Best Cheap Auto Insurance in Bristol, RI (2021)

The average Bristol, RI auto insurance rates are $381 per month. The minimum auto insurance in Bristol is at least 25/50/25 in coverage to comply with Rhode Island auto insurance laws. To find the best cheap auto insurance in Bristol, Rhode Island, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Bristol for teen drivers is Travelers
  • Average auto insurance rates in Bristol, RI for senior drivers are $2,468 per year
  • The minimum auto insurance required in Bristol, Rhode Island is 25/50/25

Bristol, Rhode Island auto insurance requirements are 25/50/25 according to Rhode Island auto insurance laws. Finding cheap auto insurance in Bristol can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bristol, Rhode Island, including driving record, credit, commute time, and more.

Compare auto insurance in Bristol to other Rhode Island cities, including West Kingston auto insurance rates, Foster auto insurance rates, and Kenyon auto insurance rates to see how Bristol, Rhode Island auto insurance rates stack up.

Before you buy Bristol, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bristol, Rhode Island auto insurance quotes.

Minimum Auto Insurance in Bristol, Rhode Island

Bristol, Rhode Island auto insurance laws require that you have at least the Rhode Island minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bristol, Rhode Island.

Minimum Required Auto Insurance Coverage in Bristol, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bristol, Rhode Island Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bristol, Rhode Island are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bristol, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,776 $3,706 $3,765 $3,925 $6,638 $7,863 $3,952 $4,081
GEICO $3,294 $3,375 $3,375 $3,299 $10,371 $13,555 $3,413 $3,565
Liberty Mutual $3,389 $3,389 $3,234 $3,234 $8,091 $12,584 $3,389 $4,581
Nationwide $2,713 $2,750 $2,394 $2,532 $7,020 $9,007 $3,217 $3,489
Progressive $2,584 $2,454 $2,381 $2,367 $11,484 $12,900 $3,146 $3,201
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,408 $1,425 $1,434 $1,426 $14,341 $22,635 $1,449 $1,604
USAA $2,017 $1,993 $1,935 $1,895 $9,305 $10,642 $2,752 $2,887

Cheap Bristol, Rhode Island Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bristol, Rhode Island is a challenge. Take a look at the annual teen auto insurance rates in Bristol, Rhode Island.

Annual Auto Insurance Rates for Teen Drivers in Bristol, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,638 $7,863
GEICO $10,371 $13,555
Liberty Mutual $8,091 $12,584
Nationwide $7,020 $9,007
Progressive $11,484 $12,900
State Farm $3,550 $4,730
Travelers $14,341 $22,635
USAA $9,305 $10,642

Cheap Bristol, Rhode Island Auto Insurance for Seniors

What are senior auto insurance rates in Bristol, Rhode Island? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bristol, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,765 $3,925
GEICO $3,375 $3,299
Liberty Mutual $3,234 $3,234
Nationwide $2,394 $2,532
Progressive $2,381 $2,367
State Farm $1,144 $1,144
Travelers $1,434 $1,426
USAA $1,935 $1,895

Cheap Bristol, Rhode Island Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bristol, Rhode Island compared to the annual auto insurance rates with a clean record in Bristol, Rhode Island.

Annual Bristol, Rhode Island Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,007 $4,804 $5,506 $4,536
GEICO $3,566 $4,704 $9,363 $4,489
Liberty Mutual $4,819 $5,582 $5,725 $4,819
Nationwide $3,808 $4,212 $4,586 $3,956
Progressive $4,134 $6,550 $4,646 $4,929
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $5,121 $5,295 $6,613 $5,832
USAA $3,032 $4,116 $6,345 $3,220

Cheap Bristol, Rhode Island Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bristol, Rhode Island is not easy. Compare the annual rates for DUI auto insurance in Bristol, Rhode Island to find the best deal.

Annual Auto Insurance Rates After a DUI in Bristol, Rhode Island

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,506
GEICO $9,363
Liberty Mutual $5,725
Nationwide $4,586
Progressive $4,646
State Farm $1,888
Travelers $6,613
USAA $6,345

Cheap Bristol, Rhode Island Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bristol, Rhode Island annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bristol, Rhode Island

Insurance Company Poor Fair Good
Allstate $5,907 $4,540 $3,693
GEICO $6,195 $5,378 $5,020
Liberty Mutual $6,873 $4,578 $4,257
Nationwide $4,796 $3,959 $3,666
Progressive $5,677 $4,932 $4,586
State Farm $2,731 $1,848 $1,525
Travelers $5,997 $5,586 $5,563
USAA $6,192 $3,525 $2,817

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Cheap Bristol, Rhode Island Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bristol, Rhode Island can vary. Compare the annual cost of auto insurance by ZIP code in Bristol, Rhode Island to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bristol, Rhode Island

ZIP Code Average Annual Rates
2809 $4,577

Cheap Bristol, Rhode Island Auto Insurance Rates By Commute

Commute length and annual mileage affect Bristol, Rhode Island auto insurance. Find the cheapest annual Bristol, Rhode Island auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bristol, Rhode Island

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,682 $4,744
GEICO $5,419 $5,643
Liberty Mutual $5,069 $5,404
Nationwide $4,140 $4,140
Progressive $5,065 $5,065
State Farm $1,973 $2,096
Travelers $5,715 $5,715
USAA $4,138 $4,218

Cheap Bristol, Rhode Island Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bristol, Rhode Island? Check out the comparison of annual Bristol, Rhode Island auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bristol, Rhode Island

Insurance Company Low Medium High
Allstate $4,481 $4,701 $4,958
GEICO $5,234 $5,518 $5,840
Liberty Mutual $4,899 $5,196 $5,613
Nationwide $4,248 $4,170 $4,003
Progressive $4,738 $5,027 $5,429
State Farm $1,927 $2,030 $2,146
Travelers $5,808 $5,819 $5,519
USAA $3,978 $4,182 $4,375

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Best By Category: Cheapest Auto Insurance in Bristol, Rhode Island

Compare the cheapest auto insurance companies in Bristol, Rhode Island in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bristol, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Bristol, Rhode Island Auto Insurance Companies

What auto insurance companies in Bristol, Rhode Island are the cheapest? Compare the top Bristol, Rhode Island auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bristol, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,713
GEICO $5,531
Liberty Mutual $5,236
Nationwide $4,140
Progressive $5,065
State Farm $2,035
Travelers $5,715
USAA $4,178

What affects auto insurance rates in Bristol, Rhode Island?

There are a lot of reasons why auto insurance rates in Bristol, Rhode Island are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bristol, Rhode Island. Many local factors may affect your Bristol auto insurance rates.

Bristol Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bristol, Rhode Island auto theft statistics, there have been 3 auto thefts in the city.

Bristol Traffic

How does Bristol, Rhode Island rank for traffic? According to Inrix Bristol, Rhode Island is the 78th most congested worldwide.

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Compare Bristol, Rhode Island Auto Insurance Quotes

Before you buy Bristol, Rhode Island auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bristol, Rhode Island auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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