 $3,952
American Family $5,589 $4,165 $3,589
Farmers $6,430 $5,374 $5,110
GEICO $3,162 $2,074 $1,667
Nationwide $4,606 $3,664 $3,207
Progressive $4,043 $3,538 $3,309
State Farm $9,013 $3,494 $2,192
Travelers $4,256 $3,471 $2,763
USAA $3,797 $2,655 $2,211

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Cheap Carefree, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carefree, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Carefree, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carefree, Arizona

ZIP Code Average Annual Rates
85377 $3,984

Cheap Carefree, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Carefree, Arizona auto insurance. Find the cheapest annual Carefree, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carefree, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,888 $4,888
American Family $4,405 $4,490
Farmers $5,638 $5,638
GEICO $2,264 $2,338
Nationwide $3,826 $3,826
Progressive $3,630 $3,630
State Farm $4,775 $5,025
Travelers $3,497 $3,497
USAA $2,856 $2,919

Cheap Carefree, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carefree, Arizona? Check out the comparison of annual Carefree, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carefree, Arizona

Insurance Company Low Medium High
Allstate $4,608 $4,910 $5,145
American Family $4,271 $4,589 $4,482
Farmers $4,691 $5,704 $6,520
GEICO $1,935 $2,340 $2,628
Nationwide $3,659 $3,869 $3,949
Progressive $3,159 $3,703 $4,028
State Farm $4,378 $4,997 $5,325
Travelers $3,104 $3,555 $3,831
USAA $2,647 $2,930 $3,086

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Best By Category: Cheapest Auto Insurance in Carefree, Arizona

Compare the cheapest auto insurance companies in Carefree, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carefree, Arizona

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Carefree, Arizona Auto Insurance Companies

What auto insurance companies in Carefree, Arizona are the cheapest? Compare the top Carefree, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carefree, Arizona

Insurance Company Average Annual Rates
Allstate $4,888
American Family $4,448
Farmers $5,638
GEICO $2,301
Nationwide $3,826
Progressive $3,630
State Farm $4,900
Travelers $3,497
USAA $2,888

What affects auto insurance rates in Carefree, Arizona?

There are a lot of reasons why auto insurance rates in Carefree, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carefree, Arizona. Many local factors may affect your Carefree auto insurance rates.

Carefree Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carefree, Arizona commute length is 32.8 minutes according to City-Data.

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Compare Carefree, Arizona Auto Insurance Quotes

Before you buy Carefree, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carefree, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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