Best Cheap Auto Insurance in Cambridge, OH (2021)

The average Cambridge, OH auto insurance rates are $228 per month. The minimum auto insurance in Cambridge is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cambridge, Ohio, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Cambridge, Ohio is 25/50/25
  • The average commute length in Cambridge is 17.4 minutes
  • The cheapest auto insurance company in Cambridge is USAA

Cambridge, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cambridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cambridge, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cambridge to other Ohio cities, including Cleveland auto insurance rates, Canton auto insurance rates, and Dayton auto insurance rates to see how Cambridge, Ohio auto insurance rates stack up.

Before you buy Cambridge, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cambridge, Ohio auto insurance quotes.

Minimum Auto Insurance in Cambridge, Ohio

Cambridge, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cambridge, Ohio.

Minimum Required Auto Insurance Coverage in Cambridge, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cambridge, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cambridge, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cambridge, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,154 $2,158 $1,923 $2,060 $5,806 $6,652 $2,292 $2,468
American Family $953 $992 $860 $867 $2,783 $3,034 $1,173 $1,238
Farmers $1,758 $1,758 $1,550 $1,629 $7,443 $7,735 $1,965 $2,063
GEICO $1,370 $1,326 $1,266 $1,267 $3,627 $3,381 $1,526 $1,303
Liberty Mutual $2,020 $2,208 $1,556 $1,888 $10,261 $11,613 $2,160 $2,369
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,700 $1,614 $1,411 $1,456 $7,359 $8,295 $2,047 $2,113
State Farm $1,486 $1,486 $1,318 $1,318 $4,464 $5,616 $1,721 $1,972
Travelers $1,448 $1,471 $1,435 $1,426 $6,141 $9,648 $1,508 $1,735
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Cambridge, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cambridge, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cambridge, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cambridge, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,806 $6,652
American Family $2,783 $3,034
Farmers $7,443 $7,735
GEICO $3,627 $3,381
Liberty Mutual $10,261 $11,613
Nationwide $5,290 $6,843
Progressive $7,359 $8,295
State Farm $4,464 $5,616
Travelers $6,141 $9,648
USAA $2,571 $2,863

Cheap Cambridge, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cambridge, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cambridge, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,923 $2,060
American Family $860 $867
Farmers $1,550 $1,629
GEICO $1,266 $1,267
Liberty Mutual $1,556 $1,888
Nationwide $1,900 $1,918
Progressive $1,411 $1,456
State Farm $1,318 $1,318
Travelers $1,435 $1,426
USAA $798 $797

Cheap Cambridge, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cambridge, Ohio compared to the annual auto insurance rates with a clean record in Cambridge, Ohio.

Annual Cambridge, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,702 $3,245 $3,772 $3,038
American Family $1,425 $1,508 $1,508 $1,508
Farmers $2,679 $3,434 $3,349 $3,489
GEICO $1,288 $1,845 $2,640 $1,760
Liberty Mutual $3,586 $4,581 $4,696 $4,174
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,804 $3,799 $2,982 $3,411
State Farm $2,217 $2,628 $2,423 $2,423
Travelers $2,286 $2,976 $4,485 $2,659
USAA $1,062 $1,422 $1,861 $1,176

Cheap Cambridge, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cambridge, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cambridge, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cambridge, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,772
American Family $1,508
Farmers $3,349
GEICO $2,640
Liberty Mutual $4,696
Nationwide $4,062
Progressive $2,982
State Farm $2,423
Travelers $4,485
USAA $1,861

Cheap Cambridge, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cambridge, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cambridge, Ohio

Insurance Company Poor Fair Good
Allstate $4,104 $2,973 $2,492
American Family $1,971 $1,349 $1,142
Farmers $3,678 $3,091 $2,945
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,121 $3,732 $2,926
Nationwide $3,783 $3,049 $2,575
Progressive $3,663 $3,148 $2,936
State Farm $3,452 $2,134 $1,682
Travelers $3,471 $3,017 $2,816
USAA $1,792 $1,268 $1,081

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Cambridge, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cambridge, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cambridge, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cambridge, Ohio

ZIP Code Average Annual Rates
43725 $2,607

Cheap Cambridge, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cambridge, Ohio auto insurance. Find the cheapest annual Cambridge, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cambridge, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,189 $3,189
American Family $1,469 $1,505
Farmers $3,238 $3,238
GEICO $1,849 $1,918
Liberty Mutual $4,259 $4,259
Nationwide $3,136 $3,136
Progressive $3,249 $3,249
State Farm $2,364 $2,481
Travelers $3,101 $3,101
USAA $1,328 $1,433

Cheap Cambridge, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cambridge, Ohio? Check out the comparison of annual Cambridge, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cambridge, Ohio

Insurance Company Low Medium High
Allstate $3,107 $3,184 $3,276
American Family $1,469 $1,499 $1,495
Farmers $3,083 $3,191 $3,439
GEICO $1,831 $1,876 $1,942
Liberty Mutual $4,113 $4,278 $4,387
Nationwide $3,466 $3,040 $2,901
Progressive $3,154 $3,228 $3,365
State Farm $2,320 $2,429 $2,519
Travelers $3,031 $3,140 $3,133
USAA $1,323 $1,379 $1,440

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Cambridge, Ohio

Compare the cheapest auto insurance companies in Cambridge, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cambridge, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cambridge, Ohio Auto Insurance Companies

What auto insurance companies in Cambridge, Ohio are the cheapest? Compare the top Cambridge, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cambridge, Ohio

Insurance Company Average Annual Rates
Allstate $3,189
American Family $1,487
Farmers $3,238
GEICO $1,883
Liberty Mutual $4,259
Nationwide $3,136
Progressive $3,249
State Farm $2,423
Travelers $3,101
USAA $1,380

What affects auto insurance rates in Cambridge, Ohio?

There are a lot of reasons why auto insurance rates in Cambridge, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cambridge, Ohio. Many local factors may affect your Cambridge auto insurance rates.

Cambridge Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Cambridge, Ohio auto theft statistics, there have been 13 auto thefts in the city.

Cambridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cambridge, Ohio commute length is 17.4 minutes according to City-Data.

Cambridge Traffic

How does Cambridge, Ohio rank for traffic? According to Inrix Cambridge, Ohio is the 234th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Cambridge, Ohio Auto Insurance Quotes

Before you buy Cambridge, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cambridge, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption