Best Cheap Auto Insurance in Cairo, OH (2021)

The average Cairo, OH auto insurance rates are $211 per month. The minimum auto insurance in Cairo is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Cairo, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Cairo for teen drivers is Liberty Mutual
  • Average auto insurance rates in Cairo, OH for senior drivers are $1,319 per year
  • The average commute length in Cairo is 19.5 minutes

Cairo, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Cairo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cairo, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Cairo to other Ohio cities, including Toledo auto insurance rates, Akron auto insurance rates, and Dayton auto insurance rates to see how Cairo, Ohio auto insurance rates stack up.

Before you buy Cairo, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cairo, Ohio auto insurance quotes.

Minimum Auto Insurance in Cairo, Ohio

Cairo, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cairo, Ohio.

Minimum Required Auto Insurance Coverage in Cairo, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Cairo, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Cairo, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cairo, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,893 $1,887 $1,706 $1,823 $5,197 $5,946 $1,992 $2,130
American Family $881 $915 $796 $802 $2,538 $2,755 $1,079 $1,135
Farmers $1,670 $1,665 $1,471 $1,553 $7,378 $7,659 $1,870 $1,950
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,785 $1,946 $1,377 $1,667 $9,347 $10,555 $1,898 $2,074
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,629 $1,525 $1,360 $1,405 $7,394 $8,318 $1,938 $2,006
State Farm $1,384 $1,384 $1,240 $1,240 $4,344 $5,456 $1,608 $1,844
Travelers $1,220 $1,239 $1,211 $1,206 $5,242 $8,301 $1,271 $1,447
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Cairo, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Cairo, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Cairo, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Cairo, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,197 $5,946
American Family $2,538 $2,755
Farmers $7,378 $7,659
GEICO $3,279 $3,053
Liberty Mutual $9,347 $10,555
Nationwide $5,059 $6,518
Progressive $7,394 $8,318
State Farm $4,344 $5,456
Travelers $5,242 $8,301
USAA $2,571 $2,863

Cheap Cairo, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Cairo, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Cairo, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,823
American Family $796 $802
Farmers $1,471 $1,553
GEICO $1,153 $1,164
Liberty Mutual $1,377 $1,667
Nationwide $1,795 $1,808
Progressive $1,360 $1,405
State Farm $1,240 $1,240
Travelers $1,211 $1,206
USAA $798 $797

Cheap Cairo, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cairo, Ohio compared to the annual auto insurance rates with a clean record in Cairo, Ohio.

Annual Cairo, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,377 $2,867 $3,358 $2,685
American Family $1,307 $1,381 $1,381 $1,381
Farmers $2,600 $3,348 $3,265 $3,395
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,222 $4,128 $4,218 $3,756
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,754 $3,755 $2,938 $3,340
State Farm $2,105 $2,519 $2,312 $2,312
Travelers $1,952 $2,537 $3,818 $2,262
USAA $1,062 $1,422 $1,861 $1,176

Cheap Cairo, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Cairo, Ohio is not easy. Compare the annual rates for DUI auto insurance in Cairo, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Cairo, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,358
American Family $1,381
Farmers $3,265
GEICO $2,408
Liberty Mutual $4,218
Nationwide $3,836
Progressive $2,938
State Farm $2,312
Travelers $3,818
USAA $1,861

Cheap Cairo, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Cairo, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Cairo, Ohio

Insurance Company Poor Fair Good
Allstate $3,619 $2,639 $2,208
American Family $1,801 $1,237 $1,050
Farmers $3,567 $3,016 $2,872
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,484 $3,368 $2,641
Nationwide $3,582 $2,889 $2,442
Progressive $3,578 $3,107 $2,906
State Farm $3,295 $2,037 $1,606
Travelers $2,951 $2,571 $2,404
USAA $1,792 $1,268 $1,081

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Cheap Cairo, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Cairo, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Cairo, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Cairo, Ohio

ZIP Code Average Annual Rates
45820 $2,434

Cheap Cairo, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Cairo, Ohio auto insurance. Find the cheapest annual Cairo, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Cairo, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,822 $2,822
American Family $1,347 $1,379
Farmers $3,152 $3,152
GEICO $1,669 $1,728
Liberty Mutual $3,831 $3,831
Nationwide $2,971 $2,971
Progressive $3,197 $3,197
State Farm $2,255 $2,370
Travelers $2,642 $2,642
USAA $1,328 $1,433

Cheap Cairo, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Cairo, Ohio? Check out the comparison of annual Cairo, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cairo, Ohio

Insurance Company Low Medium High
Allstate $2,736 $2,817 $2,912
American Family $1,342 $1,372 $1,374
Farmers $2,986 $3,105 $3,365
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,694 $3,848 $3,952
Nationwide $3,285 $2,879 $2,748
Progressive $3,047 $3,164 $3,379
State Farm $2,197 $2,320 $2,421
Travelers $2,565 $2,678 $2,683
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Cairo, Ohio

Compare the cheapest auto insurance companies in Cairo, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Cairo, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Cairo, Ohio Auto Insurance Companies

What auto insurance companies in Cairo, Ohio are the cheapest? Compare the top Cairo, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Cairo, Ohio

Insurance Company Average Annual Rates
Allstate $2,822
American Family $1,363
Farmers $3,152
GEICO $1,699
Liberty Mutual $3,831
Nationwide $2,971
Progressive $3,197
State Farm $2,312
Travelers $2,642
USAA $1,380

What affects auto insurance rates in Cairo, Ohio?

There are a lot of reasons why auto insurance rates in Cairo, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cairo, Ohio. Many local factors may affect your Cairo auto insurance rates.

Cairo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cairo, Ohio commute length is 19.5 minutes according to City-Data.

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Compare Cairo, Ohio Auto Insurance Quotes

Before you buy Cairo, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cairo, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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