Best Cheap Auto Insurance in Byron, IL (2021)

The average Byron, IL auto insurance rates are $253 per month. The minimum auto insurance in Byron is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Byron, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Byron is State Farm
  • The average commute length in Byron is 20.7 minutes
  • Average auto insurance rates in Byron, IL for senior drivers are $1,747 per year

Byron, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Byron can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Byron, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Byron to other Illinois cities, including Springfield auto insurance rates, Naperville auto insurance rates, and Aurora auto insurance rates to see how Byron, Illinois auto insurance rates stack up.

Before you buy Byron, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Byron, Illinois auto insurance quotes.

Minimum Auto Insurance in Byron, Illinois

Byron, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Byron, Illinois.

Minimum Required Auto Insurance Coverage in Byron, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Byron, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Byron, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Byron, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,306 $2,306 $2,114 $2,114 $6,566 $9,085 $2,306 $2,975
Farmers $2,277 $2,278 $2,020 $2,137 $9,747 $10,162 $2,598 $2,717
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,396 $1,504 $1,159 $1,292 $4,714 $5,235 $1,461 $1,542
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,881 $1,783 $1,551 $1,624 $6,622 $7,429 $2,239 $2,409
State Farm $1,337 $1,337 $1,192 $1,192 $3,761 $4,774 $1,509 $1,730
Travelers $1,458 $1,538 $1,322 $1,410 $4,093 $5,105 $1,546 $1,629
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Cheap Byron, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Byron, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Byron, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Byron, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,566 $9,085
Farmers $9,747 $10,162
GEICO $4,524 $4,715
Liberty Mutual $4,714 $5,235
Nationwide $3,961 $5,072
Progressive $6,622 $7,429
State Farm $3,761 $4,774
Travelers $4,093 $5,105
USAA $5,149 $5,691

Cheap Byron, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Byron, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Byron, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,114 $2,114
Farmers $2,020 $2,137
GEICO $1,429 $1,724
Liberty Mutual $1,159 $1,292
Nationwide $1,329 $1,405
Progressive $1,551 $1,624
State Farm $1,192 $1,192
Travelers $1,322 $1,410
USAA $1,505 $1,491

Cheap Byron, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Byron, Illinois compared to the annual auto insurance rates with a clean record in Byron, Illinois.

Annual Byron, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,735 $3,886 $5,162 $3,102
Farmers $3,583 $4,617 $4,503 $4,265
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,902 $2,707 $2,378 $2,163
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,636 $3,887 $2,918 $3,328
State Farm $1,927 $2,281 $2,104 $2,104
Travelers $1,806 $2,357 $2,627 $2,261
USAA $1,929 $2,762 $3,784 $2,324

Cheap Byron, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Byron, Illinois is not easy. Compare the annual rates for DUI auto insurance in Byron, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Byron, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,886
American Family $5,162
Farmers $4,503
GEICO $3,243
Liberty Mutual $2,378
Nationwide $2,800
Progressive $2,918
State Farm $2,104
Travelers $2,627
USAA $3,784

Cheap Byron, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Byron, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Byron, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $4,944 $3,370 $2,850
Farmers $4,822 $4,050 $3,854
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,235 $2,021 $1,607
Nationwide $2,730 $2,209 $1,940
Progressive $3,649 $3,083 $2,844
State Farm $3,055 $1,833 $1,424
Travelers $2,767 $2,216 $1,805
USAA $3,600 $2,467 $2,031

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Cheap Byron, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Byron, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Byron, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Byron, Illinois

ZIP Code Average Annual Rates
61010 $2,985

Cheap Byron, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Byron, Illinois auto insurance. Find the cheapest annual Byron, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Byron, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,674 $3,769
Farmers $4,242 $4,242
GEICO $2,338 $2,425
Liberty Mutual $2,288 $2,288
Nationwide $2,293 $2,293
Progressive $3,192 $3,192
State Farm $2,051 $2,157
Travelers $2,175 $2,351
USAA $2,624 $2,776

Cheap Byron, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Byron, Illinois? Check out the comparison of annual Byron, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Byron, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,574 $3,858 $3,733
Farmers $4,034 $4,141 $4,551
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,170 $2,283 $2,410
Nationwide $2,276 $2,311 $2,292
Progressive $2,933 $3,176 $3,468
State Farm $1,990 $2,106 $2,216
Travelers $2,127 $2,260 $2,401
USAA $2,521 $2,697 $2,882

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Best By Category: Cheapest Auto Insurance in Byron, Illinois

Compare the cheapest auto insurance companies in Byron, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Byron, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Byron, Illinois Auto Insurance Companies

What auto insurance companies in Byron, Illinois are the cheapest? Compare the top Byron, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Byron, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,721
Farmers $4,242
GEICO $2,382
Liberty Mutual $2,288
Nationwide $2,293
Progressive $3,192
State Farm $2,104
Travelers $2,263
USAA $2,700

What affects auto insurance rates in Byron, Illinois?

There are a lot of reasons why auto insurance rates in Byron, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Byron, Illinois. Many local factors may affect your Byron auto insurance rates.

Byron Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Byron, Illinois commute length is 20.7 minutes according to City-Data.

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Compare Byron, Illinois Auto Insurance Quotes

Before you buy Byron, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Byron, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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