Best Cheap Auto Insurance in Brooksville, KY (2021)

The average Brooksville, KY auto insurance rates are $390 per month. The minimum auto insurance in Brooksville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Brooksville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Brooksville, KY for senior drivers are $2,581 per year
  • The minimum auto insurance required in Brooksville, Kentucky is 25/50/25
  • The cheapest auto insurance company in Brooksville is USAA

Brooksville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Brooksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brooksville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Brooksville to other Kentucky cities, including Independence auto insurance rates, Hopkinsville auto insurance rates, and George auto insurance rates to see how Brooksville, Kentucky auto insurance rates stack up.

Before you buy Brooksville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brooksville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Brooksville, Kentucky

Brooksville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brooksville, Kentucky.

Minimum Required Auto Insurance Coverage in Brooksville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brooksville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brooksville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brooksville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,288 $3,260 $2,962 $3,161 $12,105 $13,606 $3,661 $3,879
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,103 $3,361 $2,627 $2,927 $13,227 $14,615 $3,263 $3,418
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,358 $2,249 $2,106 $2,118 $11,383 $12,905 $2,931 $3,015
State Farm $2,370 $2,370 $2,117 $2,117 $7,247 $9,143 $2,647 $2,988
Travelers $2,213 $2,252 $2,176 $2,174 $10,389 $16,444 $2,318 $2,692
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Cheap Brooksville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brooksville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Brooksville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Brooksville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,105 $13,606
GEICO $7,170 $8,568
Liberty Mutual $13,227 $14,615
Nationwide $7,450 $9,339
Progressive $11,383 $12,905
State Farm $7,247 $9,143
Travelers $10,389 $16,444
USAA $5,206 $5,502

Cheap Brooksville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Brooksville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brooksville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,962 $3,161
GEICO $3,742 $3,389
Liberty Mutual $2,627 $2,927
Nationwide $2,972 $3,117
Progressive $2,106 $2,118
State Farm $2,117 $2,117
Travelers $2,176 $2,174
USAA $1,779 $1,819

Cheap Brooksville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brooksville, Kentucky compared to the annual auto insurance rates with a clean record in Brooksville, Kentucky.

Annual Brooksville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,770 $6,210 $6,609 $5,371
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,839 $7,471 $5,808 $5,153
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $4,039 $5,965 $4,613 $4,915
State Farm $3,531 $4,218 $3,875 $3,875
Travelers $4,424 $4,555 $6,592 $4,759
USAA $2,219 $3,142 $3,746 $2,670

Cheap Brooksville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brooksville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Brooksville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Brooksville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,609
GEICO $7,199
Liberty Mutual $5,808
Nationwide $6,064
Progressive $4,613
State Farm $3,875
Travelers $6,592
USAA $3,746

Cheap Brooksville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brooksville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brooksville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,596 $5,247 $4,377
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,341 $5,100 $4,011
Nationwide $5,647 $4,437 $3,858
Progressive $5,464 $4,756 $4,429
State Farm $5,615 $3,379 $2,630
Travelers $5,678 $4,796 $4,774
USAA $4,399 $2,446 $1,988

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Cheap Brooksville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brooksville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Brooksville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brooksville, Kentucky

ZIP Code Average Annual Rates
41004 $4,171

Cheap Brooksville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Brooksville, Kentucky auto insurance. Find the cheapest annual Brooksville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brooksville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,740 $5,740
GEICO $4,371 $4,456
Liberty Mutual $5,818 $5,818
Nationwide $4,647 $4,647
Progressive $4,883 $4,883
State Farm $3,782 $3,967
Travelers $5,082 $5,082
USAA $2,835 $3,054

Cheap Brooksville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brooksville, Kentucky? Check out the comparison of annual Brooksville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brooksville, Kentucky

Insurance Company Low Medium High
Allstate $5,367 $5,719 $6,134
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,593 $5,787 $6,073
Nationwide $4,735 $4,596 $4,611
Progressive $4,562 $4,833 $5,254
State Farm $3,690 $3,875 $4,060
Travelers $4,878 $5,113 $5,257
USAA $2,827 $2,938 $3,068

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Best By Category: Cheapest Auto Insurance in Brooksville, Kentucky

Compare the cheapest auto insurance companies in Brooksville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brooksville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Brooksville, Kentucky Auto Insurance Companies

What auto insurance companies in Brooksville, Kentucky are the cheapest? Compare the top Brooksville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brooksville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,740
GEICO $4,413
Liberty Mutual $5,818
Nationwide $4,647
Progressive $4,883
State Farm $3,875
Travelers $5,082
USAA $2,944

What affects auto insurance rates in Brooksville, Kentucky?

There are a lot of reasons why auto insurance rates in Brooksville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brooksville, Kentucky. Many local factors may affect your Brooksville auto insurance rates.

Brooksville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brooksville, Kentucky commute length is 33.6 minutes according to City-Data.

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Compare Brooksville, Kentucky Auto Insurance Quotes

Before you buy Brooksville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brooksville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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