Best Cheap Auto Insurance in Cambridge, KS (2021)

The average Cambridge, KS auto insurance rates are $278 per month. The minimum auto insurance in Cambridge is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Cambridge, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cambridge for teen drivers is Liberty Mutual
  • Average auto insurance rates in Cambridge, KS for senior drivers are $1,947 per year
  • The cheapest auto insurance company in Cambridge is American Family

Cambridge, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Cambridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cambridge, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Cambridge to other Kansas cities, including Olathe auto insurance rates, Manhattan auto insurance rates, and Lawrence auto insurance rates to see how Cambridge, Kansas auto insurance rates stack up.

Before you buy Cambridge, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cambridge, Kansas auto insurance quotes.

Minimum Auto Insurance in Cambridge, Kansas

Cambridge, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cambridge, Kansas.

Minimum Required Auto Insurance Coverage in Cambridge, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cambridge, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cambridge, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cambridge, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,688 $2,672 $2,406 $2,508 $7,024 $7,271 $3,014 $3,174
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,294 $2,188 $1,847 $1,928 $8,393 $9,470 $2,709 $2,904
State Farm $1,757 $1,757 $1,544 $1,544 $4,747 $6,047 $1,976 $2,232
Travelers $2,035 $2,071 $1,982 $2,007 $8,209 $12,811 $2,083 $2,459
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap Cambridge, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cambridge, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Cambridge, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Cambridge, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,368 $4,042
Farmers $7,024 $7,271
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,569 $4,377
Progressive $8,393 $9,470
State Farm $4,747 $6,047
Travelers $8,209 $12,811
USAA $5,068 $5,304

Cheap Cambridge, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Cambridge, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cambridge, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,574 $1,574
Farmers $2,406 $2,508
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,535 $1,654
Progressive $1,847 $1,928
State Farm $1,544 $1,544
Travelers $1,982 $2,007
USAA $1,333 $1,341

Cheap Cambridge, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cambridge, Kansas compared to the annual auto insurance rates with a clean record in Cambridge, Kansas.

Annual Cambridge, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,250 $4,162 $4,058 $3,908
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,667 $4,281 $3,828 $4,090
State Farm $2,501 $2,900 $2,700 $2,700
Travelers $3,069 $4,000 $5,512 $4,248
USAA $1,813 $2,453 $3,606 $2,078

Cheap Cambridge, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cambridge, Kansas is not easy. Compare the annual rates for DUI auto insurance in Cambridge, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Cambridge, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,379
American Family $2,181
Farmers $4,058
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,568
Progressive $3,828
State Farm $2,700
Travelers $5,512
USAA $3,606

Cheap Cambridge, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cambridge, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cambridge, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $2,896 $2,050 $1,709
Farmers $4,541 $3,597 $3,395
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,602 $2,298 $2,142
Progressive $4,554 $3,820 $3,526
State Farm $3,932 $2,350 $1,820
Travelers $4,863 $3,958 $3,801
USAA $3,387 $2,234 $1,841

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Cheap Cambridge, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cambridge, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Cambridge, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cambridge, Kansas

ZIP Code Average Annual Rates
67023 $3,510

Cheap Cambridge, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Cambridge, Kansas auto insurance. Find the cheapest annual Cambridge, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cambridge, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,190 $2,247
Farmers $3,845 $3,845
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,348 $2,348
Progressive $3,967 $3,967
State Farm $2,632 $2,768
Travelers $4,207 $4,207
USAA $2,415 $2,559

Cheap Cambridge, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cambridge, Kansas? Check out the comparison of annual Cambridge, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cambridge, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,241 $2,330 $2,084
Farmers $3,694 $3,825 $4,015
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,468 $2,321 $2,254
Progressive $3,760 $3,936 $4,203
State Farm $2,597 $2,708 $2,796
Travelers $3,994 $4,213 $4,415
USAA $2,393 $2,480 $2,589

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Best By Category: Cheapest Auto Insurance in Cambridge, Kansas

Compare the cheapest auto insurance companies in Cambridge, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cambridge, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Cambridge, Kansas Auto Insurance Companies

What auto insurance companies in Cambridge, Kansas are the cheapest? Compare the top Cambridge, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cambridge, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,218
Farmers $3,845
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,348
Progressive $3,967
State Farm $2,700
Travelers $4,207
USAA $2,487

What affects auto insurance rates in Cambridge, Kansas?

There are a lot of reasons why auto insurance rates in Cambridge, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cambridge, Kansas. Many local factors may affect your Cambridge auto insurance rates.

Cambridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cambridge, Kansas commute length is 28.7 minutes according to City-Data.

Cambridge Traffic

How does Cambridge, Kansas rank for traffic? According to Inrix Cambridge, Kansas is the 234th most congested worldwide.

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Compare Cambridge, Kansas Auto Insurance Quotes

Before you buy Cambridge, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cambridge, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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