Best Cheap Auto Insurance in Calera, AL (2021)

The average Calera, AL auto insurance rates are $302 per month. The minimum auto insurance in Calera is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Calera, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Calera is USAA
  • The minimum auto insurance required in Calera, Alabama is 25/50/25
  • The most expensive auto insurance company in Calera for teen drivers is Liberty Mutual

Calera, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Calera can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Calera, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Calera to other Alabama cities, including Mobile auto insurance rates, Huntsville auto insurance rates, and Montgomery auto insurance rates to see how Calera, Alabama auto insurance rates stack up.

Before you buy Calera, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Calera, Alabama auto insurance quotes.

Minimum Auto Insurance in Calera, Alabama

Calera, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Calera, Alabama.

Minimum Required Auto Insurance Coverage in Calera, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Calera, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Calera, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Calera, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,841 $1,876 $7,101 $7,627 $2,275 $2,325
Farmers $2,389 $2,367 $2,133 $2,267 $9,311 $9,575 $2,721 $2,829
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,878 $3,106 $2,361 $2,640 $10,717 $11,912 $3,057 $3,246
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,405 $2,247 $1,976 $2,112 $10,026 $11,182 $2,808 $2,983
State Farm $3,001 $3,001 $2,729 $2,729 $9,354 $11,682 $3,398 $3,941
Travelers $1,234 $1,252 $1,166 $1,160 $6,551 $10,254 $1,174 $1,330
USAA $1,376 $1,398 $1,284 $1,260 $4,111 $4,560 $1,796 $1,940

Cheap Calera, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Calera, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Calera, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Calera, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,101 $7,627
Farmers $9,311 $9,575
GEICO $5,204 $5,101
Liberty Mutual $10,717 $11,912
Nationwide $4,422 $5,679
Progressive $10,026 $11,182
State Farm $9,354 $11,682
Travelers $6,551 $10,254
USAA $4,111 $4,560

Cheap Calera, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Calera, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Calera, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,841 $1,876
Farmers $2,133 $2,267
GEICO $1,878 $1,947
Liberty Mutual $2,361 $2,640
Nationwide $1,532 $1,583
Progressive $1,976 $2,112
State Farm $2,729 $2,729
Travelers $1,166 $1,160
USAA $1,284 $1,260

Cheap Calera, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Calera, Alabama compared to the annual auto insurance rates with a clean record in Calera, Alabama.

Annual Calera, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,869 $3,384 $4,013 $3,243
Farmers $3,528 $4,573 $4,460 $4,235
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $3,913 $5,454 $5,321 $5,269
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $4,024 $5,077 $4,352 $4,416
State Farm $4,476 $5,594 $4,923 $4,923
Travelers $2,513 $2,636 $3,855 $3,056
USAA $1,703 $2,137 $3,180 $1,842

Cheap Calera, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Calera, Alabama is not easy. Compare the annual rates for DUI auto insurance in Calera, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Calera, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,013
Farmers $4,460
GEICO $3,711
Liberty Mutual $5,321
Nationwide $3,259
Progressive $4,352
State Farm $4,923
Travelers $3,855
USAA $3,180

Cheap Calera, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Calera, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Calera, Alabama

Insurance Company Poor Fair Good
Allstate $4,170 $3,279 $2,682
Farmers $4,704 $4,053 $3,840
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,127 $4,392 $3,449
Nationwide $3,092 $2,418 $2,189
Progressive $5,030 $4,327 $4,046
State Farm $8,081 $4,085 $2,771
Travelers $3,287 $2,852 $2,906
USAA $2,980 $1,938 $1,729

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Cheap Calera, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Calera, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Calera, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Calera, Alabama

ZIP Code Average Annual Rates
35040 $3,702

Cheap Calera, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Calera, Alabama auto insurance. Find the cheapest annual Calera, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Calera, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,377 $3,377
Farmers $4,199 $4,199
GEICO $2,707 $2,804
Liberty Mutual $4,989 $4,989
Nationwide $2,566 $2,566
Progressive $4,467 $4,467
State Farm $4,859 $5,099
Travelers $3,015 $3,015
USAA $2,114 $2,317

Cheap Calera, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Calera, Alabama? Check out the comparison of annual Calera, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Calera, Alabama

Insurance Company Low Medium High
Allstate $3,255 $3,372 $3,505
Farmers $3,968 $4,146 $4,483
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,756 $4,966 $5,247
Nationwide $2,541 $2,546 $2,611
Progressive $3,971 $4,444 $4,987
State Farm $4,709 $4,974 $5,255
Travelers $2,862 $3,075 $3,109
USAA $2,138 $2,204 $2,305

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Best By Category: Cheapest Auto Insurance in Calera, Alabama

Compare the cheapest auto insurance companies in Calera, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Calera, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Calera, Alabama Auto Insurance Companies

What auto insurance companies in Calera, Alabama are the cheapest? Compare the top Calera, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Calera, Alabama

Insurance Company Average Annual Rates
Allstate $3,377
Farmers $4,199
GEICO $2,755
Liberty Mutual $4,989
Nationwide $2,566
Progressive $4,467
State Farm $4,979
Travelers $3,015
USAA $2,216

What affects auto insurance rates in Calera, Alabama?

There are a lot of reasons why auto insurance rates in Calera, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Calera, Alabama. Many local factors may affect your Calera auto insurance rates.

Calera Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Calera, Alabama auto theft statistics, there have been 23 auto thefts in the city.

Calera Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Calera, Alabama commute length is 33.5 minutes according to City-Data.

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Compare Calera, Alabama Auto Insurance Quotes

Before you buy Calera, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Calera, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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