Best Cheap Auto Insurance in Canal Winchester, OH (2021)

The average Canal Winchester, OH auto insurance rates are $262 per month. The minimum auto insurance in Canal Winchester is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Canal Winchester, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Canal Winchester is American Family
  • Average auto insurance rates in Canal Winchester, OH for senior drivers are $1,609 per year
  • The minimum auto insurance required in Canal Winchester, Ohio is 25/50/25

Canal Winchester, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Canal Winchester can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Canal Winchester, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Canal Winchester to other Ohio cities, including Toledo auto insurance rates, Parma auto insurance rates, and Cincinnati auto insurance rates to see how Canal Winchester, Ohio auto insurance rates stack up.

Before you buy Canal Winchester, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Canal Winchester, Ohio auto insurance quotes.

Minimum Auto Insurance in Canal Winchester, Ohio

Canal Winchester, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Canal Winchester, Ohio.

Minimum Required Auto Insurance Coverage in Canal Winchester, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Canal Winchester, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Canal Winchester, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Canal Winchester, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,310 $2,294 $2,092 $2,234 $6,509 $7,440 $2,413 $2,567
American Family $988 $1,027 $907 $911 $3,133 $3,404 $1,224 $1,291
Farmers $1,981 $1,975 $1,745 $1,846 $8,880 $9,214 $2,212 $2,297
GEICO $1,518 $1,479 $1,435 $1,463 $4,179 $3,884 $1,689 $1,419
Liberty Mutual $2,569 $2,806 $1,968 $2,402 $13,712 $15,481 $2,727 $2,977
Nationwide $2,416 $2,426 $2,181 $2,194 $6,305 $8,116 $2,588 $3,010
Progressive $1,925 $1,805 $1,605 $1,657 $8,743 $9,837 $2,304 $2,383
State Farm $1,543 $1,543 $1,391 $1,391 $4,995 $6,260 $1,798 $2,068
Travelers $1,426 $1,447 $1,422 $1,415 $6,277 $9,939 $1,491 $1,690
USAA $1,010 $1,018 $968 $961 $3,234 $3,592 $1,356 $1,460

Cheap Canal Winchester, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Canal Winchester, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Canal Winchester, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Canal Winchester, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,509 $7,440
American Family $3,133 $3,404
Farmers $8,880 $9,214
GEICO $4,179 $3,884
Liberty Mutual $13,712 $15,481
Nationwide $6,305 $8,116
Progressive $8,743 $9,837
State Farm $4,995 $6,260
Travelers $6,277 $9,939
USAA $3,234 $3,592

Cheap Canal Winchester, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Canal Winchester, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Canal Winchester, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,092 $2,234
American Family $907 $911
Farmers $1,745 $1,846
GEICO $1,435 $1,463
Liberty Mutual $1,968 $2,402
Nationwide $2,181 $2,194
Progressive $1,605 $1,657
State Farm $1,391 $1,391
Travelers $1,422 $1,415
USAA $968 $961

Cheap Canal Winchester, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Canal Winchester, Ohio compared to the annual auto insurance rates with a clean record in Canal Winchester, Ohio.

Annual Canal Winchester, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,914 $3,537 $4,171 $3,308
American Family $1,542 $1,634 $1,634 $1,634
Farmers $3,108 $4,007 $3,908 $4,052
GEICO $1,436 $2,090 $3,060 $1,948
Liberty Mutual $4,681 $6,024 $6,148 $5,468
Nationwide $2,929 $3,725 $4,726 $3,238
Progressive $3,257 $4,446 $3,471 $3,956
State Farm $2,380 $2,867 $2,624 $2,624
Travelers $2,308 $3,015 $4,549 $2,682
USAA $1,299 $1,751 $2,310 $1,440

Cheap Canal Winchester, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Canal Winchester, Ohio is not easy. Compare the annual rates for DUI auto insurance in Canal Winchester, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Canal Winchester, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,171
American Family $1,634
Farmers $3,908
GEICO $3,060
Liberty Mutual $6,148
Nationwide $4,726
Progressive $3,471
State Farm $2,624
Travelers $4,549
USAA $2,310

Cheap Canal Winchester, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Canal Winchester, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Canal Winchester, Ohio

Insurance Company Poor Fair Good
Allstate $4,482 $3,258 $2,708
American Family $2,141 $1,457 $1,234
Farmers $4,263 $3,608 $3,435
GEICO $2,562 $2,133 $1,705
Liberty Mutual $7,998 $4,904 $3,839
Nationwide $4,416 $3,552 $2,995
Progressive $4,234 $3,674 $3,439
State Farm $3,739 $2,310 $1,821
Travelers $3,503 $3,055 $2,857
USAA $2,205 $1,563 $1,332

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Cheap Canal Winchester, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Canal Winchester, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Canal Winchester, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Canal Winchester, Ohio

ZIP Code Average Annual Rates
43110 $3,002

Cheap Canal Winchester, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Canal Winchester, Ohio auto insurance. Find the cheapest annual Canal Winchester, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Canal Winchester, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,482 $3,482
American Family $1,591 $1,630
Farmers $3,769 $3,769
GEICO $2,098 $2,169
Liberty Mutual $5,580 $5,580
Nationwide $3,655 $3,655
Progressive $3,783 $3,783
State Farm $2,558 $2,689
Travelers $3,138 $3,138
USAA $1,636 $1,764

Cheap Canal Winchester, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Canal Winchester, Ohio? Check out the comparison of annual Canal Winchester, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Canal Winchester, Ohio

Insurance Company Low Medium High
Allstate $3,350 $3,474 $3,624
American Family $1,579 $1,623 $1,630
Farmers $3,554 $3,707 $4,045
GEICO $2,061 $2,124 $2,215
Liberty Mutual $5,360 $5,609 $5,772
Nationwide $4,033 $3,543 $3,388
Progressive $3,638 $3,751 $3,958
State Farm $2,486 $2,633 $2,752
Travelers $3,053 $3,179 $3,183
USAA $1,623 $1,698 $1,779

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Best By Category: Cheapest Auto Insurance in Canal Winchester, Ohio

Compare the cheapest auto insurance companies in Canal Winchester, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Canal Winchester, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Canal Winchester, Ohio Auto Insurance Companies

What auto insurance companies in Canal Winchester, Ohio are the cheapest? Compare the top Canal Winchester, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Canal Winchester, Ohio

Insurance Company Average Annual Rates
Allstate $3,482
American Family $1,611
Farmers $3,769
GEICO $2,133
Liberty Mutual $5,580
Nationwide $3,655
Progressive $3,783
State Farm $2,624
Travelers $3,138
USAA $1,700

What affects auto insurance rates in Canal Winchester, Ohio?

There are a lot of reasons why auto insurance rates in Canal Winchester, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Canal Winchester, Ohio. Many local factors may affect your Canal Winchester auto insurance rates.

Canal Winchester Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Canal Winchester, Ohio commute length is 30.6 minutes according to City-Data.

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Compare Canal Winchester, Ohio Auto Insurance Quotes

Before you buy Canal Winchester, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Canal Winchester, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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