Best Cheap Auto Insurance in Brooklyn, IL (2021)

The average Brooklyn, IL auto insurance rates are $365 per month. The minimum auto insurance in Brooklyn is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Brooklyn, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Brooklyn, IL for senior drivers are $2,489 per year
  • The minimum auto insurance required in Brooklyn, Illinois is 25/50/20
  • The most expensive auto insurance company in Brooklyn for teen drivers is Farmers

Brooklyn, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Brooklyn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brooklyn, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Brooklyn to other Illinois cities, including Elgin auto insurance rates, Naperville auto insurance rates, and Rockford auto insurance rates to see how Brooklyn, Illinois auto insurance rates stack up.

Before you buy Brooklyn, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brooklyn, Illinois auto insurance quotes.

Minimum Auto Insurance in Brooklyn, Illinois

Brooklyn, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brooklyn, Illinois.

Minimum Required Auto Insurance Coverage in Brooklyn, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Brooklyn, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brooklyn, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brooklyn, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,080 $4,098 $4,261 $4,261 $10,497 $13,655 $4,905 $5,299
American Family $3,129 $3,129 $2,864 $2,864 $8,831 $12,250 $3,129 $4,038
Farmers $4,344 $4,339 $3,861 $4,085 $18,397 $19,122 $4,967 $5,201
GEICO $2,065 $2,087 $1,976 $2,385 $6,385 $6,708 $2,587 $2,485
Liberty Mutual $1,949 $2,112 $1,659 $1,862 $6,238 $6,919 $1,994 $2,070
Nationwide $3,425 $3,490 $3,024 $3,217 $9,752 $12,582 $4,020 $4,372
Progressive $2,427 $2,282 $2,003 $2,110 $8,798 $9,883 $2,871 $3,082
State Farm $1,535 $1,535 $1,388 $1,388 $4,593 $5,827 $1,740 $1,996
Travelers $1,609 $1,699 $1,465 $1,562 $4,633 $5,815 $1,707 $1,799
USAA $1,917 $1,952 $1,782 $1,755 $6,271 $6,917 $2,535 $2,790

Cheap Brooklyn, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brooklyn, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Brooklyn, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Brooklyn, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,497 $13,655
American Family $8,831 $12,250
Farmers $18,397 $19,122
GEICO $6,385 $6,708
Liberty Mutual $6,238 $6,919
Nationwide $9,752 $12,582
Progressive $8,798 $9,883
State Farm $4,593 $5,827
Travelers $4,633 $5,815
USAA $6,271 $6,917

Cheap Brooklyn, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Brooklyn, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brooklyn, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,261 $4,261
American Family $2,864 $2,864
Farmers $3,861 $4,085
GEICO $1,976 $2,385
Liberty Mutual $1,659 $1,862
Nationwide $3,024 $3,217
Progressive $2,003 $2,110
State Farm $1,388 $1,388
Travelers $1,465 $1,562
USAA $1,782 $1,755

Cheap Brooklyn, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brooklyn, Illinois compared to the annual auto insurance rates with a clean record in Brooklyn, Illinois.

Annual Brooklyn, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,586 $7,761 $7,179 $6,003
American Family $3,710 $5,206 $6,994 $4,208
Farmers $6,780 $8,746 $8,529 $8,102
GEICO $2,426 $3,301 $4,568 $3,044
Liberty Mutual $2,569 $3,678 $3,219 $2,935
Nationwide $4,378 $5,729 $6,773 $5,060
Progressive $3,439 $5,117 $3,821 $4,351
State Farm $2,271 $2,729 $2,500 $2,500
Travelers $2,017 $2,644 $2,953 $2,531
USAA $2,301 $3,320 $4,559 $2,780

Cheap Brooklyn, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brooklyn, Illinois is not easy. Compare the annual rates for DUI auto insurance in Brooklyn, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Brooklyn, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,179
American Family $6,994
Farmers $8,529
GEICO $4,568
Liberty Mutual $3,219
Nationwide $6,773
Progressive $3,821
State Farm $2,500
Travelers $2,953
USAA $4,559

Cheap Brooklyn, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brooklyn, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brooklyn, Illinois

Insurance Company Poor Fair Good
Allstate $8,159 $5,859 $5,128
American Family $6,693 $4,550 $3,846
Farmers $9,162 $7,666 $7,290
GEICO $5,374 $2,607 $2,024
Liberty Mutual $4,417 $2,727 $2,158
Nationwide $6,582 $5,277 $4,597
Progressive $4,768 $4,045 $3,733
State Farm $3,633 $2,177 $1,690
Travelers $3,097 $2,489 $2,023
USAA $4,317 $2,963 $2,440

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Cheap Brooklyn, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brooklyn, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Brooklyn, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brooklyn, Illinois

ZIP Code Average Annual Rates
62059 $4,370

Cheap Brooklyn, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Brooklyn, Illinois auto insurance. Find the cheapest annual Brooklyn, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brooklyn, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,382 $6,382
American Family $4,965 $5,094
Farmers $8,039 $8,039
GEICO $3,269 $3,400
Liberty Mutual $3,100 $3,100
Nationwide $5,485 $5,485
Progressive $4,182 $4,182
State Farm $2,434 $2,566
Travelers $2,436 $2,636
USAA $3,149 $3,331

Cheap Brooklyn, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brooklyn, Illinois? Check out the comparison of annual Brooklyn, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brooklyn, Illinois

Insurance Company Low Medium High
Allstate $6,168 $6,375 $6,603
American Family $4,865 $5,212 $5,011
Farmers $7,660 $7,861 $8,597
GEICO $3,033 $3,317 $3,655
Liberty Mutual $2,860 $3,087 $3,355
Nationwide $5,452 $5,532 $5,472
Progressive $3,714 $4,160 $4,672
State Farm $2,332 $2,503 $2,665
Travelers $2,375 $2,533 $2,701
USAA $3,025 $3,237 $3,457

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Best By Category: Cheapest Auto Insurance in Brooklyn, Illinois

Compare the cheapest auto insurance companies in Brooklyn, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brooklyn, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Brooklyn, Illinois Auto Insurance Companies

What auto insurance companies in Brooklyn, Illinois are the cheapest? Compare the top Brooklyn, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brooklyn, Illinois

Insurance Company Average Annual Rates
Allstate $6,382
American Family $5,029
Farmers $8,039
GEICO $3,335
Liberty Mutual $3,100
Nationwide $5,485
Progressive $4,182
State Farm $2,500
Travelers $2,536
USAA $3,240

What affects auto insurance rates in Brooklyn, Illinois?

There are a lot of reasons why auto insurance rates in Brooklyn, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brooklyn, Illinois. Many local factors may affect your Brooklyn auto insurance rates.

Brooklyn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brooklyn, Illinois commute length is 35.6 minutes according to City-Data.

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Compare Brooklyn, Illinois Auto Insurance Quotes

Before you buy Brooklyn, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brooklyn, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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