Best Cheap Auto Insurance in Buchanan, MI (2021)

The average Buchanan, MI auto insurance rates are $705 per month. The minimum auto insurance in Buchanan is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Buchanan, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Buchanan is 25.0 minutes
  • The cheapest auto insurance company in Buchanan is USAA
  • The minimum auto insurance required in Buchanan, Michigan is 20/40/10

Buchanan, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Buchanan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Buchanan, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Buchanan to other Michigan cities, including Dearborn auto insurance rates, Flint auto insurance rates, and Lansing auto insurance rates to see how Buchanan, Michigan auto insurance rates stack up.

Before you buy Buchanan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Buchanan, Michigan auto insurance quotes.

Minimum Auto Insurance in Buchanan, Michigan

Buchanan, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Buchanan, Michigan.

Minimum Required Auto Insurance Coverage in Buchanan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Buchanan, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Buchanan, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Buchanan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,495 $14,495 $13,463 $13,463 $35,811 $35,811 $15,269 $15,269
Farmers $3,992 $3,992 $3,730 $3,730 $8,925 $8,925 $4,482 $4,482
GEICO $3,743 $3,743 $3,845 $3,845 $10,594 $10,594 $3,574 $3,574
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,526 $2,363 $2,248 $2,472 $9,411 $10,123 $2,934 $2,756
State Farm $5,901 $5,901 $5,493 $5,493 $20,749 $20,749 $6,923 $6,923
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,697 $2,534 $2,542 $2,386 $6,574 $6,189 $3,268 $3,105

Cheap Buchanan, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Buchanan, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Buchanan, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Buchanan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,811 $35,811
Farmers $8,925 $8,925
GEICO $10,594 $10,594
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $9,411 $10,123
State Farm $20,749 $20,749
Travelers $13,395 $13,395
USAA $6,574 $6,189

Cheap Buchanan, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Buchanan, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Buchanan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,463 $13,463
Farmers $3,730 $3,730
GEICO $3,845 $3,845
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,248 $2,472
State Farm $5,493 $5,493
Travelers $3,858 $3,858
USAA $2,542 $2,386

Cheap Buchanan, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Buchanan, Michigan compared to the annual auto insurance rates with a clean record in Buchanan, Michigan.

Annual Buchanan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,666 $12,916 $42,972 $13,486
Farmers $4,444 $5,655 $5,588 $5,441
GEICO $1,895 $4,056 $12,284 $3,522
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $3,715 $4,836 $4,358 $4,507
State Farm $6,192 $7,435 $16,139 $9,300
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,943 $3,681 $4,816 $3,207

Cheap Buchanan, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Buchanan, Michigan is not easy. Compare the annual rates for DUI auto insurance in Buchanan, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Buchanan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $42,972
Farmers $5,588
GEICO $12,284
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,358
State Farm $16,139
Travelers $10,331
USAA $4,816

Cheap Buchanan, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Buchanan, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Buchanan, Michigan

Insurance Company Poor Fair Good
Allstate $29,986 $16,601 $12,692
Farmers $6,988 $4,608 $4,250
GEICO $6,990 $5,142 $4,185
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $4,985 $4,233 $3,844
State Farm $15,818 $8,022 $5,459
Travelers $6,813 $6,608 $6,525
USAA $5,474 $3,134 $2,378

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Cheap Buchanan, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Buchanan, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Buchanan, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Buchanan, Michigan

ZIP Code Average Annual Rates
49107 $5,966

Cheap Buchanan, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Buchanan, Michigan auto insurance. Find the cheapest annual Buchanan, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Buchanan, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,760 $19,760
Farmers $5,282 $5,282
GEICO $5,317 $5,561
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,354 $4,354
State Farm $9,501 $10,032
Travelers $6,611 $6,686
USAA $3,620 $3,704

Cheap Buchanan, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Buchanan, Michigan? Check out the comparison of annual Buchanan, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Buchanan, Michigan

Insurance Company Low Medium High
Allstate $19,255 $19,804 $20,220
Farmers $5,131 $5,269 $5,446
GEICO $5,032 $5,387 $5,898
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,180 $4,363 $4,520
State Farm $9,259 $9,829 $10,212
Travelers $6,575 $6,656 $6,715
USAA $3,541 $3,673 $3,772

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Best By Category: Cheapest Auto Insurance in Buchanan, Michigan

Compare the cheapest auto insurance companies in Buchanan, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Buchanan, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Buchanan, Michigan Auto Insurance Companies

What auto insurance companies in Buchanan, Michigan are the cheapest? Compare the top Buchanan, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Buchanan, Michigan

Insurance Company Average Annual Rates
Allstate $19,760
Farmers $5,282
GEICO $5,439
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,354
State Farm $9,766
Travelers $6,649
USAA $3,662

What affects auto insurance rates in Buchanan, Michigan?

There are a lot of reasons why auto insurance rates in Buchanan, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Buchanan, Michigan. Many local factors may affect your Buchanan auto insurance rates.

Buchanan Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Buchanan, Michigan auto theft statistics, there have been 4 auto thefts in the city.

Buchanan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Buchanan, Michigan commute length is 25.0 minutes according to City-Data.

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Compare Buchanan, Michigan Auto Insurance Quotes

Before you buy Buchanan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Buchanan, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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