Best Cheap Auto Insurance in Carbon Cliff, IL (2021)

The average Carbon Cliff, IL auto insurance rates are $249 per month. The minimum auto insurance in Carbon Cliff is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Carbon Cliff, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Carbon Cliff for teen drivers is Farmers
  • Average auto insurance rates in Carbon Cliff, IL for senior drivers are $1,694 per year
  • The cheapest auto insurance company in Carbon Cliff is Liberty Mutual

Carbon Cliff, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Carbon Cliff can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Carbon Cliff, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Carbon Cliff to other Illinois cities, including Champaign auto insurance rates, Waukegan auto insurance rates, and Joliet auto insurance rates to see how Carbon Cliff, Illinois auto insurance rates stack up.

Before you buy Carbon Cliff, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Carbon Cliff, Illinois auto insurance quotes.

Minimum Auto Insurance in Carbon Cliff, Illinois

Carbon Cliff, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Carbon Cliff, Illinois.

Minimum Required Auto Insurance Coverage in Carbon Cliff, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Carbon Cliff, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Carbon Cliff, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carbon Cliff, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $3,028 $3,160 $3,160 $7,917 $10,233 $3,619 $3,907
American Family $2,135 $2,135 $1,960 $1,960 $6,106 $8,428 $2,135 $2,754
Farmers $2,244 $2,246 $1,984 $2,104 $9,978 $10,422 $2,563 $2,672
GEICO $1,520 $1,553 $1,472 $1,778 $4,955 $5,156 $1,917 $1,824
Liberty Mutual $1,246 $1,343 $1,039 $1,160 $4,153 $4,619 $1,298 $1,365
Nationwide $1,451 $1,473 $1,298 $1,371 $3,888 $4,972 $1,681 $1,816
Progressive $2,007 $1,890 $1,658 $1,733 $7,426 $8,326 $2,397 $2,598
State Farm $1,329 $1,329 $1,187 $1,187 $3,823 $4,844 $1,503 $1,731
Travelers $1,389 $1,463 $1,280 $1,361 $4,082 $5,139 $1,468 $1,543
USAA $1,657 $1,676 $1,532 $1,491 $5,424 $5,987 $2,175 $2,374

Cheap Carbon Cliff, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Carbon Cliff, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Carbon Cliff, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Carbon Cliff, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,917 $10,233
American Family $6,106 $8,428
Farmers $9,978 $10,422
GEICO $4,955 $5,156
Liberty Mutual $4,153 $4,619
Nationwide $3,888 $4,972
Progressive $7,426 $8,326
State Farm $3,823 $4,844
Travelers $4,082 $5,139
USAA $5,424 $5,987

Cheap Carbon Cliff, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Carbon Cliff, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Carbon Cliff, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,160 $3,160
American Family $1,960 $1,960
Farmers $1,984 $2,104
GEICO $1,472 $1,778
Liberty Mutual $1,039 $1,160
Nationwide $1,298 $1,371
Progressive $1,658 $1,733
State Farm $1,187 $1,187
Travelers $1,280 $1,361
USAA $1,532 $1,491

Cheap Carbon Cliff, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Carbon Cliff, Illinois compared to the annual auto insurance rates with a clean record in Carbon Cliff, Illinois.

Annual Carbon Cliff, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,351 $5,818 $5,395 $4,454
American Family $2,536 $3,614 $4,782 $2,875
Farmers $3,610 $4,663 $4,547 $4,288
GEICO $1,819 $2,439 $3,573 $2,257
Liberty Mutual $1,691 $2,397 $2,105 $1,917
Nationwide $1,819 $2,338 $2,738 $2,081
Progressive $2,884 $4,297 $3,194 $3,642
State Farm $1,934 $2,300 $2,117 $2,117
Travelers $1,767 $2,316 $2,572 $2,208
USAA $1,987 $2,859 $3,914 $2,399

Cheap Carbon Cliff, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Carbon Cliff, Illinois is not easy. Compare the annual rates for DUI auto insurance in Carbon Cliff, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Carbon Cliff, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,395
American Family $4,782
Farmers $4,547
GEICO $3,573
Liberty Mutual $2,105
Nationwide $2,738
Progressive $3,194
State Farm $2,117
Travelers $2,572
USAA $3,914

Cheap Carbon Cliff, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Carbon Cliff, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Carbon Cliff, Illinois

Insurance Company Poor Fair Good
Allstate $6,055 $4,375 $3,834
American Family $4,578 $3,127 $2,649
Farmers $4,848 $4,091 $3,891
GEICO $4,043 $1,979 $1,544
Liberty Mutual $2,858 $1,794 $1,431
Nationwide $2,666 $2,164 $1,902
Progressive $3,986 $3,389 $3,138
State Farm $3,078 $1,843 $1,429
Travelers $2,694 $2,183 $1,769
USAA $3,724 $2,549 $2,096

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Cheap Carbon Cliff, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Carbon Cliff, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Carbon Cliff, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Carbon Cliff, Illinois

ZIP Code Average Annual Rates
61239 $2,962
61282 $2,953

Cheap Carbon Cliff, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Carbon Cliff, Illinois auto insurance. Find the cheapest annual Carbon Cliff, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Carbon Cliff, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,754 $4,754
American Family $3,408 $3,495
Farmers $4,277 $4,277
GEICO $2,479 $2,565
Liberty Mutual $2,028 $2,028
Nationwide $2,244 $2,244
Progressive $3,504 $3,504
State Farm $2,063 $2,170
Travelers $2,130 $2,302
USAA $2,712 $2,868

Cheap Carbon Cliff, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Carbon Cliff, Illinois? Check out the comparison of annual Carbon Cliff, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carbon Cliff, Illinois

Insurance Company Low Medium High
Allstate $4,577 $4,749 $4,937
American Family $3,306 $3,578 $3,470
Farmers $4,048 $4,163 $4,618
GEICO $2,297 $2,519 $2,750
Liberty Mutual $1,907 $2,023 $2,153
Nationwide $2,204 $2,267 $2,260
Progressive $3,241 $3,493 $3,779
State Farm $2,006 $2,120 $2,223
Travelers $2,080 $2,213 $2,354
USAA $2,639 $2,789 $2,941

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Best By Category: Cheapest Auto Insurance in Carbon Cliff, Illinois

Compare the cheapest auto insurance companies in Carbon Cliff, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Carbon Cliff, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Carbon Cliff, Illinois Auto Insurance Companies

What auto insurance companies in Carbon Cliff, Illinois are the cheapest? Compare the top Carbon Cliff, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Carbon Cliff, Illinois

Insurance Company Average Annual Rates
Allstate $4,754
American Family $3,452
Farmers $4,277
GEICO $2,522
Liberty Mutual $2,028
Nationwide $2,244
Progressive $3,504
State Farm $2,117
Travelers $2,216
USAA $2,790

What affects auto insurance rates in Carbon Cliff, Illinois?

There are a lot of reasons why auto insurance rates in Carbon Cliff, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Carbon Cliff, Illinois. Many local factors may affect your Carbon Cliff auto insurance rates.

Carbon Cliff Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Carbon Cliff, Illinois commute length is 19.4 minutes according to City-Data.

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Compare Carbon Cliff, Illinois Auto Insurance Quotes

Before you buy Carbon Cliff, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Carbon Cliff, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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