Best Cheap Auto Insurance in Brownwood, TX (2021)

The average Brownwood, TX auto insurance rates are $295 per month. The minimum auto insurance in Brownwood is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Brownwood, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Brownwood, TX for senior drivers are $2,169 per year
  • The average commute length in Brownwood is 23.5 minutes
  • The minimum auto insurance required in Brownwood, Texas is 30/60/25

Brownwood, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Brownwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brownwood, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Brownwood to other Texas cities, including Fort Worth auto insurance rates, Plano auto insurance rates, and San Antonio auto insurance rates to see how Brownwood, Texas auto insurance rates stack up.

Before you buy Brownwood, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brownwood, Texas auto insurance quotes.

Minimum Auto Insurance in Brownwood, Texas

Brownwood, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brownwood, Texas.

Minimum Required Auto Insurance Coverage in Brownwood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brownwood, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brownwood, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brownwood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $2,525 $2,783 $2,298 $2,606 $6,219 $8,229 $3,530 $4,032
GEICO $2,082 $2,225 $1,979 $2,206 $4,413 $4,611 $2,248 $2,262
Nationwide $2,331 $2,385 $2,050 $2,187 $6,450 $8,358 $2,720 $2,959
Progressive $2,197 $2,127 $1,938 $1,984 $8,667 $9,692 $2,628 $2,709
State Farm $1,876 $1,876 $1,664 $1,664 $4,399 $5,591 $2,033 $2,101
USAA $1,409 $1,422 $1,341 $1,337 $3,878 $4,240 $1,875 $2,021

Cheap Brownwood, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brownwood, Texas is a challenge. Take a look at the annual teen auto insurance rates in Brownwood, Texas.

Annual Auto Insurance Rates for Teen Drivers in Brownwood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $6,219 $8,229
GEICO $4,413 $4,611
Nationwide $6,450 $8,358
Progressive $8,667 $9,692
State Farm $4,399 $5,591
USAA $3,878 $4,240

Cheap Brownwood, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Brownwood, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brownwood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $2,298 $2,606
GEICO $1,979 $2,206
Nationwide $2,050 $2,187
Progressive $1,938 $1,984
State Farm $1,664 $1,664
USAA $1,341 $1,337

Cheap Brownwood, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brownwood, Texas compared to the annual auto insurance rates with a clean record in Brownwood, Texas.

Annual Brownwood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $3,680 $4,662 $4,089 $3,680
GEICO $2,342 $3,056 $2,600 $3,014
Nationwide $3,178 $3,178 $4,762 $3,604
Progressive $3,492 $4,453 $4,082 $3,943
State Farm $2,366 $2,700 $3,170 $2,366
USAA $1,641 $2,405 $2,835 $1,882

Cheap Brownwood, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brownwood, Texas is not easy. Compare the annual rates for DUI auto insurance in Brownwood, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Brownwood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,788
American Family $4,089
GEICO $2,600
Nationwide $4,762
Progressive $4,082
State Farm $3,170
USAA $2,835

Cheap Brownwood, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brownwood, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brownwood, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $5,628 $3,443 $3,012
GEICO $4,230 $2,410 $1,619
Nationwide $4,426 $3,535 $3,080
Progressive $4,528 $3,874 $3,576
State Farm $3,755 $2,336 $1,860
USAA $3,230 $1,854 $1,488

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Cheap Brownwood, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brownwood, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Brownwood, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brownwood, Texas

ZIP Code Average Annual Rates
76801 $5,159

Cheap Brownwood, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Brownwood, Texas auto insurance. Find the cheapest annual Brownwood, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brownwood, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,382 $5,632
American Family $4,028 $4,028
GEICO $2,700 $2,807
Nationwide $3,680 $3,680
Progressive $3,993 $3,993
State Farm $2,651 $2,651
USAA $2,163 $2,218

Cheap Brownwood, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brownwood, Texas? Check out the comparison of annual Brownwood, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brownwood, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $3,822 $3,923 $4,338
GEICO $2,629 $2,724 $2,907
Nationwide $4,011 $3,518 $3,511
Progressive $3,864 $3,980 $4,133
State Farm $2,528 $2,644 $2,780
USAA $2,125 $2,183 $2,263

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Best By Category: Cheapest Auto Insurance in Brownwood, Texas

Compare the cheapest auto insurance companies in Brownwood, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brownwood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Brownwood, Texas Auto Insurance Companies

What auto insurance companies in Brownwood, Texas are the cheapest? Compare the top Brownwood, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brownwood, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $4,028
GEICO $2,753
Nationwide $3,680
Progressive $3,993
State Farm $2,651
USAA $2,190

What affects auto insurance rates in Brownwood, Texas?

There are a lot of reasons why auto insurance rates in Brownwood, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brownwood, Texas. Many local factors may affect your Brownwood auto insurance rates.

Brownwood Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Brownwood, Texas auto theft statistics, there have been 28 auto thefts in the city.

Brownwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brownwood, Texas commute length is 23.5 minutes according to City-Data.

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Compare Brownwood, Texas Auto Insurance Quotes

Before you buy Brownwood, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brownwood, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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