Best Cheap Auto Insurance in Caplinger Mills, MO (2021)

The average Caplinger Mills, MO auto insurance rates are $269 per month. The minimum auto insurance in Caplinger Mills is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Caplinger Mills, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Caplinger Mills for teen drivers is Farmers
  • Average auto insurance rates in Caplinger Mills, MO for senior drivers are $1,821 per year
  • The minimum auto insurance required in Caplinger Mills, Missouri is 25/50/25

Caplinger Mills, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Caplinger Mills can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Caplinger Mills, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Caplinger Mills to other Missouri cities, including St. Joseph auto insurance rates, St. Charles auto insurance rates, and Lee’s Summit auto insurance rates to see how Caplinger Mills, Missouri auto insurance rates stack up.

Before you buy Caplinger Mills, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Caplinger Mills, Missouri auto insurance quotes.

Minimum Auto Insurance in Caplinger Mills, Missouri

Caplinger Mills, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Caplinger Mills, Missouri.

Minimum Required Auto Insurance Coverage in Caplinger Mills, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Caplinger Mills, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Caplinger Mills, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caplinger Mills, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,798 $2,713 $2,516 $2,597 $7,672 $8,297 $2,687 $2,775
American Family $2,029 $2,029 $1,808 $1,808 $5,560 $7,219 $2,029 $2,371
Farmers $2,261 $2,254 $2,020 $2,138 $9,262 $9,583 $2,582 $2,706
GEICO $1,982 $2,213 $1,539 $1,942 $6,045 $6,425 $1,833 $1,858
Liberty Mutual $2,556 $2,771 $2,104 $2,359 $8,694 $9,653 $2,696 $2,881
Nationwide $1,546 $1,590 $1,373 $1,468 $3,861 $4,997 $1,760 $1,917
Progressive $2,146 $2,023 $1,754 $1,801 $6,642 $7,490 $2,627 $2,709
State Farm $1,609 $1,609 $1,426 $1,426 $4,478 $5,674 $1,806 $2,049
USAA $1,488 $1,477 $1,338 $1,364 $4,405 $5,384 $1,855 $2,064

Cheap Caplinger Mills, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Caplinger Mills, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Caplinger Mills, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Caplinger Mills, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,672 $8,297
American Family $5,560 $7,219
Farmers $9,262 $9,583
GEICO $6,045 $6,425
Liberty Mutual $8,694 $9,653
Nationwide $3,861 $4,997
Progressive $6,642 $7,490
State Farm $4,478 $5,674
USAA $4,405 $5,384

Cheap Caplinger Mills, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Caplinger Mills, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Caplinger Mills, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,516 $2,597
American Family $1,808 $1,808
Farmers $2,020 $2,138
GEICO $1,539 $1,942
Liberty Mutual $2,104 $2,359
Nationwide $1,373 $1,468
Progressive $1,754 $1,801
State Farm $1,426 $1,426
USAA $1,338 $1,364

Cheap Caplinger Mills, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Caplinger Mills, Missouri compared to the annual auto insurance rates with a clean record in Caplinger Mills, Missouri.

Annual Caplinger Mills, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,448 $3,884 $4,804 $3,891
American Family $2,317 $3,366 $4,096 $2,648
Farmers $3,554 $4,405 $4,309 $4,136
GEICO $2,352 $3,009 $4,015 $2,543
Liberty Mutual $3,066 $4,390 $4,532 $4,868
Nationwide $1,845 $2,332 $3,072 $2,008
Progressive $2,977 $3,901 $3,272 $3,446
State Farm $2,319 $2,701 $2,510 $2,510
USAA $1,947 $2,357 $3,260 $2,124

Cheap Caplinger Mills, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Caplinger Mills, Missouri is not easy. Compare the annual rates for DUI auto insurance in Caplinger Mills, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Caplinger Mills, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,804
American Family $4,096
Farmers $4,309
GEICO $4,015
Liberty Mutual $4,532
Nationwide $3,072
Progressive $3,272
State Farm $2,510
USAA $3,260

Cheap Caplinger Mills, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Caplinger Mills, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Caplinger Mills, Missouri

Insurance Company Poor Fair Good
Allstate $5,533 $3,553 $2,936
American Family $4,054 $2,858 $2,408
Farmers $4,689 $3,903 $3,712
GEICO $4,116 $2,680 $2,143
Liberty Mutual $6,051 $3,687 $2,905
Nationwide $2,741 $2,246 $1,955
Progressive $3,946 $3,253 $2,998
State Farm $3,387 $2,260 $1,882
USAA $4,037 $1,881 $1,349

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Cheap Caplinger Mills, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Caplinger Mills, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Caplinger Mills, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Caplinger Mills, Missouri

ZIP Code Average Annual Rates
65607 $2,663

Cheap Caplinger Mills, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Caplinger Mills, Missouri auto insurance. Find the cheapest annual Caplinger Mills, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Caplinger Mills, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,007 $4,007
American Family $3,076 $3,137
Farmers $4,101 $4,101
GEICO $2,921 $3,038
Liberty Mutual $4,214 $4,214
Nationwide $2,314 $2,314
Progressive $3,399 $3,399
State Farm $2,448 $2,572
USAA $2,334 $2,509

Cheap Caplinger Mills, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Caplinger Mills, Missouri? Check out the comparison of annual Caplinger Mills, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caplinger Mills, Missouri

Insurance Company Low Medium High
Allstate $3,839 $3,998 $4,185
American Family $3,013 $3,205 $3,102
Farmers $3,846 $4,062 $4,395
GEICO $2,807 $2,997 $3,135
Liberty Mutual $3,986 $4,234 $4,423
Nationwide $2,186 $2,333 $2,423
Progressive $3,097 $3,406 $3,694
State Farm $2,362 $2,519 $2,648
USAA $2,320 $2,414 $2,532

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Best By Category: Cheapest Auto Insurance in Caplinger Mills, Missouri

Compare the cheapest auto insurance companies in Caplinger Mills, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Caplinger Mills, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Caplinger Mills, Missouri Auto Insurance Companies

What auto insurance companies in Caplinger Mills, Missouri are the cheapest? Compare the top Caplinger Mills, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Caplinger Mills, Missouri

Insurance Company Average Annual Rates
Allstate $4,007
American Family $3,107
Farmers $4,101
GEICO $2,980
Liberty Mutual $4,214
Nationwide $2,314
Progressive $3,399
State Farm $2,510
USAA $2,422

Compare Caplinger Mills, Missouri Auto Insurance Quotes

Before you buy Caplinger Mills, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Caplinger Mills, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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