Best Cheap Auto Insurance in Canyon, TX (2021)

The average Canyon, TX auto insurance rates are $347 per month. The minimum auto insurance in Canyon is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Canyon, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Canyon, Texas is 30/60/25
  • The cheapest auto insurance company in Canyon is USAA
  • Average auto insurance rates in Canyon, TX for senior drivers are $2,534 per year

Canyon, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Canyon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Canyon, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Canyon to other Texas cities, including San Antonio auto insurance rates, Houston auto insurance rates, and Fort Worth auto insurance rates to see how Canyon, Texas auto insurance rates stack up.

Before you buy Canyon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Canyon, Texas auto insurance quotes.

Minimum Auto Insurance in Canyon, Texas

Canyon, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Canyon, Texas.

Minimum Required Auto Insurance Coverage in Canyon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Canyon, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Canyon, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Canyon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,836 $3,745 $3,745 $9,633 $11,679 $4,683 $4,901
American Family $3,492 $3,838 $3,044 $3,453 $7,949 $10,508 $4,783 $5,437
GEICO $2,391 $2,544 $2,236 $2,480 $5,089 $5,310 $2,589 $2,619
Nationwide $2,818 $2,881 $2,475 $2,640 $7,904 $10,245 $3,300 $3,592
Progressive $2,646 $2,545 $2,334 $2,391 $10,674 $11,899 $3,158 $3,230
State Farm $2,035 $2,035 $1,812 $1,812 $4,896 $6,244 $2,214 $2,283
USAA $1,744 $1,784 $1,646 $1,671 $4,558 $5,055 $2,340 $2,576

Cheap Canyon, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Canyon, Texas is a challenge. Take a look at the annual teen auto insurance rates in Canyon, Texas.

Annual Auto Insurance Rates for Teen Drivers in Canyon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,633 $11,679
American Family $7,949 $10,508
GEICO $5,089 $5,310
Nationwide $7,904 $10,245
Progressive $10,674 $11,899
State Farm $4,896 $6,244
USAA $4,558 $5,055

Cheap Canyon, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Canyon, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Canyon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,745 $3,745
American Family $3,044 $3,453
GEICO $2,236 $2,480
Nationwide $2,475 $2,640
Progressive $2,334 $2,391
State Farm $1,812 $1,812
USAA $1,646 $1,671

Cheap Canyon, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Canyon, Texas compared to the annual auto insurance rates with a clean record in Canyon, Texas.

Annual Canyon, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,535 $6,848 $7,086 $4,535
American Family $4,866 $6,137 $5,383 $4,866
GEICO $2,680 $3,491 $2,993 $3,464
Nationwide $3,865 $3,865 $5,809 $4,388
Progressive $4,240 $5,441 $4,962 $4,795
State Farm $2,590 $2,973 $3,514 $2,590
USAA $2,014 $2,923 $3,437 $2,313

Cheap Canyon, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Canyon, Texas is not easy. Compare the annual rates for DUI auto insurance in Canyon, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Canyon, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,086
American Family $5,383
GEICO $2,993
Nationwide $5,809
Progressive $4,962
State Farm $3,514
USAA $3,437

Cheap Canyon, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Canyon, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Canyon, Texas

Insurance Company Poor Fair Good
Allstate $7,349 $5,344 $4,560
American Family $7,485 $4,531 $3,923
GEICO $4,869 $2,760 $1,843
Nationwide $5,401 $4,304 $3,741
Progressive $5,502 $4,718 $4,359
State Farm $4,131 $2,570 $2,048
USAA $3,987 $2,242 $1,786

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Cheap Canyon, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Canyon, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Canyon, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Canyon, Texas

ZIP Code Average Annual Rates
79015 $5,933
79016 $6,164

Cheap Canyon, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Canyon, Texas auto insurance. Find the cheapest annual Canyon, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Canyon, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,617 $5,885
American Family $5,313 $5,313
GEICO $3,094 $3,221
Nationwide $4,482 $4,482
Progressive $4,860 $4,860
State Farm $2,916 $2,916
USAA $2,637 $2,707

Cheap Canyon, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Canyon, Texas? Check out the comparison of annual Canyon, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Canyon, Texas

Insurance Company Low Medium High
Allstate $5,608 $5,697 $5,948
American Family $5,047 $5,172 $5,720
GEICO $3,029 $3,132 $3,311
Nationwide $4,876 $4,285 $4,284
Progressive $4,671 $4,840 $5,067
State Farm $2,773 $2,912 $3,065
USAA $2,604 $2,664 $2,748

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Best By Category: Cheapest Auto Insurance in Canyon, Texas

Compare the cheapest auto insurance companies in Canyon, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Canyon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Canyon, Texas Auto Insurance Companies

What auto insurance companies in Canyon, Texas are the cheapest? Compare the top Canyon, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Canyon, Texas

Insurance Company Average Annual Rates
Allstate $5,751
American Family $5,313
GEICO $3,157
Nationwide $4,482
Progressive $4,860
State Farm $2,916
USAA $2,672

What affects auto insurance rates in Canyon, Texas?

There are a lot of reasons why auto insurance rates in Canyon, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Canyon, Texas. Many local factors may affect your Canyon auto insurance rates.

Canyon Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Canyon, Texas auto theft statistics, there have been 6 auto thefts in the city.

Canyon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Canyon, Texas commute length is 27.2 minutes according to City-Data.

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Compare Canyon, Texas Auto Insurance Quotes

Before you buy Canyon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Canyon, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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