Best Cheap Auto Insurance in Burlington, KY (2021)

The average Burlington, KY auto insurance rates are $313 per month. The minimum auto insurance in Burlington is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Burlington, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Burlington, Kentucky is 25/50/25
  • Average auto insurance rates in Burlington, KY for senior drivers are $2,061 per year
  • The average commute length in Burlington is 22.8 minutes

Burlington, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Burlington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Burlington, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Burlington to other Kentucky cities, including Nicholasville auto insurance rates, Richmond auto insurance rates, and Owensboro auto insurance rates to see how Burlington, Kentucky auto insurance rates stack up.

Before you buy Burlington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Burlington, Kentucky auto insurance quotes.

Minimum Auto Insurance in Burlington, Kentucky

Burlington, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Burlington, Kentucky.

Minimum Required Auto Insurance Coverage in Burlington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Burlington, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Burlington, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Burlington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,966 $2,927 $2,690 $2,869 $11,245 $12,656 $3,264 $3,438
GEICO $3,156 $2,920 $3,304 $2,992 $6,546 $7,739 $2,573 $2,217
Liberty Mutual $2,400 $2,590 $2,009 $2,241 $10,915 $12,105 $2,524 $2,649
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,946 $1,852 $1,747 $1,755 $9,482 $10,710 $2,411 $2,468
State Farm $1,497 $1,497 $1,342 $1,342 $4,481 $5,690 $1,672 $1,859
Travelers $1,788 $1,818 $1,766 $1,766 $8,473 $13,508 $1,874 $2,141
USAA $1,507 $1,503 $1,370 $1,384 $4,054 $4,259 $1,891 $2,059

Cheap Burlington, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Burlington, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Burlington, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Burlington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,245 $12,656
GEICO $6,546 $7,739
Liberty Mutual $10,915 $12,105
Nationwide $5,248 $6,510
Progressive $9,482 $10,710
State Farm $4,481 $5,690
Travelers $8,473 $13,508
USAA $4,054 $4,259

Cheap Burlington, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Burlington, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Burlington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,690 $2,869
GEICO $3,304 $2,992
Liberty Mutual $2,009 $2,241
Nationwide $2,153 $2,240
Progressive $1,747 $1,755
State Farm $1,342 $1,342
Travelers $1,766 $1,766
USAA $1,370 $1,384

Cheap Burlington, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Burlington, Kentucky compared to the annual auto insurance rates with a clean record in Burlington, Kentucky.

Annual Burlington, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,342 $5,688 $6,086 $4,912
GEICO $2,346 $4,168 $6,335 $2,874
Liberty Mutual $3,897 $6,008 $4,670 $4,141
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,350 $4,949 $3,820 $4,066
State Farm $2,213 $2,632 $2,423 $2,423
Travelers $3,615 $3,716 $5,363 $3,873
USAA $1,702 $2,397 $2,865 $2,049

Cheap Burlington, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Burlington, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Burlington, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Burlington, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,086
GEICO $6,335
Liberty Mutual $4,670
Nationwide $4,227
Progressive $3,820
State Farm $2,423
Travelers $5,363
USAA $2,865

Cheap Burlington, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Burlington, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Burlington, Kentucky

Insurance Company Poor Fair Good
Allstate $6,941 $4,817 $4,014
GEICO $6,463 $3,227 $2,102
Liberty Mutual $6,660 $4,125 $3,253
Nationwide $3,971 $3,159 $2,757
Progressive $4,509 $3,946 $3,685
State Farm $3,503 $2,115 $1,650
Travelers $4,610 $3,916 $3,900
USAA $3,330 $1,886 $1,544

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Cheap Burlington, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Burlington, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Burlington, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Burlington, Kentucky

ZIP Code Average Annual Rates
41005 $3,366

Cheap Burlington, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Burlington, Kentucky auto insurance. Find the cheapest annual Burlington, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Burlington, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,257 $5,257
GEICO $3,894 $3,968
Liberty Mutual $4,679 $4,679
Nationwide $3,295 $3,295
Progressive $4,046 $4,046
State Farm $2,361 $2,484
Travelers $4,142 $4,142
USAA $2,171 $2,336

Cheap Burlington, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Burlington, Kentucky? Check out the comparison of annual Burlington, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Burlington, Kentucky

Insurance Company Low Medium High
Allstate $4,891 $5,237 $5,644
GEICO $3,674 $3,916 $4,203
Liberty Mutual $4,489 $4,656 $4,891
Nationwide $3,289 $3,267 $3,330
Progressive $3,754 $4,012 $4,373
State Farm $2,262 $2,422 $2,585
Travelers $3,933 $4,165 $4,328
USAA $2,141 $2,248 $2,370

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Best By Category: Cheapest Auto Insurance in Burlington, Kentucky

Compare the cheapest auto insurance companies in Burlington, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Burlington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Burlington, Kentucky Auto Insurance Companies

What auto insurance companies in Burlington, Kentucky are the cheapest? Compare the top Burlington, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Burlington, Kentucky

Insurance Company Average Annual Rates
Allstate $5,257
GEICO $3,931
Liberty Mutual $4,679
Nationwide $3,295
Progressive $4,046
State Farm $2,423
Travelers $4,142
USAA $2,253

What affects auto insurance rates in Burlington, Kentucky?

There are a lot of reasons why auto insurance rates in Burlington, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Burlington, Kentucky. Many local factors may affect your Burlington auto insurance rates.

Burlington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Burlington, Kentucky commute length is 22.8 minutes according to City-Data.

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Compare Burlington, Kentucky Auto Insurance Quotes

Before you buy Burlington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Burlington, Kentucky auto insurance quotes.

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