Best Cheap Auto Insurance in Brodhead, KY (2021)

The average Brodhead, KY auto insurance rates are $374 per month. The minimum auto insurance in Brodhead is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Brodhead, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Brodhead for teen drivers is Travelers
  • Average auto insurance rates in Brodhead, KY for senior drivers are $2,497 per year
  • The average commute length in Brodhead is 18.6 minutes

Brodhead, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Brodhead can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brodhead, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Brodhead to other Kentucky cities, including Nicholasville auto insurance rates, Florence auto insurance rates, and George auto insurance rates to see how Brodhead, Kentucky auto insurance rates stack up.

Before you buy Brodhead, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brodhead, Kentucky auto insurance quotes.

Minimum Auto Insurance in Brodhead, Kentucky

Brodhead, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brodhead, Kentucky.

Minimum Required Auto Insurance Coverage in Brodhead, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brodhead, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brodhead, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brodhead, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,150 $3,109 $2,853 $3,041 $11,893 $13,355 $3,473 $3,664
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,967 $3,220 $2,539 $2,836 $11,882 $13,123 $3,096 $3,209
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,201 $2,087 $1,983 $1,986 $10,915 $12,377 $2,731 $2,786
State Farm $1,793 $1,793 $1,600 $1,600 $5,150 $6,537 $1,996 $2,213
Travelers $2,256 $2,298 $2,212 $2,219 $10,847 $17,464 $2,356 $2,722
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

Cheap Brodhead, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brodhead, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Brodhead, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Brodhead, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,893 $13,355
GEICO $7,942 $9,404
Liberty Mutual $11,882 $13,123
Nationwide $7,042 $8,761
Progressive $10,915 $12,377
State Farm $5,150 $6,537
Travelers $10,847 $17,464
USAA $5,707 $5,992

Cheap Brodhead, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Brodhead, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brodhead, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,853 $3,041
GEICO $4,003 $3,626
Liberty Mutual $2,539 $2,836
Nationwide $2,775 $2,893
Progressive $1,983 $1,986
State Farm $1,600 $1,600
Travelers $2,212 $2,219
USAA $1,884 $1,906

Cheap Brodhead, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brodhead, Kentucky compared to the annual auto insurance rates with a clean record in Brodhead, Kentucky.

Annual Brodhead, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,025 $6,445 $5,202
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,470 $6,871 $5,343 $4,752
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,829 $5,687 $4,366 $4,652
State Farm $2,603 $3,068 $2,835 $2,835
Travelers $4,621 $4,754 $6,860 $4,951
USAA $2,363 $3,346 $4,020 $2,849

Cheap Brodhead, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brodhead, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Brodhead, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Brodhead, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,445
GEICO $7,717
Liberty Mutual $5,343
Nationwide $5,633
Progressive $4,366
State Farm $2,835
Travelers $6,860
USAA $4,020

Cheap Brodhead, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brodhead, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brodhead, Kentucky

Insurance Company Poor Fair Good
Allstate $7,365 $5,095 $4,241
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,674 $4,698 $3,706
Nationwide $5,260 $4,162 $3,616
Progressive $5,167 $4,518 $4,215
State Farm $4,085 $2,479 $1,941
Travelers $5,907 $5,001 $4,982
USAA $4,670 $2,624 $2,139

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Cheap Brodhead, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brodhead, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Brodhead, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brodhead, Kentucky

ZIP Code Average Annual Rates
40409 $4,025

Cheap Brodhead, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Brodhead, Kentucky auto insurance. Find the cheapest annual Brodhead, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brodhead, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,567 $5,567
GEICO $4,724 $4,814
Liberty Mutual $5,359 $5,359
Nationwide $4,346 $4,346
Progressive $4,633 $4,633
State Farm $2,765 $2,905
Travelers $5,297 $5,297
USAA $3,029 $3,260

Cheap Brodhead, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brodhead, Kentucky? Check out the comparison of annual Brodhead, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brodhead, Kentucky

Insurance Company Low Medium High
Allstate $5,174 $5,545 $5,982
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,097 $5,323 $5,657
Nationwide $4,367 $4,301 $4,370
Progressive $4,247 $4,562 $5,090
State Farm $2,652 $2,831 $3,024
Travelers $5,018 $5,320 $5,552
USAA $2,998 $3,137 $3,299

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Best By Category: Cheapest Auto Insurance in Brodhead, Kentucky

Compare the cheapest auto insurance companies in Brodhead, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brodhead, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Brodhead, Kentucky Auto Insurance Companies

What auto insurance companies in Brodhead, Kentucky are the cheapest? Compare the top Brodhead, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brodhead, Kentucky

Insurance Company Average Annual Rates
Allstate $5,567
GEICO $4,769
Liberty Mutual $5,359
Nationwide $4,346
Progressive $4,633
State Farm $2,835
Travelers $5,297
USAA $3,145

What affects auto insurance rates in Brodhead, Kentucky?

There are a lot of reasons why auto insurance rates in Brodhead, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brodhead, Kentucky. Many local factors may affect your Brodhead auto insurance rates.

Brodhead Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brodhead, Kentucky commute length is 18.6 minutes according to City-Data.

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Compare Brodhead, Kentucky Auto Insurance Quotes

Before you buy Brodhead, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brodhead, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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