Best Cheap Auto Insurance in Calvert City, KY (2021)

The average Calvert City, KY auto insurance rates are $343 per month. The minimum auto insurance in Calvert City is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Calvert City, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Calvert City is USAA
  • The most expensive auto insurance company in Calvert City for teen drivers is Travelers
  • Average auto insurance rates in Calvert City, KY for senior drivers are $2,285 per year

Calvert City, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Calvert City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Calvert City, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Calvert City to other Kentucky cities, including Independence auto insurance rates, Bowling Green auto insurance rates, and Hopkinsville auto insurance rates to see how Calvert City, Kentucky auto insurance rates stack up.

Before you buy Calvert City, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Calvert City, Kentucky auto insurance quotes.

Minimum Auto Insurance in Calvert City, Kentucky

Calvert City, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Calvert City, Kentucky.

Minimum Required Auto Insurance Coverage in Calvert City, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Calvert City, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Calvert City, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Calvert City, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,095 $3,077 $2,779 $2,966 $11,103 $12,472 $3,467 $3,682
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,699 $2,928 $2,292 $2,560 $10,874 $12,029 $2,834 $2,968
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,090 $1,994 $1,868 $1,883 $9,972 $11,275 $2,591 $2,650
State Farm $1,900 $1,900 $1,698 $1,698 $5,658 $7,148 $2,118 $2,375
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,757 $1,772 $1,580 $1,623 $4,521 $4,786 $2,227 $2,454

Cheap Calvert City, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Calvert City, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Calvert City, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Calvert City, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,103 $12,472
GEICO $6,168 $7,329
Liberty Mutual $10,874 $12,029
Nationwide $6,037 $7,550
Progressive $9,972 $11,275
State Farm $5,658 $7,148
Travelers $10,394 $16,625
USAA $4,521 $4,786

Cheap Calvert City, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Calvert City, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Calvert City, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,779 $2,966
GEICO $3,218 $2,914
Liberty Mutual $2,292 $2,560
Nationwide $2,519 $2,640
Progressive $1,868 $1,883
State Farm $1,698 $1,698
Travelers $2,161 $2,167
USAA $1,580 $1,623

Cheap Calvert City, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Calvert City, Kentucky compared to the annual auto insurance rates with a clean record in Calvert City, Kentucky.

Annual Calvert City, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,452 $5,763 $6,111 $4,995
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $4,091 $6,272 $4,885 $4,344
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,551 $5,243 $4,051 $4,317
State Farm $2,798 $3,325 $3,062 $3,062
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,957 $2,767 $3,284 $2,352

Cheap Calvert City, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Calvert City, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Calvert City, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Calvert City, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,111
GEICO $6,130
Liberty Mutual $4,885
Nationwide $4,997
Progressive $4,051
State Farm $3,062
Travelers $6,599
USAA $3,284

Cheap Calvert City, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Calvert City, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Calvert City, Kentucky

Insurance Company Poor Fair Good
Allstate $7,050 $4,870 $4,072
GEICO $6,223 $3,107 $2,025
Liberty Mutual $7,011 $4,292 $3,391
Nationwide $4,672 $3,666 $3,197
Progressive $4,805 $4,178 $3,889
State Farm $4,422 $2,674 $2,089
Travelers $5,693 $4,813 $4,793
USAA $3,862 $2,154 $1,754

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Cheap Calvert City, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Calvert City, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Calvert City, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Calvert City, Kentucky

ZIP Code Average Annual Rates
42029 $3,690

Cheap Calvert City, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Calvert City, Kentucky auto insurance. Find the cheapest annual Calvert City, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Calvert City, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,330 $5,330
GEICO $3,750 $3,821
Liberty Mutual $4,898 $4,898
Nationwide $3,845 $3,845
Progressive $4,291 $4,291
State Farm $2,988 $3,135
Travelers $5,100 $5,100
USAA $2,492 $2,688

Cheap Calvert City, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Calvert City, Kentucky? Check out the comparison of annual Calvert City, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Calvert City, Kentucky

Insurance Company Low Medium High
Allstate $5,004 $5,312 $5,675
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,692 $4,871 $5,131
Nationwide $3,908 $3,801 $3,826
Progressive $3,976 $4,240 $4,656
State Farm $2,889 $3,057 $3,239
Travelers $4,861 $5,126 $5,312
USAA $2,475 $2,584 $2,710

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Best By Category: Cheapest Auto Insurance in Calvert City, Kentucky

Compare the cheapest auto insurance companies in Calvert City, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Calvert City, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Calvert City, Kentucky Auto Insurance Companies

What auto insurance companies in Calvert City, Kentucky are the cheapest? Compare the top Calvert City, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Calvert City, Kentucky

Insurance Company Average Annual Rates
Allstate $5,330
GEICO $3,785
Liberty Mutual $4,898
Nationwide $3,845
Progressive $4,291
State Farm $3,062
Travelers $5,100
USAA $2,590

What affects auto insurance rates in Calvert City, Kentucky?

There are a lot of reasons why auto insurance rates in Calvert City, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Calvert City, Kentucky. Many local factors may affect your Calvert City auto insurance rates.

Calvert City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Calvert City, Kentucky commute length is 19.6 minutes according to City-Data.

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Compare Calvert City, Kentucky Auto Insurance Quotes

Before you buy Calvert City, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Calvert City, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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