Best Cheap Auto Insurance in Carbon, TX (2021)

The average Carbon, TX auto insurance rates are $305 per month. The minimum auto insurance in Carbon is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Carbon, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Carbon for teen drivers is Progressive
  • The cheapest auto insurance company in Carbon is USAA
  • The minimum auto insurance required in Carbon, Texas is 30/60/25

Carbon, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Carbon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carbon, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Carbon to other Texas cities, including Houston auto insurance rates, San Antonio auto insurance rates, and Corpus Christi auto insurance rates to see how Carbon, Texas auto insurance rates stack up.

Before you buy Carbon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carbon, Texas auto insurance quotes.

Minimum Auto Insurance in Carbon, Texas

Carbon, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carbon, Texas.

Minimum Required Auto Insurance Coverage in Carbon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Carbon, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carbon, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carbon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,443 $3,353 $3,353 $8,801 $10,692 $4,224 $4,436
American Family $2,961 $3,244 $2,589 $2,924 $6,675 $8,857 $4,034 $4,591
GEICO $2,082 $2,225 $1,979 $2,206 $4,413 $4,611 $2,248 $2,262
Nationwide $2,569 $2,613 $2,267 $2,402 $7,325 $9,412 $3,021 $3,271
Progressive $2,351 $2,238 $2,075 $2,128 $9,425 $10,462 $2,774 $2,813
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,425 $1,441 $1,355 $1,354 $3,881 $4,251 $1,896 $2,050

Cheap Carbon, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carbon, Texas is a challenge. Take a look at the annual teen auto insurance rates in Carbon, Texas.

Annual Auto Insurance Rates for Teen Drivers in Carbon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,801 $10,692
American Family $6,675 $8,857
GEICO $4,413 $4,611
Nationwide $7,325 $9,412
Progressive $9,425 $10,462
State Farm $4,319 $5,493
USAA $3,881 $4,251

Cheap Carbon, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Carbon, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carbon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,353 $3,353
American Family $2,589 $2,924
GEICO $1,979 $2,206
Nationwide $2,267 $2,402
Progressive $2,075 $2,128
State Farm $1,629 $1,629
USAA $1,355 $1,354

Cheap Carbon, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carbon, Texas compared to the annual auto insurance rates with a clean record in Carbon, Texas.

Annual Carbon, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,104 $6,185 $6,455 $4,104
American Family $4,114 $5,168 $4,541 $4,114
GEICO $2,342 $3,056 $2,600 $3,014
Nationwide $3,562 $3,562 $5,289 $4,026
Progressive $3,742 $4,798 $4,372 $4,221
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,655 $2,422 $2,849 $1,899

Cheap Carbon, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carbon, Texas is not easy. Compare the annual rates for DUI auto insurance in Carbon, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Carbon, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,455
American Family $4,541
GEICO $2,600
Nationwide $5,289
Progressive $4,372
State Farm $3,111
USAA $2,849

Cheap Carbon, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carbon, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carbon, Texas

Insurance Company Poor Fair Good
Allstate $6,625 $4,858 $4,153
American Family $6,343 $3,802 $3,308
GEICO $4,230 $2,410 $1,619
Nationwide $4,938 $3,958 $3,434
Progressive $4,847 $4,159 $3,844
State Farm $3,680 $2,290 $1,825
USAA $3,258 $1,865 $1,496

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Cheap Carbon, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carbon, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Carbon, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carbon, Texas

ZIP Code Average Annual Rates
76435 $5,360

Cheap Carbon, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Carbon, Texas auto insurance. Find the cheapest annual Carbon, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carbon, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,094 $5,330
American Family $4,484 $4,484
GEICO $2,700 $2,807
Nationwide $4,110 $4,110
Progressive $4,283 $4,283
State Farm $2,598 $2,598
USAA $2,178 $2,234

Cheap Carbon, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carbon, Texas? Check out the comparison of annual Carbon, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carbon, Texas

Insurance Company Low Medium High
Allstate $5,128 $5,181 $5,327
American Family $4,277 $4,378 $4,798
GEICO $2,629 $2,724 $2,907
Nationwide $4,433 $3,933 $3,964
Progressive $4,101 $4,260 $4,490
State Farm $2,476 $2,592 $2,727
USAA $2,141 $2,199 $2,279

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Best By Category: Cheapest Auto Insurance in Carbon, Texas

Compare the cheapest auto insurance companies in Carbon, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carbon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Carbon, Texas Auto Insurance Companies

What auto insurance companies in Carbon, Texas are the cheapest? Compare the top Carbon, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carbon, Texas

Insurance Company Average Annual Rates
Allstate $5,212
American Family $4,484
GEICO $2,753
Nationwide $4,110
Progressive $4,283
State Farm $2,598
USAA $2,206

What affects auto insurance rates in Carbon, Texas?

There are a lot of reasons why auto insurance rates in Carbon, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carbon, Texas. Many local factors may affect your Carbon auto insurance rates.

Carbon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carbon, Texas commute length is 23.2 minutes according to City-Data.

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Compare Carbon, Texas Auto Insurance Quotes

Before you buy Carbon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carbon, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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