Best Cheap Auto Insurance in Butler, KY (2021)

The average Butler, KY auto insurance rates are $375 per month. The minimum auto insurance in Butler is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Butler, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Butler is USAA
  • The most expensive auto insurance company in Butler for teen drivers is Travelers
  • Average auto insurance rates in Butler, KY for senior drivers are $2,509 per year

Butler, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Butler can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Butler, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Butler to other Kentucky cities, including Hopkinsville auto insurance rates, Florence auto insurance rates, and Richmond auto insurance rates to see how Butler, Kentucky auto insurance rates stack up.

Before you buy Butler, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Butler, Kentucky auto insurance quotes.

Minimum Auto Insurance in Butler, Kentucky

Butler, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Butler, Kentucky.

Minimum Required Auto Insurance Coverage in Butler, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Butler, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Butler, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Butler, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,249 $3,211 $2,932 $3,129 $12,240 $13,754 $3,601 $3,809
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,761 $2,989 $2,352 $2,622 $11,543 $12,749 $2,887 $3,001
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,078 $1,986 $1,855 $1,869 $9,872 $11,165 $2,577 $2,644
State Farm $2,471 $2,471 $2,207 $2,207 $7,560 $9,541 $2,761 $3,117
Travelers $2,166 $2,204 $2,130 $2,128 $10,142 $16,047 $2,268 $2,633
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

Cheap Butler, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Butler, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Butler, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Butler, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,240 $13,754
GEICO $7,170 $8,568
Liberty Mutual $11,543 $12,749
Nationwide $7,450 $9,339
Progressive $9,872 $11,165
State Farm $7,560 $9,541
Travelers $10,142 $16,047
USAA $5,081 $5,363

Cheap Butler, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Butler, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Butler, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,932 $3,129
GEICO $3,742 $3,389
Liberty Mutual $2,352 $2,622
Nationwide $2,972 $3,117
Progressive $1,855 $1,869
State Farm $2,207 $2,207
Travelers $2,130 $2,128
USAA $1,728 $1,763

Cheap Butler, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Butler, Kentucky compared to the annual auto insurance rates with a clean record in Butler, Kentucky.

Annual Butler, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,745 $6,215 $6,638 $5,364
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,261 $6,559 $5,101 $4,531
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,523 $5,195 $4,020 $4,284
State Farm $3,684 $4,400 $4,042 $4,042
Travelers $4,323 $4,450 $6,438 $4,649
USAA $2,156 $3,051 $3,641 $2,595

Cheap Butler, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Butler, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Butler, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Butler, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,638
GEICO $7,199
Liberty Mutual $5,101
Nationwide $6,064
Progressive $4,020
State Farm $4,042
Travelers $6,438
USAA $3,641

Cheap Butler, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Butler, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Butler, Kentucky

Insurance Company Poor Fair Good
Allstate $7,591 $5,254 $4,378
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,307 $4,491 $3,541
Nationwide $5,647 $4,437 $3,858
Progressive $4,766 $4,143 $3,858
State Farm $5,859 $3,524 $2,742
Travelers $5,546 $4,685 $4,663
USAA $4,267 $2,379 $1,935

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Cheap Butler, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Butler, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Butler, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Butler, Kentucky

ZIP Code Average Annual Rates
41006 $4,008

Cheap Butler, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Butler, Kentucky auto insurance. Find the cheapest annual Butler, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Butler, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,741 $5,741
GEICO $4,371 $4,456
Liberty Mutual $5,113 $5,113
Nationwide $4,647 $4,647
Progressive $4,256 $4,256
State Farm $3,945 $4,138
Travelers $4,965 $4,965
USAA $2,755 $2,967

Cheap Butler, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Butler, Kentucky? Check out the comparison of annual Butler, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Butler, Kentucky

Insurance Company Low Medium High
Allstate $5,366 $5,720 $6,136
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,887 $5,083 $5,369
Nationwide $4,735 $4,596 $4,611
Progressive $3,956 $4,210 $4,601
State Farm $3,849 $4,042 $4,234
Travelers $4,764 $4,994 $5,136
USAA $2,742 $2,855 $2,985

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Best By Category: Cheapest Auto Insurance in Butler, Kentucky

Compare the cheapest auto insurance companies in Butler, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Butler, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Butler, Kentucky Auto Insurance Companies

What auto insurance companies in Butler, Kentucky are the cheapest? Compare the top Butler, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Butler, Kentucky

Insurance Company Average Annual Rates
Allstate $5,741
GEICO $4,413
Liberty Mutual $5,113
Nationwide $4,647
Progressive $4,256
State Farm $4,042
Travelers $4,965
USAA $2,861

What affects auto insurance rates in Butler, Kentucky?

There are a lot of reasons why auto insurance rates in Butler, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Butler, Kentucky. Many local factors may affect your Butler auto insurance rates.

Butler Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Butler, Kentucky commute length is 36.9 minutes according to City-Data.

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Compare Butler, Kentucky Auto Insurance Quotes

Before you buy Butler, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Butler, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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