Best Cheap Auto Insurance in Brooks, KY (2021)

The average Brooks, KY auto insurance rates are $409 per month. The minimum auto insurance in Brooks is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Brooks, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Brooks is State Farm
  • The minimum auto insurance required in Brooks, Kentucky is 25/50/25
  • The most expensive auto insurance company in Brooks for teen drivers is Travelers

Brooks, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Brooks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brooks, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Brooks to other Kentucky cities, including Elizabeth auto insurance rates, George auto insurance rates, and Richmond auto insurance rates to see how Brooks, Kentucky auto insurance rates stack up.

Before you buy Brooks, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brooks, Kentucky auto insurance quotes.

Minimum Auto Insurance in Brooks, Kentucky

Brooks, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brooks, Kentucky.

Minimum Required Auto Insurance Coverage in Brooks, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brooks, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brooks, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brooks, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,575 $3,518 $3,259 $3,477 $13,976 $15,695 $3,902 $4,089
GEICO $4,139 $3,830 $4,346 $3,936 $8,745 $10,300 $3,373 $2,898
Liberty Mutual $2,712 $2,937 $2,288 $2,563 $11,809 $13,102 $2,834 $2,949
Nationwide $3,814 $3,781 $3,444 $3,576 $8,821 $10,915 $4,362 $4,545
Progressive $2,596 $2,450 $2,355 $2,355 $13,228 $14,966 $3,219 $3,252
State Farm $1,756 $1,756 $1,559 $1,559 $4,862 $6,208 $1,953 $2,145
Travelers $2,451 $2,492 $2,427 $2,431 $12,452 $20,196 $2,570 $2,923
USAA $1,888 $1,884 $1,722 $1,740 $5,168 $5,411 $2,376 $2,593

Cheap Brooks, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brooks, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Brooks, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Brooks, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,976 $15,695
GEICO $8,745 $10,300
Liberty Mutual $11,809 $13,102
Nationwide $8,821 $10,915
Progressive $13,228 $14,966
State Farm $4,862 $6,208
Travelers $12,452 $20,196
USAA $5,168 $5,411

Cheap Brooks, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Brooks, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brooks, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,477
GEICO $4,346 $3,936
Liberty Mutual $2,288 $2,563
Nationwide $3,444 $3,576
Progressive $2,355 $2,355
State Farm $1,559 $1,559
Travelers $2,427 $2,431
USAA $1,722 $1,740

Cheap Brooks, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brooks, Kentucky compared to the annual auto insurance rates with a clean record in Brooks, Kentucky.

Annual Brooks, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,291 $6,969 $7,479 $6,007
GEICO $3,090 $5,507 $8,400 $3,786
Liberty Mutual $4,290 $6,614 $5,135 $4,559
Nationwide $4,279 $5,565 $7,063 $4,721
Progressive $4,582 $6,848 $5,219 $5,562
State Farm $2,513 $2,936 $2,725 $2,725
Travelers $5,220 $5,365 $7,797 $5,588
USAA $2,143 $3,029 $3,636 $2,583

Cheap Brooks, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brooks, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Brooks, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Brooks, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,479
GEICO $8,400
Liberty Mutual $5,135
Nationwide $7,063
Progressive $5,219
State Farm $2,725
Travelers $7,797
USAA $3,636

Cheap Brooks, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brooks, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brooks, Kentucky

Insurance Company Poor Fair Good
Allstate $8,531 $5,891 $4,888
GEICO $8,544 $4,265 $2,778
Liberty Mutual $7,347 $4,530 $3,571
Nationwide $6,567 $5,173 $4,482
Progressive $6,175 $5,419 $5,064
State Farm $3,927 $2,382 $1,865
Travelers $6,668 $5,664 $5,647
USAA $4,202 $2,387 $1,954

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Cheap Brooks, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brooks, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Brooks, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brooks, Kentucky

ZIP Code Average Annual Rates
40109 $4,242

Cheap Brooks, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Brooks, Kentucky auto insurance. Find the cheapest annual Brooks, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brooks, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,436 $6,436
GEICO $5,147 $5,245
Liberty Mutual $5,149 $5,149
Nationwide $5,407 $5,407
Progressive $5,553 $5,553
State Farm $2,655 $2,795
Travelers $5,993 $5,993
USAA $2,740 $2,955

Cheap Brooks, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brooks, Kentucky? Check out the comparison of annual Brooks, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brooks, Kentucky

Insurance Company Low Medium High
Allstate $5,862 $6,405 $7,043
GEICO $4,818 $5,195 $5,574
Liberty Mutual $4,878 $5,116 $5,455
Nationwide $5,406 $5,345 $5,471
Progressive $5,005 $5,452 $6,201
State Farm $2,532 $2,721 $2,921
Travelers $5,633 $6,016 $6,329
USAA $2,679 $2,839 $3,025

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Best By Category: Cheapest Auto Insurance in Brooks, Kentucky

Compare the cheapest auto insurance companies in Brooks, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brooks, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Brooks, Kentucky Auto Insurance Companies

What auto insurance companies in Brooks, Kentucky are the cheapest? Compare the top Brooks, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brooks, Kentucky

Insurance Company Average Annual Rates
Allstate $6,436
GEICO $5,196
Liberty Mutual $5,149
Nationwide $5,407
Progressive $5,553
State Farm $2,725
Travelers $5,993
USAA $2,848

What affects auto insurance rates in Brooks, Kentucky?

There are a lot of reasons why auto insurance rates in Brooks, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brooks, Kentucky. Many local factors may affect your Brooks auto insurance rates.

Brooks Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brooks, Kentucky commute length is 24.6 minutes according to City-Data.

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Compare Brooks, Kentucky Auto Insurance Quotes

Before you buy Brooks, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brooks, Kentucky auto insurance quotes.

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