Best Cheap Auto Insurance in Brookwood, AL (2021)

The average Brookwood, AL auto insurance rates are $323 per month. The minimum auto insurance in Brookwood is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Brookwood, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Brookwood, AL for senior drivers are $2,028 per year
  • The minimum auto insurance required in Brookwood, Alabama is 25/50/25
  • The average commute length in Brookwood is 29.3 minutes

Brookwood, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Brookwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brookwood, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Brookwood to other Alabama cities, including Decatur auto insurance rates, Mobile auto insurance rates, and Birmingham auto insurance rates to see how Brookwood, Alabama auto insurance rates stack up.

Before you buy Brookwood, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brookwood, Alabama auto insurance quotes.

Minimum Auto Insurance in Brookwood, Alabama

Brookwood, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brookwood, Alabama.

Minimum Required Auto Insurance Coverage in Brookwood, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brookwood, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brookwood, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brookwood, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,463 $2,445 $2,200 $2,340 $9,563 $9,839 $2,792 $2,895
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $3,144 $3,392 $2,576 $2,877 $11,732 $13,031 $3,345 $3,558
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,520 $2,358 $2,068 $2,210 $10,522 $11,739 $2,951 $3,147
State Farm $3,051 $3,051 $2,772 $2,772 $9,461 $11,829 $3,453 $3,996
Travelers $1,623 $1,649 $1,523 $1,519 $8,846 $13,983 $1,533 $1,756
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

Cheap Brookwood, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brookwood, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Brookwood, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Brookwood, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,563 $9,839
GEICO $5,499 $5,390
Liberty Mutual $11,732 $13,031
Nationwide $4,521 $5,808
Progressive $10,522 $11,739
State Farm $9,461 $11,829
Travelers $8,846 $13,983
USAA $4,033 $4,467

Cheap Brookwood, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Brookwood, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brookwood, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,200 $2,340
GEICO $1,962 $2,039
Liberty Mutual $2,576 $2,877
Nationwide $1,560 $1,612
Progressive $2,068 $2,210
State Farm $2,772 $2,772
Travelers $1,523 $1,519
USAA $1,258 $1,231

Cheap Brookwood, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brookwood, Alabama compared to the annual auto insurance rates with a clean record in Brookwood, Alabama.

Annual Brookwood, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,633 $4,702 $4,587 $4,346
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,272 $5,970 $5,819 $5,766
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,231 $5,335 $4,551 $4,641
State Farm $4,541 $5,668 $4,992 $4,992
Travelers $3,375 $3,541 $5,189 $4,111
USAA $1,667 $2,094 $3,108 $1,803

Cheap Brookwood, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brookwood, Alabama is not easy. Compare the annual rates for DUI auto insurance in Brookwood, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Brookwood, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
Farmers $4,587
GEICO $3,917
Liberty Mutual $5,819
Nationwide $3,329
Progressive $4,551
State Farm $4,992
Travelers $5,189
USAA $3,108

Cheap Brookwood, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brookwood, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brookwood, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,838 $4,166 $3,948
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,808 $4,800 $3,763
Nationwide $3,156 $2,467 $2,234
Progressive $5,281 $4,541 $4,246
State Farm $8,194 $4,141 $2,809
Travelers $4,419 $3,834 $3,909
USAA $2,911 $1,898 $1,695

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Cheap Brookwood, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brookwood, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Brookwood, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brookwood, Alabama

ZIP Code Average Annual Rates
35444 $3,999

Cheap Brookwood, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Brookwood, Alabama auto insurance. Find the cheapest annual Brookwood, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brookwood, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,317 $4,317
GEICO $2,847 $2,948
Liberty Mutual $5,457 $5,457
Nationwide $2,619 $2,619
Progressive $4,689 $4,689
State Farm $4,926 $5,171
Travelers $4,054 $4,054
USAA $2,069 $2,267

Cheap Brookwood, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brookwood, Alabama? Check out the comparison of annual Brookwood, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brookwood, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $4,066 $4,259 $4,626
GEICO $2,665 $2,885 $3,142
Liberty Mutual $5,218 $5,432 $5,720
Nationwide $2,596 $2,598 $2,662
Progressive $4,206 $4,665 $5,197
State Farm $4,769 $5,044 $5,332
Travelers $3,841 $4,135 $4,186
USAA $2,089 $2,156 $2,258

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Best By Category: Cheapest Auto Insurance in Brookwood, Alabama

Compare the cheapest auto insurance companies in Brookwood, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brookwood, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Brookwood, Alabama Auto Insurance Companies

What auto insurance companies in Brookwood, Alabama are the cheapest? Compare the top Brookwood, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brookwood, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,317
GEICO $2,897
Liberty Mutual $5,457
Nationwide $2,619
Progressive $4,689
State Farm $5,048
Travelers $4,054
USAA $2,168

What affects auto insurance rates in Brookwood, Alabama?

There are a lot of reasons why auto insurance rates in Brookwood, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brookwood, Alabama. Many local factors may affect your Brookwood auto insurance rates.

Brookwood Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Brookwood, Alabama auto theft statistics, there have been 22 auto thefts in the city.

Brookwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brookwood, Alabama commute length is 29.3 minutes according to City-Data.

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Compare Brookwood, Alabama Auto Insurance Quotes

Before you buy Brookwood, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brookwood, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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