Best Cheap Auto Insurance in Butte, ND (2021)

The average Butte, ND auto insurance rates are $361 per month. The minimum auto insurance in Butte is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Butte, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Butte, ND for senior drivers are $2,353 per year
  • The average commute length in Butte is 5.7 minutes
  • The cheapest auto insurance company in Butte is USAA

Butte, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Butte can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Butte, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Butte to other North Dakota cities, including Bismarck auto insurance rates, Dickinson auto insurance rates, and Williston auto insurance rates to see how Butte, North Dakota auto insurance rates stack up.

Before you buy Butte, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Butte, North Dakota auto insurance quotes.

Minimum Auto Insurance in Butte, North Dakota

Butte, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Butte, North Dakota.

Minimum Required Auto Insurance Coverage in Butte, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Butte, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Butte, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Butte, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,541 $2,545 $2,251 $2,384 $9,840 $11,593 $2,790 $3,017
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,988 $1,959 $1,780 $1,847 $6,936 $7,127 $2,261 $2,403
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,212 $2,119 $1,790 $1,852 $7,854 $8,794 $2,715 $2,742
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Butte, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Butte, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Butte, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Butte, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,840 $11,593
American Family $6,100 $8,820
Farmers $6,936 $7,127
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $7,854 $8,794
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Butte, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Butte, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Butte, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,251 $2,384
American Family $2,612 $2,612
Farmers $1,780 $1,847
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $1,790 $1,852
State Farm $1,575 $1,575
USAA $927 $930

Cheap Butte, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Butte, North Dakota compared to the annual auto insurance rates with a clean record in Butte, North Dakota.

Annual Butte, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,735 $4,113 $6,284 $4,349
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,774 $3,528 $3,484 $3,363
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,478 $4,250 $3,514 $3,796
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Butte, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Butte, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Butte, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Butte, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,284
American Family $5,597
Farmers $3,484
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $3,514
State Farm $2,757
USAA $2,854

Cheap Butte, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Butte, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Butte, North Dakota

Insurance Company Poor Fair Good
Allstate $5,830 $4,432 $3,599
American Family $5,292 $3,681 $3,115
Farmers $3,810 $3,103 $2,950
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,359 $3,623 $3,296
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Butte, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Butte, North Dakota auto insurance. Find the cheapest annual Butte, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Butte, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,507 $4,733
American Family $3,979 $4,079
Farmers $3,288 $3,288
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $3,760 $3,760
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Butte, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Butte, North Dakota? Check out the comparison of annual Butte, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Butte, North Dakota

Insurance Company Low Medium High
Allstate $4,535 $4,619 $4,707
American Family $4,159 $4,230 $3,699
Farmers $3,224 $3,275 $3,364
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $3,656 $3,747 $3,876
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Butte, North Dakota

Compare the cheapest auto insurance companies in Butte, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Butte, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Butte, North Dakota Auto Insurance Companies

What auto insurance companies in Butte, North Dakota are the cheapest? Compare the top Butte, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Butte, North Dakota

Insurance Company Average Annual Rates
Allstate $4,620
American Family $4,029
Farmers $3,288
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $3,760
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Butte, North Dakota?

There are a lot of reasons why auto insurance rates in Butte, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Butte, North Dakota. Many local factors may affect your Butte auto insurance rates.

Butte Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Butte, North Dakota commute length is 5.7 minutes according to City-Data.

Butte Traffic

How does Butte, North Dakota rank for traffic? According to Inrix Butte, North Dakota is the 743rd most congested worldwide.

Compare Butte, North Dakota Auto Insurance Quotes

Before you buy Butte, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Butte, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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