Best Cheap Auto Insurance in Byram, CT (2021)

The average Byram, CT auto insurance rates are $382 per month. The minimum auto insurance in Byram is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Byram, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Byram, CT for senior drivers are $2,263 per year
  • The cheapest auto insurance company in Byram is State Farm
  • The minimum auto insurance required in Byram, Connecticut is 25/50/20

Byram, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Byram can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Byram, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Byram to other Connecticut cities, including New Haven auto insurance rates, Waterbury auto insurance rates, and New Britain auto insurance rates to see how Byram, Connecticut auto insurance rates stack up.

Before you buy Byram, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Byram, Connecticut auto insurance quotes.

Minimum Auto Insurance in Byram, Connecticut

Byram, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Byram, Connecticut.

Minimum Required Auto Insurance Coverage in Byram, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Byram, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Byram, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Byram, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,644 $3,606 $3,356 $3,593 $11,210 $13,252 $3,813 $4,011
GEICO $2,172 $2,178 $2,014 $2,030 $5,098 $6,052 $2,100 $2,040
Liberty Mutual $3,613 $3,922 $2,773 $3,417 $18,351 $20,665 $3,661 $3,992
Nationwide $2,404 $2,431 $2,159 $2,265 $6,705 $8,510 $2,793 $3,005
Progressive $2,242 $2,092 $1,915 $1,988 $9,355 $10,374 $2,565 $2,882
State Farm $1,772 $1,772 $1,630 $1,630 $5,394 $6,771 $1,992 $2,293
Travelers $1,914 $1,943 $1,905 $1,898 $14,644 $23,455 $2,088 $2,367
USAA $1,967 $1,947 $1,832 $1,809 $6,194 $6,506 $2,634 $2,731

Cheap Byram, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Byram, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Byram, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Byram, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,210 $13,252
GEICO $5,098 $6,052
Liberty Mutual $18,351 $20,665
Nationwide $6,705 $8,510
Progressive $9,355 $10,374
State Farm $5,394 $6,771
Travelers $14,644 $23,455
USAA $6,194 $6,506

Cheap Byram, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Byram, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Byram, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,356 $3,593
GEICO $2,014 $2,030
Liberty Mutual $2,773 $3,417
Nationwide $2,159 $2,265
Progressive $1,915 $1,988
State Farm $1,630 $1,630
Travelers $1,905 $1,898
USAA $1,832 $1,809

Cheap Byram, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Byram, Connecticut compared to the annual auto insurance rates with a clean record in Byram, Connecticut.

Annual Byram, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,941 $6,104 $7,257 $4,941
GEICO $1,867 $2,449 $5,236 $2,290
Liberty Mutual $6,607 $8,281 $8,203 $7,106
Nationwide $3,078 $4,022 $4,608 $3,428
Progressive $3,565 $5,172 $3,747 $4,224
State Farm $2,705 $2,974 $2,974 $2,974
Travelers $5,050 $5,470 $7,975 $6,612
USAA $2,489 $3,125 $4,708 $2,489

Cheap Byram, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Byram, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Byram, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Byram, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,257
GEICO $5,236
Liberty Mutual $8,203
Nationwide $4,608
Progressive $3,747
State Farm $2,974
Travelers $7,975
USAA $4,708

Cheap Byram, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Byram, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Byram, Connecticut

Insurance Company Poor Fair Good
Allstate $7,387 $5,600 $4,446
GEICO $4,305 $2,598 $1,978
Liberty Mutual $10,711 $6,684 $5,252
Nationwide $5,010 $3,365 $2,977
Progressive $4,543 $4,079 $3,908
State Farm $4,045 $2,590 $2,085
Travelers $7,127 $5,939 $5,765
USAA $4,235 $2,856 $2,516

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Cheap Byram, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Byram, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Byram, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Byram, Connecticut

ZIP Code Average Annual Rates
6830 $4,632

Cheap Byram, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Byram, Connecticut auto insurance. Find the cheapest annual Byram, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Byram, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,811 $5,811
GEICO $2,915 $3,006
Liberty Mutual $7,549 $7,549
Nationwide $3,784 $3,784
Progressive $4,177 $4,177
State Farm $2,836 $2,978
Travelers $6,277 $6,277
USAA $3,164 $3,241

Cheap Byram, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Byram, Connecticut? Check out the comparison of annual Byram, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Byram, Connecticut

Insurance Company Low Medium High
Allstate $5,506 $5,804 $6,122
GEICO $2,784 $2,934 $3,163
Liberty Mutual $7,279 $7,500 $7,869
Nationwide $3,840 $3,816 $3,696
Progressive $3,898 $4,141 $4,492
State Farm $2,732 $2,911 $3,077
Travelers $5,883 $6,239 $6,708
USAA $3,007 $3,206 $3,395

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Best By Category: Cheapest Auto Insurance in Byram, Connecticut

Compare the cheapest auto insurance companies in Byram, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Byram, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Byram, Connecticut Auto Insurance Companies

What auto insurance companies in Byram, Connecticut are the cheapest? Compare the top Byram, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Byram, Connecticut

Insurance Company Average Annual Rates
Allstate $5,811
GEICO $2,960
Liberty Mutual $7,549
Nationwide $3,784
Progressive $4,177
State Farm $2,907
Travelers $6,277
USAA $3,203

What affects auto insurance rates in Byram, Connecticut?

There are a lot of reasons why auto insurance rates in Byram, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Byram, Connecticut. Many local factors may affect your Byram auto insurance rates.

Byram Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Byram, Connecticut commute length is 24.2 minutes according to City-Data.

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Compare Byram, Connecticut Auto Insurance Quotes

Before you buy Byram, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Byram, Connecticut auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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