Best Cheap Auto Insurance in Brooklyn, MI (2021)

The average Brooklyn, MI auto insurance rates are $774 per month. The minimum auto insurance in Brooklyn is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Brooklyn, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Brooklyn, MI for senior drivers are $6,125 per year
  • The minimum auto insurance required in Brooklyn, Michigan is 20/40/10
  • The most expensive auto insurance company in Brooklyn for teen drivers is Allstate

Brooklyn, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Brooklyn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brooklyn, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Brooklyn to other Michigan cities, including Livonia auto insurance rates, Warren auto insurance rates, and Lansing auto insurance rates to see how Brooklyn, Michigan auto insurance rates stack up.

Before you buy Brooklyn, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brooklyn, Michigan auto insurance quotes.

Minimum Auto Insurance in Brooklyn, Michigan

Brooklyn, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brooklyn, Michigan.

Minimum Required Auto Insurance Coverage in Brooklyn, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Brooklyn, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brooklyn, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brooklyn, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,509 $15,509 $14,412 $14,412 $38,395 $38,395 $16,339 $16,339
Farmers $3,867 $3,867 $3,603 $3,603 $8,652 $8,652 $4,345 $4,345
GEICO $4,149 $4,149 $4,226 $4,226 $11,867 $11,867 $3,973 $3,973
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $2,608 $2,608 $2,355 $2,355 $5,982 $5,982 $2,809 $2,809
Progressive $3,015 $2,826 $2,657 $2,948 $10,963 $11,747 $3,520 $3,300
State Farm $6,835 $6,835 $6,326 $6,326 $23,728 $23,728 $8,016 $8,016
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,347 $2,217 $2,212 $2,086 $5,635 $5,330 $2,840 $2,714

Cheap Brooklyn, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brooklyn, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Brooklyn, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Brooklyn, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,395 $38,395
Farmers $8,652 $8,652
GEICO $11,867 $11,867
Liberty Mutual $31,732 $31,732
Nationwide $5,982 $5,982
Progressive $10,963 $11,747
State Farm $23,728 $23,728
Travelers $20,864 $20,864
USAA $5,635 $5,330

Cheap Brooklyn, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Brooklyn, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brooklyn, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,412 $14,412
Farmers $3,603 $3,603
GEICO $4,226 $4,226
Liberty Mutual $13,352 $13,352
Nationwide $2,355 $2,355
Progressive $2,657 $2,948
State Farm $6,326 $6,326
Travelers $5,902 $5,902
USAA $2,212 $2,086

Cheap Brooklyn, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brooklyn, Michigan compared to the annual auto insurance rates with a clean record in Brooklyn, Michigan.

Annual Brooklyn, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,314 $13,798 $46,120 $14,422
Farmers $4,304 $5,478 $5,403 $5,283
GEICO $2,119 $4,504 $13,656 $3,936
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $2,971 $3,886 $3,573 $3,324
Progressive $4,353 $5,692 $5,122 $5,320
State Farm $7,189 $8,593 $18,422 $10,700
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,560 $3,186 $4,159 $2,786

Cheap Brooklyn, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brooklyn, Michigan is not easy. Compare the annual rates for DUI auto insurance in Brooklyn, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Brooklyn, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $46,120
Farmers $5,403
GEICO $13,656
Liberty Mutual $28,191
Nationwide $3,573
Progressive $5,122
State Farm $18,422
Travelers $16,054
USAA $4,159

Cheap Brooklyn, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brooklyn, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brooklyn, Michigan

Insurance Company Poor Fair Good
Allstate $32,096 $17,780 $13,615
Farmers $6,707 $4,489 $4,154
GEICO $7,787 $5,722 $4,653
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $4,285 $3,243 $2,788
Progressive $5,906 $4,971 $4,489
State Farm $18,205 $9,214 $6,259
Travelers $10,538 $10,219 $10,090
USAA $4,725 $2,718 $2,075

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Cheap Brooklyn, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brooklyn, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Brooklyn, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brooklyn, Michigan

ZIP Code Average Annual Rates
49230 $6,622

Cheap Brooklyn, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Brooklyn, Michigan auto insurance. Find the cheapest annual Brooklyn, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brooklyn, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $21,164 $21,164
Farmers $5,117 $5,117
GEICO $5,915 $6,192
Liberty Mutual $17,393 $18,634
Nationwide $3,438 $3,438
Progressive $5,122 $5,122
State Farm $10,923 $11,529
Travelers $10,223 $10,341
USAA $3,137 $3,209

Cheap Brooklyn, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brooklyn, Michigan? Check out the comparison of annual Brooklyn, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brooklyn, Michigan

Insurance Company Low Medium High
Allstate $20,511 $21,222 $21,759
Farmers $5,001 $5,107 $5,242
GEICO $5,675 $6,003 $6,483
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $3,583 $3,386 $3,347
Progressive $4,975 $5,128 $5,263
State Farm $10,671 $11,294 $11,713
Travelers $10,181 $10,292 $10,373
USAA $3,077 $3,180 $3,261

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Best By Category: Cheapest Auto Insurance in Brooklyn, Michigan

Compare the cheapest auto insurance companies in Brooklyn, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brooklyn, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Brooklyn, Michigan Auto Insurance Companies

What auto insurance companies in Brooklyn, Michigan are the cheapest? Compare the top Brooklyn, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brooklyn, Michigan

Insurance Company Average Annual Rates
Allstate $21,164
Farmers $5,117
GEICO $6,054
Liberty Mutual $18,013
Nationwide $3,438
Progressive $5,122
State Farm $11,226
Travelers $10,282
USAA $3,173

What affects auto insurance rates in Brooklyn, Michigan?

There are a lot of reasons why auto insurance rates in Brooklyn, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brooklyn, Michigan. Many local factors may affect your Brooklyn auto insurance rates.

Brooklyn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brooklyn, Michigan commute length is 29.1 minutes according to City-Data.

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Compare Brooklyn, Michigan Auto Insurance Quotes

Before you buy Brooklyn, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brooklyn, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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