Best Cheap Auto Insurance in Caledonia, OH (2021)

The average Caledonia, OH auto insurance rates are $220 per month. The minimum auto insurance in Caledonia is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Caledonia, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Caledonia for teen drivers is Liberty Mutual
  • The average commute length in Caledonia is 32.3 minutes
  • Average auto insurance rates in Caledonia, OH for senior drivers are $1,373 per year

Caledonia, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Caledonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Caledonia, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Caledonia to other Ohio cities, including Dayton auto insurance rates, Cincinnati auto insurance rates, and Cleveland auto insurance rates to see how Caledonia, Ohio auto insurance rates stack up.

Before you buy Caledonia, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Caledonia, Ohio auto insurance quotes.

Minimum Auto Insurance in Caledonia, Ohio

Caledonia, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Caledonia, Ohio.

Minimum Required Auto Insurance Coverage in Caledonia, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Caledonia, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Caledonia, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caledonia, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,974 $1,783 $1,906 $5,447 $6,233 $2,085 $2,229
American Family $874 $906 $791 $796 $2,550 $2,767 $1,073 $1,129
Farmers $1,664 $1,661 $1,466 $1,547 $7,384 $7,672 $1,865 $1,948
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $1,917 $2,093 $1,477 $1,795 $9,894 $11,176 $2,043 $2,233
Nationwide $2,049 $2,059 $1,851 $1,864 $5,256 $6,767 $2,194 $2,550
Progressive $1,613 $1,524 $1,344 $1,387 $7,077 $7,969 $1,931 $1,994
State Farm $1,468 $1,468 $1,315 $1,315 $4,602 $5,778 $1,707 $1,959
Travelers $1,349 $1,371 $1,333 $1,327 $5,699 $8,975 $1,404 $1,615
USAA $892 $900 $849 $848 $2,754 $3,066 $1,193 $1,286

Cheap Caledonia, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Caledonia, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Caledonia, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Caledonia, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,447 $6,233
American Family $2,550 $2,767
Farmers $7,384 $7,672
GEICO $3,519 $3,281
Liberty Mutual $9,894 $11,176
Nationwide $5,256 $6,767
Progressive $7,077 $7,969
State Farm $4,602 $5,778
Travelers $5,699 $8,975
USAA $2,754 $3,066

Cheap Caledonia, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Caledonia, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Caledonia, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,783 $1,906
American Family $791 $796
Farmers $1,466 $1,547
GEICO $1,232 $1,237
Liberty Mutual $1,477 $1,795
Nationwide $1,851 $1,864
Progressive $1,344 $1,387
State Farm $1,315 $1,315
Travelers $1,333 $1,327
USAA $849 $848

Cheap Caledonia, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Caledonia, Ohio compared to the annual auto insurance rates with a clean record in Caledonia, Ohio.

Annual Caledonia, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,488 $3,003 $3,517 $2,811
American Family $1,305 $1,379 $1,379 $1,379
Farmers $2,599 $3,346 $3,264 $3,395
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,431 $4,393 $4,493 $3,997
Nationwide $2,467 $3,133 $3,969 $2,726
Progressive $2,679 $3,635 $2,853 $3,253
State Farm $2,233 $2,671 $2,452 $2,452
Travelers $2,131 $2,769 $4,164 $2,472
USAA $1,131 $1,516 $1,993 $1,253

Cheap Caledonia, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Caledonia, Ohio is not easy. Compare the annual rates for DUI auto insurance in Caledonia, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Caledonia, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,517
American Family $1,379
Farmers $3,264
GEICO $2,571
Liberty Mutual $4,493
Nationwide $3,969
Progressive $2,853
State Farm $2,452
Travelers $4,164
USAA $1,993

Cheap Caledonia, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Caledonia, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Caledonia, Ohio

Insurance Company Poor Fair Good
Allstate $3,793 $2,762 $2,309
American Family $1,801 $1,235 $1,046
Farmers $3,568 $3,015 $2,871
GEICO $2,187 $1,824 $1,462
Liberty Mutual $5,844 $3,581 $2,810
Nationwide $3,708 $2,989 $2,525
Progressive $3,492 $3,012 $2,811
State Farm $3,494 $2,159 $1,702
Travelers $3,226 $2,806 $2,620
USAA $1,912 $1,354 $1,154

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Cheap Caledonia, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Caledonia, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Caledonia, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Caledonia, Ohio

ZIP Code Average Annual Rates
43314 $2,515

Cheap Caledonia, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Caledonia, Ohio auto insurance. Find the cheapest annual Caledonia, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Caledonia, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,955 $2,955
American Family $1,345 $1,377
Farmers $3,151 $3,151
GEICO $1,792 $1,857
Liberty Mutual $4,079 $4,079
Nationwide $3,074 $3,074
Progressive $3,105 $3,105
State Farm $2,391 $2,512
Travelers $2,884 $2,884
USAA $1,417 $1,530

Cheap Caledonia, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Caledonia, Ohio? Check out the comparison of annual Caledonia, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caledonia, Ohio

Insurance Company Low Medium High
Allstate $2,864 $2,949 $3,051
American Family $1,342 $1,371 $1,370
Farmers $2,984 $3,102 $3,368
GEICO $1,771 $1,817 $1,886
Liberty Mutual $3,927 $4,098 $4,211
Nationwide $3,400 $2,979 $2,843
Progressive $2,988 $3,079 $3,247
State Farm $2,332 $2,459 $2,563
Travelers $2,817 $2,921 $2,915
USAA $1,408 $1,472 $1,540

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Best By Category: Cheapest Auto Insurance in Caledonia, Ohio

Compare the cheapest auto insurance companies in Caledonia, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Caledonia, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Caledonia, Ohio Auto Insurance Companies

What auto insurance companies in Caledonia, Ohio are the cheapest? Compare the top Caledonia, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Caledonia, Ohio

Insurance Company Average Annual Rates
Allstate $2,955
American Family $1,361
Farmers $3,151
GEICO $1,824
Liberty Mutual $4,079
Nationwide $3,074
Progressive $3,105
State Farm $2,452
Travelers $2,884
USAA $1,473

What affects auto insurance rates in Caledonia, Ohio?

There are a lot of reasons why auto insurance rates in Caledonia, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Caledonia, Ohio. Many local factors may affect your Caledonia auto insurance rates.

Caledonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Caledonia, Ohio commute length is 32.3 minutes according to City-Data.

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Compare Caledonia, Ohio Auto Insurance Quotes

Before you buy Caledonia, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Caledonia, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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