Best Cheap Auto Insurance in Brownsville, KY (2021)

The average Brownsville, KY auto insurance rates are $346 per month. The minimum auto insurance in Brownsville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Brownsville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Brownsville is 28.1 minutes
  • The cheapest auto insurance company in Brownsville is USAA
  • The most expensive auto insurance company in Brownsville for teen drivers is Allstate

Brownsville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Brownsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brownsville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Brownsville to other Kentucky cities, including Covington auto insurance rates, George auto insurance rates, and Bowling Green auto insurance rates to see how Brownsville, Kentucky auto insurance rates stack up.

Before you buy Brownsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brownsville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Brownsville, Kentucky

Brownsville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brownsville, Kentucky.

Minimum Required Auto Insurance Coverage in Brownsville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brownsville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brownsville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brownsville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,206 $3,165 $2,904 $3,097 $12,144 $13,666 $3,534 $3,727
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,742 $2,974 $2,341 $2,616 $11,055 $12,222 $2,863 $2,973
Nationwide $2,635 $2,629 $2,392 $2,489 $5,759 $7,119 $2,971 $3,100
Progressive $1,950 $1,851 $1,753 $1,761 $9,503 $10,748 $2,414 $2,460
State Farm $2,099 $2,099 $1,874 $1,874 $6,233 $7,889 $2,341 $2,619
Travelers $2,038 $2,075 $1,998 $2,004 $9,645 $15,490 $2,126 $2,454
USAA $1,763 $1,764 $1,597 $1,621 $4,698 $4,941 $2,219 $2,425

Cheap Brownsville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brownsville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Brownsville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Brownsville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,144 $13,666
GEICO $6,851 $8,131
Liberty Mutual $11,055 $12,222
Nationwide $5,759 $7,119
Progressive $9,503 $10,748
State Farm $6,233 $7,889
Travelers $9,645 $15,490
USAA $4,698 $4,941

Cheap Brownsville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Brownsville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brownsville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,904 $3,097
GEICO $3,510 $3,179
Liberty Mutual $2,341 $2,616
Nationwide $2,392 $2,489
Progressive $1,753 $1,761
State Farm $1,874 $1,874
Travelers $1,998 $2,004
USAA $1,597 $1,621

Cheap Brownsville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brownsville, Kentucky compared to the annual auto insurance rates with a clean record in Brownsville, Kentucky.

Annual Brownsville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,692 $6,147 $6,574 $5,308
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,150 $6,374 $4,959 $4,410
Nationwide $2,913 $3,737 $4,699 $3,197
Progressive $3,354 $4,968 $3,825 $4,073
State Farm $3,089 $3,667 $3,378 $3,378
Travelers $4,129 $4,247 $6,115 $4,423
USAA $1,984 $2,800 $3,342 $2,388

Cheap Brownsville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brownsville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Brownsville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Brownsville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,574
GEICO $6,731
Liberty Mutual $4,959
Nationwide $4,699
Progressive $3,825
State Farm $3,378
Travelers $6,115
USAA $3,342

Cheap Brownsville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brownsville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brownsville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,510 $5,201 $4,330
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,115 $4,362 $3,443
Nationwide $4,414 $3,475 $3,021
Progressive $4,528 $3,952 $3,684
State Farm $4,884 $2,950 $2,302
Travelers $5,272 $4,465 $4,448
USAA $3,902 $2,194 $1,790

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Cheap Brownsville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brownsville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Brownsville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brownsville, Kentucky

ZIP Code Average Annual Rates
42210 $3,701

Cheap Brownsville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Brownsville, Kentucky auto insurance. Find the cheapest annual Brownsville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brownsville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,680 $5,680
GEICO $4,119 $4,197
Liberty Mutual $4,973 $4,973
Nationwide $3,637 $3,637
Progressive $4,055 $4,055
State Farm $3,296 $3,461
Travelers $4,729 $4,729
USAA $2,531 $2,726

Cheap Brownsville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brownsville, Kentucky? Check out the comparison of annual Brownsville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brownsville, Kentucky

Insurance Company Low Medium High
Allstate $5,287 $5,658 $6,095
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,727 $4,940 $5,252
Nationwide $3,682 $3,594 $3,634
Progressive $3,737 $4,001 $4,426
State Farm $3,184 $3,374 $3,577
Travelers $4,481 $4,749 $4,956
USAA $2,499 $2,622 $2,765

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Best By Category: Cheapest Auto Insurance in Brownsville, Kentucky

Compare the cheapest auto insurance companies in Brownsville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brownsville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Brownsville, Kentucky Auto Insurance Companies

What auto insurance companies in Brownsville, Kentucky are the cheapest? Compare the top Brownsville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brownsville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,680
GEICO $4,158
Liberty Mutual $4,973
Nationwide $3,637
Progressive $4,055
State Farm $3,378
Travelers $4,729
USAA $2,629

What affects auto insurance rates in Brownsville, Kentucky?

There are a lot of reasons why auto insurance rates in Brownsville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brownsville, Kentucky. Many local factors may affect your Brownsville auto insurance rates.

Brownsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brownsville, Kentucky commute length is 28.1 minutes according to City-Data.

Brownsville Traffic

How does Brownsville, Kentucky rank for traffic? According to Inrix Brownsville, Kentucky is the 736th most congested worldwide.

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Compare Brownsville, Kentucky Auto Insurance Quotes

Before you buy Brownsville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brownsville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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