Best Cheap Auto Insurance in Cape Elizabeth, ME (2021)

The average Cape Elizabeth, ME auto insurance rates are $206 per month. The minimum auto insurance in Cape Elizabeth is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Cape Elizabeth, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cape Elizabeth for teen drivers is Progressive
  • The minimum auto insurance required in Cape Elizabeth, Maine is 50/100/25
  • Average auto insurance rates in Cape Elizabeth, ME for senior drivers are $1,436 per year

Cape Elizabeth, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Cape Elizabeth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cape Elizabeth, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Cape Elizabeth to other Maine cities, including Augusta auto insurance rates, Portland auto insurance rates, and Sanford auto insurance rates to see how Cape Elizabeth, Maine auto insurance rates stack up.

Before you buy Cape Elizabeth, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cape Elizabeth, Maine auto insurance quotes.

Minimum Auto Insurance in Cape Elizabeth, Maine

Cape Elizabeth, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cape Elizabeth, Maine.

Minimum Required Auto Insurance Coverage in Cape Elizabeth, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cape Elizabeth, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cape Elizabeth, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cape Elizabeth, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,807 $1,588 $1,719 $4,498 $6,003 $1,902 $2,122
Farmers $1,612 $1,627 $1,529 $1,623 $5,567 $6,005 $1,938 $1,998
GEICO $929 $961 $929 $929 $2,316 $3,005 $1,013 $1,077
Liberty Mutual $2,688 $2,688 $2,563 $2,563 $5,636 $8,401 $2,688 $3,759
Progressive $1,739 $1,703 $1,739 $1,703 $7,370 $8,275 $2,022 $2,279
State Farm $1,271 $1,271 $1,207 $1,207 $4,142 $5,170 $1,424 $1,557
Travelers $1,146 $1,181 $1,040 $1,061 $4,710 $6,380 $1,125 $1,283
USAA $807 $792 $803 $782 $2,658 $2,927 $1,021 $1,064

Cheap Cape Elizabeth, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cape Elizabeth, Maine is a challenge. Take a look at the annual teen auto insurance rates in Cape Elizabeth, Maine.

Annual Auto Insurance Rates for Teen Drivers in Cape Elizabeth, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,498 $6,003
Farmers $5,567 $6,005
GEICO $2,316 $3,005
Liberty Mutual $5,636 $8,401
Progressive $7,370 $8,275
State Farm $4,142 $5,170
Travelers $4,710 $6,380
USAA $2,658 $2,927

Cheap Cape Elizabeth, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Cape Elizabeth, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cape Elizabeth, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,588 $1,719
Farmers $1,529 $1,623
GEICO $929 $929
Liberty Mutual $2,563 $2,563
Progressive $1,739 $1,703
State Farm $1,207 $1,207
Travelers $1,040 $1,061
USAA $803 $782

Cheap Cape Elizabeth, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cape Elizabeth, Maine compared to the annual auto insurance rates with a clean record in Cape Elizabeth, Maine.

Annual Cape Elizabeth, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,176 $2,962 $3,096 $2,464
Farmers $2,389 $3,049 $2,646 $2,865
GEICO $1,018 $1,428 $2,115 $1,018
Liberty Mutual $2,946 $3,489 $5,839 $3,218
Progressive $2,683 $4,554 $2,990 $3,187
State Farm $1,952 $2,360 $2,156 $2,156
Travelers $1,866 $2,073 $2,608 $2,416
USAA $1,029 $1,357 $1,909 $1,132

Cheap Cape Elizabeth, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cape Elizabeth, Maine is not easy. Compare the annual rates for DUI auto insurance in Cape Elizabeth, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Cape Elizabeth, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,096
Farmers $2,646
GEICO $2,115
Liberty Mutual $5,839
Progressive $2,990
State Farm $2,156
Travelers $2,608
USAA $1,909

Cheap Cape Elizabeth, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cape Elizabeth, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cape Elizabeth, Maine

Insurance Company Poor Fair Good
Allstate $3,357 $2,564 $2,103
Farmers $3,195 $2,613 $2,404
GEICO $1,877 $1,246 $1,062
Liberty Mutual $5,391 $3,495 $2,734
Progressive $3,778 $3,254 $3,028
State Farm $3,140 $1,876 $1,452
Travelers $2,636 $2,161 $1,925
USAA $1,773 $1,227 $1,070

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Cheap Cape Elizabeth, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cape Elizabeth, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Cape Elizabeth, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cape Elizabeth, Maine

ZIP Code Average Annual Rates
4107 $2,142

Cheap Cape Elizabeth, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Cape Elizabeth, Maine auto insurance. Find the cheapest annual Cape Elizabeth, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cape Elizabeth, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,675 $2,675
Farmers $2,738 $2,738
GEICO $1,372 $1,418
Liberty Mutual $3,795 $3,951
Progressive $3,354 $3,354
State Farm $2,086 $2,226
Travelers $2,241 $2,241
USAA $1,319 $1,395

Cheap Cape Elizabeth, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cape Elizabeth, Maine? Check out the comparison of annual Cape Elizabeth, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cape Elizabeth, Maine

Insurance Company Low Medium High
Allstate $2,640 $2,641 $2,742
Farmers $2,611 $2,631 $2,971
GEICO $1,365 $1,375 $1,444
Liberty Mutual $3,817 $3,817 $3,986
Progressive $3,275 $3,283 $3,502
State Farm $2,095 $2,131 $2,242
Travelers $2,204 $2,209 $2,310
USAA $1,326 $1,339 $1,406

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Best By Category: Cheapest Auto Insurance in Cape Elizabeth, Maine

Compare the cheapest auto insurance companies in Cape Elizabeth, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cape Elizabeth, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Cape Elizabeth, Maine Auto Insurance Companies

What auto insurance companies in Cape Elizabeth, Maine are the cheapest? Compare the top Cape Elizabeth, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cape Elizabeth, Maine

Insurance Company Average Annual Rates
Allstate $2,675
Farmers $2,738
GEICO $1,395
Liberty Mutual $3,873
Progressive $3,354
State Farm $2,156
Travelers $2,241
USAA $1,357

Compare Cape Elizabeth, Maine Auto Insurance Quotes

Before you buy Cape Elizabeth, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cape Elizabeth, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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