Best Cheap Auto Insurance in Butler, OH (2021)

The average Butler, OH auto insurance rates are $229 per month. The minimum auto insurance in Butler is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Butler, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Butler is American Family
  • The average commute length in Butler is 30.3 minutes
  • Average auto insurance rates in Butler, OH for senior drivers are $1,437 per year

Butler, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Butler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Butler, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Butler to other Ohio cities, including Toledo auto insurance rates, Youngs auto insurance rates, and Cincinnati auto insurance rates to see how Butler, Ohio auto insurance rates stack up.

Before you buy Butler, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Butler, Ohio auto insurance quotes.

Minimum Auto Insurance in Butler, Ohio

Butler, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Butler, Ohio.

Minimum Required Auto Insurance Coverage in Butler, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Butler, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Butler, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Butler, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,246 $2,249 $2,010 $2,153 $6,087 $6,971 $2,384 $2,562
American Family $901 $936 $813 $819 $2,616 $2,845 $1,107 $1,167
Farmers $1,694 $1,688 $1,493 $1,571 $7,237 $7,504 $1,897 $1,989
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,826 $1,739 $1,521 $1,565 $7,693 $8,676 $2,191 $2,256
State Farm $1,451 $1,451 $1,289 $1,289 $4,378 $5,511 $1,681 $1,923
Travelers $1,301 $1,320 $1,293 $1,284 $5,545 $8,716 $1,356 $1,550
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Cheap Butler, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Butler, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Butler, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Butler, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,087 $6,971
American Family $2,616 $2,845
Farmers $7,237 $7,504
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,264 $6,784
Progressive $7,693 $8,676
State Farm $4,378 $5,511
Travelers $5,545 $8,716
USAA $2,730 $3,038

Cheap Butler, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Butler, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Butler, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,010 $2,153
American Family $813 $819
Farmers $1,493 $1,571
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,861 $1,874
Progressive $1,521 $1,565
State Farm $1,289 $1,289
Travelers $1,293 $1,284
USAA $840 $838

Cheap Butler, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Butler, Ohio compared to the annual auto insurance rates with a clean record in Butler, Ohio.

Annual Butler, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,818 $3,393 $3,947 $3,172
American Family $1,343 $1,420 $1,420 $1,420
Farmers $2,587 $3,325 $3,242 $3,383
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,968 $4,002 $3,157 $3,607
State Farm $2,170 $2,573 $2,371 $2,371
Travelers $2,060 $2,683 $4,043 $2,397
USAA $1,119 $1,500 $1,972 $1,239

Cheap Butler, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Butler, Ohio is not easy. Compare the annual rates for DUI auto insurance in Butler, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Butler, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,947
American Family $1,420
Farmers $3,242
GEICO $2,571
Liberty Mutual $5,151
Nationwide $3,988
Progressive $3,157
State Farm $2,371
Travelers $4,043
USAA $1,972

Cheap Butler, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Butler, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Butler, Ohio

Insurance Company Poor Fair Good
Allstate $4,290 $3,108 $2,601
American Family $1,855 $1,270 $1,076
Farmers $3,556 $2,994 $2,852
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,723 $3,001 $2,535
Progressive $3,881 $3,325 $3,094
State Farm $3,379 $2,089 $1,646
Travelers $3,127 $2,720 $2,540
USAA $1,890 $1,340 $1,143

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Cheap Butler, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Butler, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Butler, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Butler, Ohio

ZIP Code Average Annual Rates
44822 $2,614

Cheap Butler, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Butler, Ohio auto insurance. Find the cheapest annual Butler, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Butler, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,333 $3,333
American Family $1,384 $1,417
Farmers $3,134 $3,134
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,087 $3,087
Progressive $3,433 $3,433
State Farm $2,313 $2,429
Travelers $2,796 $2,796
USAA $1,402 $1,513

Cheap Butler, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Butler, Ohio? Check out the comparison of annual Butler, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Butler, Ohio

Insurance Company Low Medium High
Allstate $3,239 $3,327 $3,432
American Family $1,383 $1,411 $1,407
Farmers $2,987 $3,093 $3,322
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,417 $2,991 $2,852
Progressive $3,314 $3,406 $3,579
State Farm $2,265 $2,378 $2,471
Travelers $2,727 $2,832 $2,828
USAA $1,392 $1,456 $1,524

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Best By Category: Cheapest Auto Insurance in Butler, Ohio

Compare the cheapest auto insurance companies in Butler, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Butler, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Butler, Ohio Auto Insurance Companies

What auto insurance companies in Butler, Ohio are the cheapest? Compare the top Butler, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Butler, Ohio

Insurance Company Average Annual Rates
Allstate $3,333
American Family $1,401
Farmers $3,134
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,087
Progressive $3,433
State Farm $2,371
Travelers $2,796
USAA $1,458

What affects auto insurance rates in Butler, Ohio?

There are a lot of reasons why auto insurance rates in Butler, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Butler, Ohio. Many local factors may affect your Butler auto insurance rates.

Butler Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Butler, Ohio commute length is 30.3 minutes according to City-Data.

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Compare Butler, Ohio Auto Insurance Quotes

Before you buy Butler, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Butler, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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