Best Cheap Auto Insurance in Burr Oak, MI (2021)

The average Burr Oak, MI auto insurance rates are $730 per month. The minimum auto insurance in Burr Oak is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Burr Oak, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Burr Oak is 23.1 minutes
  • The cheapest auto insurance company in Burr Oak is USAA
  • The most expensive auto insurance company in Burr Oak for teen drivers is Allstate

Burr Oak, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Burr Oak can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Burr Oak, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Burr Oak to other Michigan cities, including Warren auto insurance rates, Lansing auto insurance rates, and Troy auto insurance rates to see how Burr Oak, Michigan auto insurance rates stack up.

Before you buy Burr Oak, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Burr Oak, Michigan auto insurance quotes.

Minimum Auto Insurance in Burr Oak, Michigan

Burr Oak, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Burr Oak, Michigan.

Minimum Required Auto Insurance Coverage in Burr Oak, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Burr Oak, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Burr Oak, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Burr Oak, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,508 $14,508 $13,470 $13,470 $35,762 $35,762 $15,283 $15,283
Farmers $4,132 $4,132 $3,854 $3,854 $9,367 $9,367 $4,651 $4,651
GEICO $3,799 $3,799 $3,884 $3,884 $10,883 $10,883 $3,636 $3,636
Liberty Mutual $13,638 $13,638 $13,501 $13,501 $32,257 $32,257 $13,638 $13,638
Nationwide $3,679 $3,679 $3,265 $3,265 $10,036 $10,036 $4,050 $4,050
Progressive $2,803 $2,606 $2,480 $2,769 $9,959 $10,563 $3,253 $2,995
State Farm $6,066 $6,066 $5,605 $5,605 $20,946 $20,946 $7,112 $7,112
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,426 $2,299 $2,282 $2,159 $5,814 $5,518 $2,945 $2,826

Cheap Burr Oak, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Burr Oak, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Burr Oak, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Burr Oak, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,762 $35,762
Farmers $9,367 $9,367
GEICO $10,883 $10,883
Liberty Mutual $32,257 $32,257
Nationwide $10,036 $10,036
Progressive $9,959 $10,563
State Farm $20,946 $20,946
Travelers $13,395 $13,395
USAA $5,814 $5,518

Cheap Burr Oak, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Burr Oak, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Burr Oak, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,470 $13,470
Farmers $3,854 $3,854
GEICO $3,884 $3,884
Liberty Mutual $13,501 $13,501
Nationwide $3,265 $3,265
Progressive $2,480 $2,769
State Farm $5,605 $5,605
Travelers $3,858 $3,858
USAA $2,282 $2,159

Cheap Burr Oak, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Burr Oak, Michigan compared to the annual auto insurance rates with a clean record in Burr Oak, Michigan.

Annual Burr Oak, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,714 $12,964 $42,834 $13,510
Farmers $4,620 $5,892 $5,815 $5,677
GEICO $1,940 $4,135 $12,523 $3,604
Liberty Mutual $12,830 $15,436 $28,384 $16,383
Nationwide $4,525 $5,977 $5,452 $5,075
Progressive $3,967 $5,201 $4,693 $4,854
State Farm $6,376 $7,613 $16,272 $9,468
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,648 $3,294 $4,310 $2,883

Cheap Burr Oak, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Burr Oak, Michigan is not easy. Compare the annual rates for DUI auto insurance in Burr Oak, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Burr Oak, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,834
Farmers $5,815
GEICO $12,523
Liberty Mutual $28,384
Nationwide $5,452
Progressive $4,693
State Farm $16,272
Travelers $10,331
USAA $4,310

Cheap Burr Oak, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Burr Oak, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Burr Oak, Michigan

Insurance Company Poor Fair Good
Allstate $30,008 $16,590 $12,669
Farmers $7,238 $4,817 $4,449
GEICO $7,135 $5,247 $4,270
Liberty Mutual $28,872 $16,683 $9,220
Nationwide $6,523 $4,984 $4,265
Progressive $5,407 $4,542 $4,087
State Farm $16,089 $8,157 $5,551
Travelers $6,813 $6,608 $6,525
USAA $4,900 $2,808 $2,143

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Cheap Burr Oak, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Burr Oak, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Burr Oak, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Burr Oak, Michigan

ZIP Code Average Annual Rates
49030 $6,152

Cheap Burr Oak, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Burr Oak, Michigan auto insurance. Find the cheapest annual Burr Oak, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Burr Oak, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,756 $19,756
Farmers $5,501 $5,501
GEICO $5,425 $5,676
Liberty Mutual $17,626 $18,891
Nationwide $5,257 $5,257
Progressive $4,679 $4,679
State Farm $9,670 $10,195
Travelers $6,611 $6,686
USAA $3,246 $3,321

Cheap Burr Oak, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Burr Oak, Michigan? Check out the comparison of annual Burr Oak, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Burr Oak, Michigan

Insurance Company Low Medium High
Allstate $19,292 $19,797 $20,178
Farmers $5,357 $5,488 $5,658
GEICO $5,173 $5,499 $5,980
Liberty Mutual $17,781 $18,212 $18,782
Nationwide $5,464 $5,177 $5,131
Progressive $4,513 $4,686 $4,837
State Farm $9,466 $9,990 $10,342
Travelers $6,575 $6,656 $6,715
USAA $3,187 $3,291 $3,373

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Best By Category: Cheapest Auto Insurance in Burr Oak, Michigan

Compare the cheapest auto insurance companies in Burr Oak, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Burr Oak, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Burr Oak, Michigan Auto Insurance Companies

What auto insurance companies in Burr Oak, Michigan are the cheapest? Compare the top Burr Oak, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Burr Oak, Michigan

Insurance Company Average Annual Rates
Allstate $19,756
Farmers $5,501
GEICO $5,551
Liberty Mutual $18,258
Nationwide $5,257
Progressive $4,679
State Farm $9,932
Travelers $6,649
USAA $3,284

What affects auto insurance rates in Burr Oak, Michigan?

There are a lot of reasons why auto insurance rates in Burr Oak, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Burr Oak, Michigan. Many local factors may affect your Burr Oak auto insurance rates.

Burr Oak Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Burr Oak, Michigan commute length is 23.1 minutes according to City-Data.

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Compare Burr Oak, Michigan Auto Insurance Quotes

Before you buy Burr Oak, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Burr Oak, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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