Best Cheap Auto Insurance in Canandaigua, NY (2021)

The average Canandaigua, NY auto insurance rates are $250 per month. The minimum auto insurance in Canandaigua is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Canandaigua, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Canandaigua is 20.7 minutes
  • Average auto insurance rates in Canandaigua, NY for senior drivers are $1,860 per year
  • The minimum auto insurance required in Canandaigua, New York is 25/50/10

Canandaigua, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Canandaigua can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Canandaigua, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Canandaigua to other New York cities, including New York auto insurance rates, New Rochelle auto insurance rates, and Schenectady auto insurance rates to see how Canandaigua, New York auto insurance rates stack up.

Before you buy Canandaigua, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Canandaigua, New York auto insurance quotes.

Minimum Auto Insurance in Canandaigua, New York

Canandaigua, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Canandaigua, New York.

Minimum Required Auto Insurance Coverage in Canandaigua, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Canandaigua, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Canandaigua, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Canandaigua, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,373 $2,227 $2,220 $2,245 $6,639 $7,081 $2,345 $2,354
GEICO $1,130 $1,089 $1,100 $1,084 $2,348 $3,421 $1,019 $1,047
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,988 $1,988 $1,880 $1,880 $3,472 $5,150 $1,988 $2,519
Progressive $1,521 $1,433 $1,232 $1,249 $5,052 $5,633 $1,960 $1,915
State Farm $2,440 $2,440 $2,122 $2,122 $7,045 $9,074 $2,676 $2,815
Travelers $2,249 $2,293 $2,044 $2,208 $5,089 $6,078 $2,394 $2,511
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

Cheap Canandaigua, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Canandaigua, New York is a challenge. Take a look at the annual teen auto insurance rates in Canandaigua, New York.

Annual Auto Insurance Rates for Teen Drivers in Canandaigua, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,639 $7,081
GEICO $2,348 $3,421
Liberty Mutual $6,046 $9,796
Nationwide $3,472 $5,150
Progressive $5,052 $5,633
State Farm $7,045 $9,074
Travelers $5,089 $6,078
USAA $5,556 $6,624

Cheap Canandaigua, New York Auto Insurance for Seniors

What are senior auto insurance rates in Canandaigua, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Canandaigua, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,220 $2,245
GEICO $1,100 $1,084
Liberty Mutual $2,913 $2,913
Nationwide $1,880 $1,880
Progressive $1,232 $1,249
State Farm $2,122 $2,122
Travelers $2,044 $2,208
USAA $1,273 $1,277

Cheap Canandaigua, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Canandaigua, New York compared to the annual auto insurance rates with a clean record in Canandaigua, New York.

Annual Canandaigua, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,939 $2,939 $4,207 $3,658
GEICO $1,209 $1,317 $2,385 $1,209
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $2,004 $2,004 $4,377 $2,048
Progressive $2,433 $2,433 $2,684 $2,447
State Farm $3,664 $3,664 $4,020 $4,020
Travelers $2,687 $3,303 $3,348 $3,094
USAA $2,368 $2,406 $3,469 $2,406

Cheap Canandaigua, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Canandaigua, New York is not easy. Compare the annual rates for DUI auto insurance in Canandaigua, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Canandaigua, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,207
GEICO $2,385
Liberty Mutual $6,837
Nationwide $4,377
Progressive $2,684
State Farm $4,020
Travelers $3,348
USAA $3,469

Cheap Canandaigua, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Canandaigua, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Canandaigua, New York

Insurance Company Poor Fair Good
Allstate $4,935 $2,882 $2,489
GEICO $1,916 $1,409 $1,264
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,608 $2,608 $2,608
Progressive $3,939 $2,052 $1,508
State Farm $5,426 $3,401 $2,698
Travelers $4,254 $2,707 $2,363
USAA $4,102 $2,062 $1,823

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Cheap Canandaigua, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Canandaigua, New York can vary. Compare the annual cost of auto insurance by ZIP code in Canandaigua, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Canandaigua, New York

ZIP Code Average Annual Rates
14424 $3,029

Cheap Canandaigua, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Canandaigua, New York auto insurance. Find the cheapest annual Canandaigua, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Canandaigua, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,390 $3,481
GEICO $1,485 $1,574
Liberty Mutual $4,176 $4,415
Nationwide $2,608 $2,608
Progressive $2,499 $2,499
State Farm $3,704 $3,980
Travelers $3,108 $3,108
USAA $2,636 $2,689

Cheap Canandaigua, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Canandaigua, New York? Check out the comparison of annual Canandaigua, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Canandaigua, New York

Insurance Company Low Medium High
Allstate $3,222 $3,423 $3,662
GEICO $1,449 $1,525 $1,615
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,466 $2,588 $2,770
Progressive $2,377 $2,486 $2,635
State Farm $3,664 $3,862 $3,999
Travelers $2,946 $3,078 $3,300
USAA $2,588 $2,650 $2,748

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Best By Category: Cheapest Auto Insurance in Canandaigua, New York

Compare the cheapest auto insurance companies in Canandaigua, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Canandaigua, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Canandaigua, New York Auto Insurance Companies

What auto insurance companies in Canandaigua, New York are the cheapest? Compare the top Canandaigua, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Canandaigua, New York

Insurance Company Average Annual Rates
Allstate $3,436
GEICO $1,530
Liberty Mutual $4,295
Nationwide $2,608
Progressive $2,499
State Farm $3,842
Travelers $3,108
USAA $2,662

What affects auto insurance rates in Canandaigua, New York?

There are a lot of reasons why auto insurance rates in Canandaigua, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Canandaigua, New York. Many local factors may affect your Canandaigua auto insurance rates.

Canandaigua Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Canandaigua, New York commute length is 20.7 minutes according to City-Data.

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Compare Canandaigua, New York Auto Insurance Quotes

Before you buy Canandaigua, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Canandaigua, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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