Best Cheap Auto Insurance in Caldwell, KS (2021)

The average Caldwell, KS auto insurance rates are $275 per month. The minimum auto insurance in Caldwell is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Caldwell, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Caldwell, Kansas is 25/50/25
  • Average auto insurance rates in Caldwell, KS for senior drivers are $1,929 per year
  • The cheapest auto insurance company in Caldwell is American Family

Caldwell, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Caldwell can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Caldwell, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Caldwell to other Kansas cities, including Olathe auto insurance rates, Overland Park auto insurance rates, and Shawnee auto insurance rates to see how Caldwell, Kansas auto insurance rates stack up.

Before you buy Caldwell, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Caldwell, Kansas auto insurance quotes.

Minimum Auto Insurance in Caldwell, Kansas

Caldwell, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Caldwell, Kansas.

Minimum Required Auto Insurance Coverage in Caldwell, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Caldwell, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Caldwell, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Caldwell, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,770 $1,770 $1,598 $1,598 $3,432 $4,126 $1,770 $1,988
Farmers $2,474 $2,458 $2,210 $2,307 $6,667 $6,907 $2,785 $2,933
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,769 $1,824 $1,574 $1,698 $3,618 $4,432 $2,055 $2,187
Progressive $2,230 $2,128 $1,798 $1,875 $8,101 $9,139 $2,630 $2,812
State Farm $1,742 $1,742 $1,529 $1,529 $4,681 $5,966 $1,959 $2,212
Travelers $2,049 $2,084 $1,996 $2,021 $8,261 $12,871 $2,097 $2,472
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap Caldwell, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Caldwell, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Caldwell, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Caldwell, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,432 $4,126
Farmers $6,667 $6,907
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,618 $4,432
Progressive $8,101 $9,139
State Farm $4,681 $5,966
Travelers $8,261 $12,871
USAA $5,068 $5,304

Cheap Caldwell, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Caldwell, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Caldwell, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,598 $1,598
Farmers $2,210 $2,307
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,574 $1,698
Progressive $1,798 $1,875
State Farm $1,529 $1,529
Travelers $1,996 $2,021
USAA $1,333 $1,341

Cheap Caldwell, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Caldwell, Kansas compared to the annual auto insurance rates with a clean record in Caldwell, Kansas.

Annual Caldwell, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,219 $2,369 $2,219 $2,219
Farmers $3,030 $3,894 $3,796 $3,650
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,799 $2,069 $3,652 $2,059
Progressive $3,547 $4,147 $3,704 $3,958
State Farm $2,474 $2,866 $2,670 $2,670
Travelers $3,085 $4,022 $5,545 $4,273
USAA $1,813 $2,453 $3,606 $2,078

Cheap Caldwell, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Caldwell, Kansas is not easy. Compare the annual rates for DUI auto insurance in Caldwell, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Caldwell, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,379
American Family $2,219
Farmers $3,796
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,652
Progressive $3,704
State Farm $2,670
Travelers $5,545
USAA $3,606

Cheap Caldwell, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Caldwell, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Caldwell, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $2,946 $2,085 $1,738
Farmers $4,234 $3,367 $3,177
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,659 $2,342 $2,184
Progressive $4,410 $3,696 $3,410
State Farm $3,888 $2,323 $1,799
Travelers $4,892 $3,980 $3,822
USAA $3,387 $2,234 $1,841

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Cheap Caldwell, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Caldwell, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Caldwell, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Caldwell, Kansas

ZIP Code Average Annual Rates
67022 $3,478

Cheap Caldwell, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Caldwell, Kansas auto insurance. Find the cheapest annual Caldwell, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Caldwell, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,228 $2,285
Farmers $3,593 $3,593
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,395 $2,395
Progressive $3,839 $3,839
State Farm $2,603 $2,737
Travelers $4,231 $4,231
USAA $2,415 $2,559

Cheap Caldwell, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Caldwell, Kansas? Check out the comparison of annual Caldwell, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Caldwell, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,276 $2,370 $2,123
Farmers $3,445 $3,572 $3,760
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,518 $2,368 $2,298
Progressive $3,632 $3,809 $4,076
State Farm $2,569 $2,678 $2,763
Travelers $4,018 $4,237 $4,439
USAA $2,393 $2,480 $2,589

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Best By Category: Cheapest Auto Insurance in Caldwell, Kansas

Compare the cheapest auto insurance companies in Caldwell, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Caldwell, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Caldwell, Kansas Auto Insurance Companies

What auto insurance companies in Caldwell, Kansas are the cheapest? Compare the top Caldwell, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Caldwell, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,256
Farmers $3,593
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,395
Progressive $3,839
State Farm $2,670
Travelers $4,231
USAA $2,487

What affects auto insurance rates in Caldwell, Kansas?

There are a lot of reasons why auto insurance rates in Caldwell, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Caldwell, Kansas. Many local factors may affect your Caldwell auto insurance rates.

Caldwell Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Caldwell, Kansas commute length is 19.8 minutes according to City-Data.

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Compare Caldwell, Kansas Auto Insurance Quotes

Before you buy Caldwell, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Caldwell, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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