Best Cheap Auto Insurance in Campbell, OH (2021)

The average Campbell, OH auto insurance rates are $275 per month. The minimum auto insurance in Campbell is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Campbell, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Campbell, OH for senior drivers are $1,704 per year
  • The average commute length in Campbell is 23.7 minutes
  • The minimum auto insurance required in Campbell, Ohio is 25/50/25

Campbell, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Campbell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Campbell, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Campbell to other Ohio cities, including Columbus auto insurance rates, Lorain auto insurance rates, and Cleveland auto insurance rates to see how Campbell, Ohio auto insurance rates stack up.

Before you buy Campbell, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Campbell, Ohio auto insurance quotes.

Minimum Auto Insurance in Campbell, Ohio

Campbell, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Campbell, Ohio.

Minimum Required Auto Insurance Coverage in Campbell, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Campbell, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Campbell, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Campbell, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,750 $2,489 $2,672 $7,444 $8,410 $2,857 $3,039
American Family $1,066 $1,107 $987 $990 $3,475 $3,775 $1,322 $1,395
Farmers $2,272 $2,276 $2,000 $2,119 $10,382 $10,804 $2,544 $2,647
GEICO $1,347 $1,312 $1,280 $1,307 $3,632 $3,368 $1,495 $1,255
Liberty Mutual $2,425 $2,658 $1,853 $2,278 $12,663 $14,323 $2,569 $2,806
Nationwide $2,364 $2,373 $2,136 $2,147 $6,165 $7,926 $2,530 $2,939
Progressive $2,058 $1,929 $1,715 $1,777 $9,388 $10,568 $2,455 $2,547
State Farm $1,822 $1,822 $1,646 $1,646 $5,838 $7,333 $2,117 $2,418
Travelers $1,462 $1,484 $1,454 $1,446 $6,342 $10,023 $1,525 $1,737
USAA $1,126 $1,136 $1,070 $1,069 $3,514 $3,916 $1,514 $1,628

Cheap Campbell, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Campbell, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Campbell, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Campbell, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,444 $8,410
American Family $3,475 $3,775
Farmers $10,382 $10,804
GEICO $3,632 $3,368
Liberty Mutual $12,663 $14,323
Nationwide $6,165 $7,926
Progressive $9,388 $10,568
State Farm $5,838 $7,333
Travelers $6,342 $10,023
USAA $3,514 $3,916

Cheap Campbell, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Campbell, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Campbell, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,672
American Family $987 $990
Farmers $2,000 $2,119
GEICO $1,280 $1,307
Liberty Mutual $1,853 $2,278
Nationwide $2,136 $2,147
Progressive $1,715 $1,777
State Farm $1,646 $1,646
Travelers $1,454 $1,446
USAA $1,070 $1,069

Cheap Campbell, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Campbell, Ohio compared to the annual auto insurance rates with a clean record in Campbell, Ohio.

Annual Campbell, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,394 $4,159 $4,812 $3,839
American Family $1,689 $1,790 $1,790 $1,790
Farmers $3,613 $4,656 $4,543 $4,711
GEICO $1,269 $1,833 $2,677 $1,720
Liberty Mutual $4,354 $5,615 $5,731 $5,086
Nationwide $2,868 $3,641 $4,613 $3,168
Progressive $3,489 $4,769 $3,722 $4,238
State Farm $2,797 $3,364 $3,080 $3,080
Travelers $2,343 $3,056 $4,612 $2,725
USAA $1,428 $1,921 $2,552 $1,586

Cheap Campbell, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Campbell, Ohio is not easy. Compare the annual rates for DUI auto insurance in Campbell, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Campbell, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,812
American Family $1,790
Farmers $4,543
GEICO $2,677
Liberty Mutual $5,731
Nationwide $4,613
Progressive $3,722
State Farm $3,080
Travelers $4,612
USAA $2,552

Cheap Campbell, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Campbell, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Campbell, Ohio

Insurance Company Poor Fair Good
Allstate $5,251 $3,777 $3,124
American Family $2,344 $1,596 $1,354
Farmers $4,961 $4,191 $3,990
GEICO $2,248 $1,874 $1,501
Liberty Mutual $7,459 $4,559 $3,572
Nationwide $4,314 $3,473 $2,931
Progressive $4,537 $3,940 $3,687
State Farm $4,382 $2,715 $2,144
Travelers $3,559 $3,098 $2,895
USAA $2,431 $1,719 $1,464

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Cheap Campbell, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Campbell, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Campbell, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Campbell, Ohio

ZIP Code Average Annual Rates
44405 $3,153

Cheap Campbell, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Campbell, Ohio auto insurance. Find the cheapest annual Campbell, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Campbell, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,051 $4,051
American Family $1,743 $1,787
Farmers $4,380 $4,380
GEICO $1,841 $1,908
Liberty Mutual $5,197 $5,197
Nationwide $3,572 $3,572
Progressive $4,054 $4,054
State Farm $3,002 $3,159
Travelers $3,184 $3,184
USAA $1,798 $1,945

Cheap Campbell, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Campbell, Ohio? Check out the comparison of annual Campbell, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Campbell, Ohio

Insurance Company Low Medium High
Allstate $3,799 $4,036 $4,318
American Family $1,722 $1,778 $1,794
Farmers $4,117 $4,294 $4,730
GEICO $1,803 $1,864 $1,956
Liberty Mutual $4,968 $5,232 $5,390
Nationwide $3,920 $3,465 $3,333
Progressive $3,876 $4,016 $4,271
State Farm $2,896 $3,090 $3,255
Travelers $3,095 $3,227 $3,231
USAA $1,780 $1,870 $1,964

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Best By Category: Cheapest Auto Insurance in Campbell, Ohio

Compare the cheapest auto insurance companies in Campbell, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Campbell, Ohio

Category Insurance Company
Teenagers GEICO
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Campbell, Ohio Auto Insurance Companies

What auto insurance companies in Campbell, Ohio are the cheapest? Compare the top Campbell, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Campbell, Ohio

Insurance Company Average Annual Rates
Allstate $4,051
American Family $1,765
Farmers $4,380
GEICO $1,874
Liberty Mutual $5,197
Nationwide $3,573
Progressive $4,054
State Farm $3,080
Travelers $3,184
USAA $1,872

What affects auto insurance rates in Campbell, Ohio?

There are a lot of reasons why auto insurance rates in Campbell, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Campbell, Ohio. Many local factors may affect your Campbell auto insurance rates.

Campbell Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Campbell, Ohio auto theft statistics, there have been 1 auto thefts in the city.

Campbell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Campbell, Ohio commute length is 23.7 minutes according to City-Data.

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Compare Campbell, Ohio Auto Insurance Quotes

Before you buy Campbell, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Campbell, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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