Best Cheap Auto Insurance in Calais, ME (2021)

The average Calais, ME auto insurance rates are $227 per month. The minimum auto insurance in Calais is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Calais, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Calais for teen drivers is Progressive
  • Average auto insurance rates in Calais, ME for senior drivers are $1,601 per year
  • The minimum auto insurance required in Calais, Maine is 50/100/25

Calais, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Calais can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Calais, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Calais to other Maine cities, including Auburn auto insurance rates, Bangor auto insurance rates, and Lewiston auto insurance rates to see how Calais, Maine auto insurance rates stack up.

Before you buy Calais, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Calais, Maine auto insurance quotes.

Minimum Auto Insurance in Calais, Maine

Calais, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Calais, Maine.

Minimum Required Auto Insurance Coverage in Calais, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Calais, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Calais, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Calais, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,736 $1,789 $1,549 $1,683 $4,237 $5,679 $1,901 $2,133
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,089 $3,089 $2,941 $2,941 $6,588 $9,870 $3,089 $4,360
Progressive $2,171 $2,129 $2,171 $2,129 $9,028 $10,155 $2,532 $2,872
State Farm $1,342 $1,342 $1,263 $1,263 $4,249 $5,296 $1,496 $1,639
Travelers $1,179 $1,220 $1,068 $1,091 $4,714 $6,375 $1,170 $1,350
USAA $929 $921 $922 $905 $3,003 $3,324 $1,186 $1,256

Cheap Calais, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Calais, Maine is a challenge. Take a look at the annual teen auto insurance rates in Calais, Maine.

Annual Auto Insurance Rates for Teen Drivers in Calais, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,237 $5,679
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,588 $9,870
Progressive $9,028 $10,155
State Farm $4,249 $5,296
Travelers $4,714 $6,375
USAA $3,003 $3,324

Cheap Calais, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Calais, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Calais, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,683
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,941 $2,941
Progressive $2,171 $2,129
State Farm $1,263 $1,263
Travelers $1,068 $1,091
USAA $922 $905

Cheap Calais, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Calais, Maine compared to the annual auto insurance rates with a clean record in Calais, Maine.

Annual Calais, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,860 $2,977 $2,392
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,489 $4,079 $6,632 $3,784
Progressive $3,326 $5,612 $3,701 $3,954
State Farm $2,032 $2,440 $2,236 $2,236
Travelers $1,895 $2,106 $2,631 $2,451
USAA $1,185 $1,554 $2,180 $1,303

Cheap Calais, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Calais, Maine is not easy. Compare the annual rates for DUI auto insurance in Calais, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Calais, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,977
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,632
Progressive $3,701
State Farm $2,236
Travelers $2,631
USAA $2,180

Cheap Calais, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Calais, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Calais, Maine

Insurance Company Poor Fair Good
Allstate $3,254 $2,475 $2,035
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,260 $4,056 $3,172
Progressive $4,696 $4,019 $3,730
State Farm $3,257 $1,945 $1,506
Travelers $2,673 $2,190 $1,950
USAA $2,048 $1,402 $1,218

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Cheap Calais, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Calais, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Calais, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Calais, Maine

ZIP Code Average Annual Rates
4619 $2,361

Cheap Calais, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Calais, Maine auto insurance. Find the cheapest annual Calais, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Calais, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,588 $2,588
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,403 $4,589
Progressive $4,148 $4,148
State Farm $2,163 $2,309
Travelers $2,271 $2,271
USAA $1,511 $1,600

Cheap Calais, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Calais, Maine? Check out the comparison of annual Calais, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Calais, Maine

Insurance Company Low Medium High
Allstate $2,558 $2,559 $2,647
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,447 $4,447 $4,594
Progressive $4,066 $4,073 $4,306
State Farm $2,182 $2,214 $2,312
Travelers $2,236 $2,240 $2,337
USAA $1,528 $1,539 $1,600

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Best By Category: Cheapest Auto Insurance in Calais, Maine

Compare the cheapest auto insurance companies in Calais, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Calais, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Calais, Maine Auto Insurance Companies

What auto insurance companies in Calais, Maine are the cheapest? Compare the top Calais, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Calais, Maine

Insurance Company Average Annual Rates
Allstate $2,588
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,496
Progressive $4,148
State Farm $2,236
Travelers $2,271
USAA $1,556

What affects auto insurance rates in Calais, Maine?

There are a lot of reasons why auto insurance rates in Calais, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Calais, Maine. Many local factors may affect your Calais auto insurance rates.

Calais Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Calais, Maine commute length is 16.8 minutes according to City-Data.

Calais Traffic

How does Calais, Maine rank for traffic? According to Inrix Calais, Maine is the 949th most congested worldwide.

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Compare Calais, Maine Auto Insurance Quotes

Before you buy Calais, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Calais, Maine auto insurance quotes.

Free Auto Insurance Comparison

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