Best Cheap Auto Insurance in Byron Center, MI (2021)

The average Byron Center, MI auto insurance rates are $714 per month. The minimum auto insurance in Byron Center is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Byron Center, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Byron Center is USAA
  • The most expensive auto insurance company in Byron Center for teen drivers is Allstate
  • Average auto insurance rates in Byron Center, MI for senior drivers are $5,646 per year

Byron Center, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Byron Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Byron Center, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Byron Center to other Michigan cities, including Sterling Heights auto insurance rates, Flint auto insurance rates, and Ann Arbor auto insurance rates to see how Byron Center, Michigan auto insurance rates stack up.

Before you buy Byron Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Byron Center, Michigan auto insurance quotes.

Minimum Auto Insurance in Byron Center, Michigan

Byron Center, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Byron Center, Michigan.

Minimum Required Auto Insurance Coverage in Byron Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Byron Center, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Byron Center, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Byron Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,785 $14,785 $13,703 $13,703 $37,271 $37,271 $15,585 $15,585
Farmers $3,559 $3,559 $3,319 $3,319 $8,190 $8,190 $4,007 $4,007
GEICO $3,394 $3,394 $3,498 $3,498 $10,103 $10,103 $3,256 $3,256
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $3,069 $3,069 $2,751 $2,751 $7,809 $7,809 $3,348 $3,348
Progressive $2,529 $2,375 $2,251 $2,469 $9,653 $10,449 $2,947 $2,795
State Farm $6,009 $6,009 $5,570 $5,570 $21,130 $21,130 $7,064 $7,064
Travelers $4,850 $4,850 $4,165 $4,165 $14,603 $14,603 $5,267 $5,267
USAA $2,394 $2,257 $2,256 $2,122 $5,809 $5,491 $2,898 $2,764

Cheap Byron Center, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Byron Center, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Byron Center, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Byron Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,271 $37,271
Farmers $8,190 $8,190
GEICO $10,103 $10,103
Liberty Mutual $31,321 $31,321
Nationwide $7,809 $7,809
Progressive $9,653 $10,449
State Farm $21,130 $21,130
Travelers $14,603 $14,603
USAA $5,809 $5,491

Cheap Byron Center, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Byron Center, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Byron Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,703 $13,703
Farmers $3,319 $3,319
GEICO $3,498 $3,498
Liberty Mutual $13,258 $13,258
Nationwide $2,751 $2,751
Progressive $2,251 $2,469
State Farm $5,570 $5,570
Travelers $4,165 $4,165
USAA $2,256 $2,122

Cheap Byron Center, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Byron Center, Michigan compared to the annual auto insurance rates with a clean record in Byron Center, Michigan.

Annual Byron Center, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,855 $13,158 $44,490 $13,841
Farmers $4,005 $5,110 $5,038 $4,923
GEICO $1,738 $3,772 $11,470 $3,271
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,655 $4,830 $4,398 $4,094
Progressive $3,796 $4,927 $4,419 $4,592
State Farm $6,292 $7,562 $16,453 $9,467
Travelers $4,876 $6,972 $11,276 $5,761
USAA $2,619 $3,266 $4,259 $2,851

Cheap Byron Center, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Byron Center, Michigan is not easy. Compare the annual rates for DUI auto insurance in Byron Center, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Byron Center, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,490
Farmers $5,038
GEICO $11,470
Liberty Mutual $28,135
Nationwide $4,398
Progressive $4,419
State Farm $16,453
Travelers $11,276
USAA $4,259

Cheap Byron Center, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Byron Center, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Byron Center, Michigan

Insurance Company Poor Fair Good
Allstate $30,810 $17,083 $13,116
Farmers $6,224 $4,197 $3,885
GEICO $6,502 $4,787 $3,899
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $5,275 $4,018 $3,439
Progressive $5,062 $4,312 $3,926
State Farm $16,107 $8,166 $5,557
Travelers $7,398 $7,178 $7,088
USAA $4,843 $2,782 $2,121

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Byron Center, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Byron Center, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Byron Center, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Byron Center, Michigan

ZIP Code Average Annual Rates
49315 $6,026

Cheap Byron Center, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Byron Center, Michigan auto insurance. Find the cheapest annual Byron Center, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Byron Center, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,336 $20,336
Farmers $4,769 $4,769
GEICO $4,952 $5,173
Liberty Mutual $17,230 $18,449
Nationwide $4,244 $4,244
Progressive $4,434 $4,434
State Farm $9,685 $10,201
Travelers $7,180 $7,263
USAA $3,212 $3,286

Cheap Byron Center, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Byron Center, Michigan? Check out the comparison of annual Byron Center, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Byron Center, Michigan

Insurance Company Low Medium High
Allstate $19,896 $20,375 $20,737
Farmers $4,643 $4,757 $4,906
GEICO $4,748 $5,019 $5,421
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $4,438 $4,173 $4,121
Progressive $4,319 $4,439 $4,543
State Farm $9,490 $9,999 $10,341
Travelers $7,150 $7,227 $7,287
USAA $3,156 $3,256 $3,335

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Byron Center, Michigan

Compare the cheapest auto insurance companies in Byron Center, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Byron Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Byron Center, Michigan Auto Insurance Companies

What auto insurance companies in Byron Center, Michigan are the cheapest? Compare the top Byron Center, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Byron Center, Michigan

Insurance Company Average Annual Rates
Allstate $20,336
Farmers $4,769
GEICO $5,063
Liberty Mutual $17,840
Nationwide $4,244
Progressive $4,434
State Farm $9,943
Travelers $7,221
USAA $3,249

What affects auto insurance rates in Byron Center, Michigan?

There are a lot of reasons why auto insurance rates in Byron Center, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Byron Center, Michigan. Many local factors may affect your Byron Center auto insurance rates.

Byron Center Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Byron Center, Michigan commute length is 19.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Byron Center, Michigan Auto Insurance Quotes

Before you buy Byron Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Byron Center, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption