Best Cheap Auto Insurance in Brown City, MI (2021)

The average Brown City, MI auto insurance rates are $874 per month. The minimum auto insurance in Brown City is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Brown City, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Brown City is USAA
  • Average auto insurance rates in Brown City, MI for senior drivers are $6,956 per year
  • The minimum auto insurance required in Brown City, Michigan is 20/40/10

Brown City, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Brown City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brown City, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Brown City to other Michigan cities, including Lansing auto insurance rates, Detroit auto insurance rates, and Ann Arbor auto insurance rates to see how Brown City, Michigan auto insurance rates stack up.

Before you buy Brown City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brown City, Michigan auto insurance quotes.

Minimum Auto Insurance in Brown City, Michigan

Brown City, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brown City, Michigan.

Minimum Required Auto Insurance Coverage in Brown City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Brown City, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brown City, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brown City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,893 $4,893 $4,560 $4,560 $10,820 $10,820 $5,497 $5,497
GEICO $4,418 $4,418 $4,511 $4,511 $12,202 $12,202 $4,215 $4,215
Liberty Mutual $16,936 $16,936 $16,769 $16,769 $39,803 $39,803 $16,936 $16,936
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,164 $2,938 $2,794 $3,119 $11,565 $12,315 $3,684 $3,399
State Farm $7,381 $7,381 $6,814 $6,814 $25,283 $25,283 $8,640 $8,640
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

Cheap Brown City, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brown City, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Brown City, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Brown City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,820 $10,820
GEICO $12,202 $12,202
Liberty Mutual $39,803 $39,803
Nationwide $14,203 $14,203
Progressive $11,565 $12,315
State Farm $25,283 $25,283
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheap Brown City, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Brown City, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brown City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,560 $4,560
GEICO $4,511 $4,511
Liberty Mutual $16,769 $16,769
Nationwide $4,738 $4,738
Progressive $2,794 $3,119
State Farm $6,814 $6,814
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheap Brown City, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brown City, Michigan compared to the annual auto insurance rates with a clean record in Brown City, Michigan.

Annual Brown City, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,417 $6,896 $6,811 $6,646
GEICO $2,220 $4,715 $14,301 $4,111
Liberty Mutual $15,674 $19,028 $35,578 $20,165
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,546 $5,984 $5,386 $5,574
State Farm $7,791 $9,265 $19,586 $11,477
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheap Brown City, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brown City, Michigan is not easy. Compare the annual rates for DUI auto insurance in Brown City, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Brown City, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,811
GEICO $14,301
Liberty Mutual $35,578
Nationwide $7,832
Progressive $5,386
State Farm $19,586
Travelers $12,473
USAA $4,685

Cheap Brown City, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brown City, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brown City, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,537 $5,614 $5,177
GEICO $8,153 $5,988 $4,868
Liberty Mutual $35,789 $20,653 $11,391
Nationwide $9,490 $7,103 $6,015
Progressive $6,202 $5,217 $4,698
State Farm $19,518 $9,871 $6,700
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Brown City, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brown City, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Brown City, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brown City, Michigan

ZIP Code Average Annual Rates
48416 $7,348

Cheap Brown City, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Brown City, Michigan auto insurance. Find the cheapest annual Brown City, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brown City, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,443 $6,443
GEICO $6,192 $6,482
Liberty Mutual $21,834 $23,389
Nationwide $7,536 $7,536
Progressive $5,372 $5,372
State Farm $11,699 $12,360
Travelers $7,961 $8,053
USAA $3,523 $3,606

Cheap Brown City, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brown City, Michigan? Check out the comparison of annual Brown City, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brown City, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $6,282 $6,428 $6,618
GEICO $5,914 $6,281 $6,814
Liberty Mutual $22,080 $22,558 $23,196
Nationwide $7,885 $7,409 $7,314
Progressive $5,171 $5,382 $5,565
State Farm $11,418 $12,105 $12,566
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Brown City, Michigan

Compare the cheapest auto insurance companies in Brown City, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brown City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Brown City, Michigan Auto Insurance Companies

What auto insurance companies in Brown City, Michigan are the cheapest? Compare the top Brown City, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brown City, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,443
GEICO $6,337
Liberty Mutual $22,611
Nationwide $7,536
Progressive $5,372
State Farm $12,030
Travelers $8,007
USAA $3,565

What affects auto insurance rates in Brown City, Michigan?

There are a lot of reasons why auto insurance rates in Brown City, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brown City, Michigan. Many local factors may affect your Brown City auto insurance rates.

Brown City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Brown City, Michigan auto theft statistics, there have been 0 auto thefts in the city.

Brown City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brown City, Michigan commute length is 33.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Brown City, Michigan Auto Insurance Quotes

Before you buy Brown City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brown City, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption