Best Cheap Auto Insurance in Canajoharie, NY (2021)

The average Canajoharie, NY auto insurance rates are $257 per month. The minimum auto insurance in Canajoharie is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Canajoharie, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Canajoharie, NY for senior drivers are $1,907 per year
  • The cheapest auto insurance company in Canajoharie is GEICO
  • The most expensive auto insurance company in Canajoharie for teen drivers is Liberty Mutual

Canajoharie, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Canajoharie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Canajoharie, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Canajoharie to other New York cities, including Yonkers auto insurance rates, Schenectady auto insurance rates, and New Rochelle auto insurance rates to see how Canajoharie, New York auto insurance rates stack up.

Before you buy Canajoharie, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Canajoharie, New York auto insurance quotes.

Minimum Auto Insurance in Canajoharie, New York

Canajoharie, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Canajoharie, New York.

Minimum Required Auto Insurance Coverage in Canajoharie, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Canajoharie, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Canajoharie, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Canajoharie, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,271 $2,151 $2,127 $2,166 $6,563 $7,048 $2,275 $2,312
GEICO $1,398 $1,346 $1,360 $1,340 $2,949 $4,322 $1,260 $1,294
Liberty Mutual $3,269 $3,269 $3,046 $3,046 $6,347 $10,285 $3,269 $3,470
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,645 $1,548 $1,329 $1,347 $5,541 $6,185 $2,127 $2,082
State Farm $1,938 $1,938 $1,689 $1,689 $5,692 $7,342 $2,130 $2,255
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,506 $1,477 $1,369 $1,366 $6,087 $7,239 $1,919 $2,114

Cheap Canajoharie, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Canajoharie, New York is a challenge. Take a look at the annual teen auto insurance rates in Canajoharie, New York.

Annual Auto Insurance Rates for Teen Drivers in Canajoharie, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,048
GEICO $2,949 $4,322
Liberty Mutual $6,347 $10,285
Nationwide $3,660 $5,437
Progressive $5,541 $6,185
State Farm $5,692 $7,342
Travelers $5,725 $6,781
USAA $6,087 $7,239

Cheap Canajoharie, New York Auto Insurance for Seniors

What are senior auto insurance rates in Canajoharie, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Canajoharie, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,166
GEICO $1,360 $1,340
Liberty Mutual $3,046 $3,046
Nationwide $1,954 $1,954
Progressive $1,329 $1,347
State Farm $1,689 $1,689
Travelers $2,277 $2,448
USAA $1,369 $1,366

Cheap Canajoharie, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Canajoharie, New York compared to the annual auto insurance rates with a clean record in Canajoharie, New York.

Annual Canajoharie, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,153 $3,592
GEICO $1,496 $1,630 $3,013 $1,496
Liberty Mutual $3,605 $3,605 $7,187 $3,605
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,653 $2,653 $2,929 $2,668
State Farm $2,939 $2,939 $3,230 $3,230
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,561 $2,603 $3,772 $2,603

Cheap Canajoharie, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Canajoharie, New York is not easy. Compare the annual rates for DUI auto insurance in Canajoharie, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Canajoharie, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,153
GEICO $3,013
Liberty Mutual $7,187
Nationwide $4,589
Progressive $2,929
State Farm $3,230
Travelers $3,744
USAA $3,772

Cheap Canajoharie, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Canajoharie, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Canajoharie, New York

Insurance Company Poor Fair Good
Allstate $4,800 $2,833 $2,459
GEICO $2,391 $1,757 $1,577
Liberty Mutual $6,283 $4,122 $3,096
Nationwide $2,730 $2,730 $2,730
Progressive $4,294 $2,238 $1,644
State Farm $4,354 $2,731 $2,168
Travelers $4,757 $3,013 $2,623
USAA $4,427 $2,242 $1,985

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Cheap Canajoharie, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Canajoharie, New York can vary. Compare the annual cost of auto insurance by ZIP code in Canajoharie, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Canajoharie, New York

ZIP Code Average Annual Rates
13317 $3,134

Cheap Canajoharie, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Canajoharie, New York auto insurance. Find the cheapest annual Canajoharie, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Canajoharie, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,319 $3,409
GEICO $1,852 $1,965
Liberty Mutual $4,375 $4,626
Nationwide $2,730 $2,730
Progressive $2,726 $2,726
State Farm $2,976 $3,192
Travelers $3,464 $3,464
USAA $2,856 $2,913

Cheap Canajoharie, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Canajoharie, New York? Check out the comparison of annual Canajoharie, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Canajoharie, New York

Insurance Company Low Medium High
Allstate $3,197 $3,354 $3,542
GEICO $1,809 $1,902 $2,014
Liberty Mutual $4,314 $4,485 $4,701
Nationwide $2,584 $2,711 $2,895
Progressive $2,594 $2,713 $2,870
State Farm $2,932 $3,101 $3,220
Travelers $3,302 $3,433 $3,657
USAA $2,799 $2,871 $2,984

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Best By Category: Cheapest Auto Insurance in Canajoharie, New York

Compare the cheapest auto insurance companies in Canajoharie, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Canajoharie, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Canajoharie, New York Auto Insurance Companies

What auto insurance companies in Canajoharie, New York are the cheapest? Compare the top Canajoharie, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Canajoharie, New York

Insurance Company Average Annual Rates
Allstate $3,364
GEICO $1,909
Liberty Mutual $4,500
Nationwide $2,730
Progressive $2,726
State Farm $3,084
Travelers $3,464
USAA $2,885

What affects auto insurance rates in Canajoharie, New York?

There are a lot of reasons why auto insurance rates in Canajoharie, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Canajoharie, New York. Many local factors may affect your Canajoharie auto insurance rates.

Canajoharie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Canajoharie, New York commute length is 25.2 minutes according to City-Data.

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Compare Canajoharie, New York Auto Insurance Quotes

Before you buy Canajoharie, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Canajoharie, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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