Best Cheap Auto Insurance in California, PA (2021)

The average California, PA auto insurance rates are $330 per month. The minimum auto insurance in California is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in California, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in California is USAA
  • The minimum auto insurance required in California, Pennsylvania is 15/30/5
  • The average commute length in California is 20.7 minutes

California, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in California can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in California, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in California to other Pennsylvania cities, including Harrisburg auto insurance rates, York auto insurance rates, and Scranton auto insurance rates to see how California, Pennsylvania auto insurance rates stack up.

Before you buy California, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free California, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in California, Pennsylvania

California, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in California, Pennsylvania.

Minimum Required Auto Insurance Coverage in California, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap California, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in California, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in California, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,397 $2,215 $2,215 $8,108 $8,108 $2,634 $2,634
GEICO $2,001 $1,731 $1,870 $1,619 $5,114 $4,436 $2,022 $1,750
Liberty Mutual $3,964 $3,964 $3,630 $3,630 $11,608 $11,608 $5,037 $5,037
Nationwide $1,654 $1,654 $1,566 $1,566 $4,661 $4,661 $1,855 $1,855
Progressive $2,648 $2,648 $2,364 $2,364 $8,554 $8,554 $3,392 $3,392
State Farm $1,664 $1,664 $1,464 $1,464 $5,612 $5,612 $1,833 $1,833
Travelers $1,762 $1,762 $1,903 $1,903 $26,495 $26,495 $2,121 $2,121
USAA $1,178 $1,178 $1,066 $1,066 $3,569 $3,569 $1,569 $1,569

Cheap California, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in California, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in California, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in California, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,108 $8,108
GEICO $5,114 $4,436
Liberty Mutual $11,608 $11,608
Nationwide $4,661 $4,661
Progressive $8,554 $8,554
State Farm $5,612 $5,612
Travelers $26,495 $26,495
USAA $3,569 $3,569

Cheap California, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in California, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in California, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,215
GEICO $1,870 $1,619
Liberty Mutual $3,630 $3,630
Nationwide $1,566 $1,566
Progressive $2,364 $2,364
State Farm $1,464 $1,464
Travelers $1,903 $1,903
USAA $1,066 $1,066

Cheap California, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in California, Pennsylvania compared to the annual auto insurance rates with a clean record in California, Pennsylvania.

Annual California, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,673 $4,335 $3,673 $3,673
GEICO $1,882 $3,274 $2,512 $2,603
Liberty Mutual $5,537 $6,325 $6,188 $6,188
Nationwide $1,756 $2,350 $3,277 $2,353
Progressive $3,843 $5,310 $3,954 $3,851
State Farm $2,423 $2,864 $2,643 $2,643
Travelers $5,724 $8,144 $10,269 $8,144
USAA $1,483 $2,050 $2,192 $1,657

Cheap California, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in California, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in California, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in California, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,673
GEICO $2,512
Liberty Mutual $6,188
Nationwide $3,277
Progressive $3,954
State Farm $2,643
Travelers $10,269
USAA $2,192

Cheap California, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how California, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in California, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,907 $3,660 $2,949
GEICO $3,854 $2,171 $1,678
Liberty Mutual $7,737 $5,545 $4,896
Nationwide $2,856 $2,349 $2,097
Progressive $5,614 $3,940 $3,164
State Farm $3,764 $2,329 $1,837
Travelers $8,764 $7,941 $7,506
USAA $2,313 $1,711 $1,513

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Cheap California, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in California, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in California, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in California, Pennsylvania

ZIP Code Average Annual Rates
15419 $5,007
15423 $4,886

Cheap California, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect California, Pennsylvania auto insurance. Find the cheapest annual California, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in California, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,761 $3,917
GEICO $2,527 $2,609
Liberty Mutual $5,904 $6,215
Nationwide $2,434 $2,434
Progressive $4,239 $4,239
State Farm $2,558 $2,728
Travelers $8,070 $8,070
USAA $1,793 $1,898

Cheap California, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in California, Pennsylvania? Check out the comparison of annual California, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in California, Pennsylvania

Insurance Company Low Medium High
Allstate $3,667 $3,863 $3,986
GEICO $2,375 $2,591 $2,737
Liberty Mutual $5,773 $6,102 $6,304
Nationwide $2,457 $2,465 $2,381
Progressive $3,889 $4,271 $4,558
State Farm $2,493 $2,675 $2,762
Travelers $8,115 $8,092 $8,004
USAA $1,703 $1,864 $1,970

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Best By Category: Cheapest Auto Insurance in California, Pennsylvania

Compare the cheapest auto insurance companies in California, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in California, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest California, Pennsylvania Auto Insurance Companies

What auto insurance companies in California, Pennsylvania are the cheapest? Compare the top California, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in California, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,839
GEICO $2,568
Liberty Mutual $6,060
Nationwide $2,434
Progressive $4,239
State Farm $2,643
Travelers $8,070
USAA $1,846

What affects auto insurance rates in California, Pennsylvania?

There are a lot of reasons why auto insurance rates in California, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in California, Pennsylvania. Many local factors may affect your California auto insurance rates.

California Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average California, Pennsylvania commute length is 20.7 minutes according to City-Data.

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Compare California, Pennsylvania Auto Insurance Quotes

Before you buy California, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free California, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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