Best Cheap Auto Insurance in Brilliant, AL (2021)

The average Brilliant, AL auto insurance rates are $286 per month. The minimum auto insurance in Brilliant is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Brilliant, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Brilliant, AL for senior drivers are $1,844 per year
  • The cheapest auto insurance company in Brilliant is USAA
  • The minimum auto insurance required in Brilliant, Alabama is 25/50/25

Brilliant, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Brilliant can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brilliant, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Brilliant to other Alabama cities, including Auburn auto insurance rates, Hoover auto insurance rates, and Dothan auto insurance rates to see how Brilliant, Alabama auto insurance rates stack up.

Before you buy Brilliant, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brilliant, Alabama auto insurance quotes.

Minimum Auto Insurance in Brilliant, Alabama

Brilliant, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brilliant, Alabama.

Minimum Required Auto Insurance Coverage in Brilliant, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Brilliant, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brilliant, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brilliant, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,403 $2,387 $2,151 $2,275 $9,066 $9,334 $2,742 $2,871
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,223 $2,105 $1,818 $1,928 $8,840 $9,903 $2,617 $2,808
State Farm $2,726 $2,726 $2,427 $2,427 $7,736 $9,719 $3,067 $3,529
Travelers $1,347 $1,369 $1,261 $1,258 $7,020 $11,015 $1,279 $1,472
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Cheap Brilliant, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brilliant, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Brilliant, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Brilliant, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $9,066 $9,334
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,840 $9,903
State Farm $7,736 $9,719
Travelers $7,020 $11,015
USAA $3,761 $4,171

Cheap Brilliant, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Brilliant, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brilliant, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,151 $2,275
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,818 $1,928
State Farm $2,427 $2,427
Travelers $1,261 $1,258
USAA $1,187 $1,164

Cheap Brilliant, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brilliant, Alabama compared to the annual auto insurance rates with a clean record in Brilliant, Alabama.

Annual Brilliant, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,494 $4,513 $4,402 $4,205
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,657 $4,563 $3,886 $4,014
State Farm $3,912 $4,763 $4,252 $4,252
Travelers $2,712 $2,847 $4,146 $3,304
USAA $1,568 $1,965 $2,921 $1,696

Cheap Brilliant, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brilliant, Alabama is not easy. Compare the annual rates for DUI auto insurance in Brilliant, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Brilliant, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,700
Farmers $4,402
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,886
State Farm $4,252
Travelers $4,146
USAA $2,921

Cheap Brilliant, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brilliant, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brilliant, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,662 $4,004 $3,795
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,572 $3,893 $3,626
State Farm $6,961 $3,526 $2,397
Travelers $3,550 $3,075 $3,132
USAA $2,744 $1,780 $1,588

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Brilliant, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brilliant, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Brilliant, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brilliant, Alabama

ZIP Code Average Annual Rates
35548 $3,511

Cheap Brilliant, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Brilliant, Alabama auto insurance. Find the cheapest annual Brilliant, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brilliant, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,133 $3,133
Farmers $4,154 $4,154
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,030 $4,030
State Farm $4,194 $4,395
Travelers $3,252 $3,252
USAA $1,944 $2,130

Cheap Brilliant, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brilliant, Alabama? Check out the comparison of annual Brilliant, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brilliant, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,948 $4,106 $4,407
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,677 $4,011 $4,402
State Farm $4,103 $4,288 $4,493
Travelers $3,088 $3,318 $3,352
USAA $1,967 $2,027 $2,117

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Brilliant, Alabama

Compare the cheapest auto insurance companies in Brilliant, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brilliant, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Brilliant, Alabama Auto Insurance Companies

What auto insurance companies in Brilliant, Alabama are the cheapest? Compare the top Brilliant, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brilliant, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $4,154
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,030
State Farm $4,295
Travelers $3,252
USAA $2,037

What affects auto insurance rates in Brilliant, Alabama?

There are a lot of reasons why auto insurance rates in Brilliant, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brilliant, Alabama. Many local factors may affect your Brilliant auto insurance rates.

Brilliant Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Brilliant, Alabama auto theft statistics, there have been 3 auto thefts in the city.

Brilliant Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brilliant, Alabama commute length is 30.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Brilliant, Alabama Auto Insurance Quotes

Before you buy Brilliant, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brilliant, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption