Best Cheap Auto Insurance in Caledonia, MN (2021)

The average Caledonia, MN auto insurance rates are $361 per month. The minimum auto insurance in Caledonia is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Caledonia, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Caledonia, Minnesota is 30/60/10
  • The average commute length in Caledonia is 21.6 minutes
  • The cheapest auto insurance company in Caledonia is State Farm

Caledonia, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Caledonia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Caledonia, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Caledonia to other Minnesota cities, including St. Cloud auto insurance rates, St. Paul auto insurance rates, and Bloomington auto insurance rates to see how Caledonia, Minnesota auto insurance rates stack up.

Before you buy Caledonia, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Caledonia, Minnesota auto insurance quotes.

Minimum Auto Insurance in Caledonia, Minnesota

Caledonia, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Caledonia, Minnesota.

Minimum Required Auto Insurance Coverage in Caledonia, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Caledonia, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Caledonia, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caledonia, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,886 $2,776 $2,776 $6,617 $9,603 $3,511 $3,689
American Family $2,264 $2,264 $2,052 $2,052 $6,177 $8,954 $2,264 $2,555
Farmers $2,142 $2,134 $2,063 $2,170 $5,952 $5,946 $2,788 $2,688
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,724 $1,735 $1,536 $1,631 $4,356 $5,304 $2,018 $2,103
State Farm $1,524 $1,524 $1,350 $1,350 $3,236 $4,005 $1,768 $1,458
USAA $1,890 $1,872 $1,723 $1,717 $5,106 $5,585 $2,468 $2,619

Cheap Caledonia, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Caledonia, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Caledonia, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Caledonia, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,617 $9,603
American Family $6,177 $8,954
Farmers $5,952 $5,946
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,356 $5,304
State Farm $3,236 $4,005
USAA $5,106 $5,585

Cheap Caledonia, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Caledonia, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Caledonia, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,776 $2,776
American Family $2,052 $2,052
Farmers $2,063 $2,170
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,536 $1,631
State Farm $1,350 $1,350
USAA $1,723 $1,717

Cheap Caledonia, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Caledonia, Minnesota compared to the annual auto insurance rates with a clean record in Caledonia, Minnesota.

Annual Caledonia, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,141 $4,578 $5,523 $4,130
American Family $2,403 $4,314 $4,850 $2,724
Farmers $2,767 $3,499 $3,539 $3,137
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,029 $2,686 $3,087 $2,401
State Farm $1,870 $2,184 $2,027 $2,027
USAA $2,131 $2,720 $4,103 $2,536

Cheap Caledonia, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Caledonia, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Caledonia, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Caledonia, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,523
American Family $4,850
Farmers $3,539
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,087
State Farm $2,027
USAA $4,103

Cheap Caledonia, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Caledonia, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Caledonia, Minnesota

Insurance Company Poor Fair Good
Allstate $6,368 $3,455 $3,206
American Family $4,875 $3,239 $2,605
Farmers $4,069 $2,915 $2,722
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,029 $2,448 $2,176
State Farm $2,955 $1,807 $1,318
USAA $4,503 $2,199 $1,916

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Cheap Caledonia, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Caledonia, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Caledonia, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Caledonia, Minnesota

ZIP Code Average Annual Rates
55921 $3,300

Cheap Caledonia, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Caledonia, Minnesota auto insurance. Find the cheapest annual Caledonia, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Caledonia, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,343 $4,343
American Family $3,531 $3,615
Farmers $3,235 $3,235
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,551 $2,551
State Farm $1,973 $2,080
USAA $2,835 $2,910

Cheap Caledonia, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Caledonia, Minnesota? Check out the comparison of annual Caledonia, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caledonia, Minnesota

Insurance Company Low Medium High
Allstate $4,285 $4,340 $4,404
American Family $3,563 $3,671 $3,484
Farmers $3,121 $3,246 $3,339
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,415 $2,568 $2,669
State Farm $1,951 $2,033 $2,096
USAA $2,788 $2,870 $2,960

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Best By Category: Cheapest Auto Insurance in Caledonia, Minnesota

Compare the cheapest auto insurance companies in Caledonia, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Caledonia, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Caledonia, Minnesota Auto Insurance Companies

What auto insurance companies in Caledonia, Minnesota are the cheapest? Compare the top Caledonia, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Caledonia, Minnesota

Insurance Company Average Annual Rates
Allstate $4,343
American Family $3,573
Farmers $3,235
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,551
State Farm $2,027
USAA $2,873

What affects auto insurance rates in Caledonia, Minnesota?

There are a lot of reasons why auto insurance rates in Caledonia, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Caledonia, Minnesota. Many local factors may affect your Caledonia auto insurance rates.

Caledonia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Caledonia, Minnesota commute length is 21.6 minutes according to City-Data.

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Compare Caledonia, Minnesota Auto Insurance Quotes

Before you buy Caledonia, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Caledonia, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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