Best Cheap Auto Insurance in Briarwood, KY (2021)

The average Briarwood, KY auto insurance rates are $369 per month. The minimum auto insurance in Briarwood is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Briarwood, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Briarwood, KY for senior drivers are $2,420 per year
  • The minimum auto insurance required in Briarwood, Kentucky is 25/50/25
  • The average commute length in Briarwood is 22.0 minutes

Briarwood, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Briarwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Briarwood, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Briarwood to other Kentucky cities, including Elizabeth auto insurance rates, Hopkinsville auto insurance rates, and Owensboro auto insurance rates to see how Briarwood, Kentucky auto insurance rates stack up.

Before you buy Briarwood, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Briarwood, Kentucky auto insurance quotes.

Minimum Auto Insurance in Briarwood, Kentucky

Briarwood, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Briarwood, Kentucky.

Minimum Required Auto Insurance Coverage in Briarwood, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Briarwood, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Briarwood, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Briarwood, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,246 $3,004 $3,204 $12,771 $14,349 $3,602 $3,778
GEICO $3,468 $3,207 $3,654 $3,310 $7,561 $8,883 $2,823 $2,416
Liberty Mutual $2,636 $2,849 $2,218 $2,484 $11,709 $12,990 $2,755 $2,866
Nationwide $3,596 $3,570 $3,248 $3,376 $8,253 $10,220 $4,104 $4,280
Progressive $2,490 $2,356 $2,250 $2,253 $12,541 $14,168 $3,087 $3,134
State Farm $1,505 $1,505 $1,348 $1,348 $4,438 $5,655 $1,681 $1,857
Travelers $1,941 $1,972 $1,921 $1,923 $9,496 $15,270 $2,035 $2,312
USAA $1,743 $1,734 $1,587 $1,598 $4,814 $5,048 $2,192 $2,386

Cheap Briarwood, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Briarwood, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Briarwood, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Briarwood, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,771 $14,349
GEICO $7,561 $8,883
Liberty Mutual $11,709 $12,990
Nationwide $8,253 $10,220
Progressive $12,541 $14,168
State Farm $4,438 $5,655
Travelers $9,496 $15,270
USAA $4,814 $5,048

Cheap Briarwood, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Briarwood, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Briarwood, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,004 $3,204
GEICO $3,654 $3,310
Liberty Mutual $2,218 $2,484
Nationwide $3,248 $3,376
Progressive $2,250 $2,253
State Farm $1,348 $1,348
Travelers $1,921 $1,923
USAA $1,587 $1,598

Cheap Briarwood, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Briarwood, Kentucky compared to the annual auto insurance rates with a clean record in Briarwood, Kentucky.

Annual Briarwood, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,861 $6,392 $6,858 $5,514
GEICO $2,629 $4,681 $7,131 $3,221
Liberty Mutual $4,219 $6,505 $5,049 $4,480
Nationwide $4,026 $5,228 $6,628 $4,440
Progressive $4,366 $6,499 $4,976 $5,299
State Farm $2,212 $2,622 $2,417 $2,417
Travelers $4,021 $4,132 $5,979 $4,304
USAA $1,982 $2,804 $3,370 $2,395

Cheap Briarwood, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Briarwood, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Briarwood, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Briarwood, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,858
GEICO $7,131
Liberty Mutual $5,049
Nationwide $6,628
Progressive $4,976
State Farm $2,417
Travelers $5,979
USAA $3,370

Cheap Briarwood, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Briarwood, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Briarwood, Kentucky

Insurance Company Poor Fair Good
Allstate $7,819 $5,408 $4,492
GEICO $7,262 $3,625 $2,360
Liberty Mutual $7,208 $4,463 $3,519
Nationwide $6,170 $4,859 $4,213
Progressive $5,876 $5,157 $4,821
State Farm $3,495 $2,110 $1,647
Travelers $5,125 $4,358 $4,343
USAA $3,885 $2,214 $1,814

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Cheap Briarwood, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Briarwood, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Briarwood, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Briarwood, Kentucky

ZIP Code Average Annual Rates
40242 $4,001

Cheap Briarwood, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Briarwood, Kentucky auto insurance. Find the cheapest annual Briarwood, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Briarwood, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,906 $5,906
GEICO $4,374 $4,457
Liberty Mutual $5,063 $5,063
Nationwide $5,081 $5,081
Progressive $5,285 $5,285
State Farm $2,354 $2,480
Travelers $4,609 $4,609
USAA $2,541 $2,735

Cheap Briarwood, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Briarwood, Kentucky? Check out the comparison of annual Briarwood, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Briarwood, Kentucky

Insurance Company Low Medium High
Allstate $5,409 $5,879 $6,430
GEICO $4,107 $4,419 $4,721
Liberty Mutual $4,810 $5,033 $5,347
Nationwide $5,096 $5,025 $5,121
Progressive $4,823 $5,216 $5,815
State Farm $2,245 $2,417 $2,590
Travelers $4,349 $4,631 $4,846
USAA $2,497 $2,632 $2,785

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Best By Category: Cheapest Auto Insurance in Briarwood, Kentucky

Compare the cheapest auto insurance companies in Briarwood, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Briarwood, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Briarwood, Kentucky Auto Insurance Companies

What auto insurance companies in Briarwood, Kentucky are the cheapest? Compare the top Briarwood, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Briarwood, Kentucky

Insurance Company Average Annual Rates
Allstate $5,906
GEICO $4,415
Liberty Mutual $5,063
Nationwide $5,081
Progressive $5,285
State Farm $2,417
Travelers $4,609
USAA $2,638

What affects auto insurance rates in Briarwood, Kentucky?

There are a lot of reasons why auto insurance rates in Briarwood, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Briarwood, Kentucky. Many local factors may affect your Briarwood auto insurance rates.

Briarwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Briarwood, Kentucky commute length is 22.0 minutes according to City-Data.

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Compare Briarwood, Kentucky Auto Insurance Quotes

Before you buy Briarwood, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Briarwood, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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