Best Cheap Auto Insurance in Brecksville, OH (2021)

The average Brecksville, OH auto insurance rates are $227 per month. The minimum auto insurance in Brecksville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Brecksville, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Brecksville is USAA
  • The most expensive auto insurance company in Brecksville for teen drivers is Liberty Mutual
  • Average auto insurance rates in Brecksville, OH for senior drivers are $1,406 per year

Brecksville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Brecksville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Brecksville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Brecksville to other Ohio cities, including Canton auto insurance rates, Lorain auto insurance rates, and Cincinnati auto insurance rates to see how Brecksville, Ohio auto insurance rates stack up.

Before you buy Brecksville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Brecksville, Ohio auto insurance quotes.

Minimum Auto Insurance in Brecksville, Ohio

Brecksville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Brecksville, Ohio.

Minimum Required Auto Insurance Coverage in Brecksville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Brecksville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Brecksville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brecksville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,089 $2,071 $1,894 $2,022 $5,922 $6,772 $2,176 $2,312
American Family $906 $939 $835 $837 $2,932 $3,173 $1,125 $1,183
Farmers $1,765 $1,760 $1,552 $1,641 $8,011 $8,333 $1,978 $2,060
GEICO $1,353 $1,318 $1,287 $1,309 $3,659 $3,395 $1,499 $1,258
Liberty Mutual $1,926 $2,102 $1,480 $1,805 $10,206 $11,516 $2,040 $2,222
Nationwide $2,133 $2,140 $1,931 $1,940 $5,548 $7,118 $2,280 $2,642
Progressive $1,503 $1,410 $1,252 $1,290 $6,829 $7,675 $1,808 $1,865
State Farm $1,520 $1,520 $1,372 $1,372 $4,925 $6,186 $1,770 $2,026
Travelers $1,364 $1,383 $1,369 $1,359 $6,065 $9,606 $1,428 $1,606
USAA $824 $830 $790 $785 $2,579 $2,863 $1,099 $1,180

Cheap Brecksville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Brecksville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Brecksville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Brecksville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,922 $6,772
American Family $2,932 $3,173
Farmers $8,011 $8,333
GEICO $3,659 $3,395
Liberty Mutual $10,206 $11,516
Nationwide $5,548 $7,118
Progressive $6,829 $7,675
State Farm $4,925 $6,186
Travelers $6,065 $9,606
USAA $2,579 $2,863

Cheap Brecksville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Brecksville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Brecksville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,894 $2,022
American Family $835 $837
Farmers $1,552 $1,641
GEICO $1,287 $1,309
Liberty Mutual $1,480 $1,805
Nationwide $1,931 $1,940
Progressive $1,252 $1,290
State Farm $1,372 $1,372
Travelers $1,369 $1,359
USAA $790 $785

Cheap Brecksville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Brecksville, Ohio compared to the annual auto insurance rates with a clean record in Brecksville, Ohio.

Annual Brecksville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,638 $3,204 $3,788 $2,999
American Family $1,428 $1,512 $1,512 $1,512
Farmers $2,792 $3,601 $3,512 $3,645
GEICO $1,273 $1,845 $2,696 $1,725
Liberty Mutual $3,494 $4,494 $4,583 $4,078
Nationwide $2,589 $3,278 $4,143 $2,856
Progressive $2,546 $3,471 $2,709 $3,091
State Farm $2,346 $2,827 $2,586 $2,586
Travelers $2,216 $2,901 $4,389 $2,584
USAA $1,050 $1,410 $1,854 $1,162

Cheap Brecksville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Brecksville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Brecksville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Brecksville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,788
American Family $1,512
Farmers $3,512
GEICO $2,696
Liberty Mutual $4,583
Nationwide $4,143
Progressive $2,709
State Farm $2,586
Travelers $4,389
USAA $1,854

Cheap Brecksville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Brecksville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Brecksville, Ohio

Insurance Company Poor Fair Good
Allstate $4,051 $2,958 $2,462
American Family $1,985 $1,349 $1,140
Farmers $3,826 $3,246 $3,090
GEICO $2,260 $1,885 $1,509
Liberty Mutual $5,952 $3,662 $2,873
Nationwide $3,878 $3,127 $2,643
Progressive $3,308 $2,868 $2,686
State Farm $3,686 $2,278 $1,795
Travelers $3,374 $2,942 $2,751
USAA $1,771 $1,260 $1,076

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Cheap Brecksville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Brecksville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Brecksville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Brecksville, Ohio

ZIP Code Average Annual Rates
44141 $2,603

Cheap Brecksville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Brecksville, Ohio auto insurance. Find the cheapest annual Brecksville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Brecksville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,157 $3,157
American Family $1,473 $1,509
Farmers $3,387 $3,387
GEICO $1,853 $1,916
Liberty Mutual $4,162 $4,162
Nationwide $3,216 $3,216
Progressive $2,954 $2,954
State Farm $2,520 $2,653
Travelers $3,022 $3,022
USAA $1,317 $1,421

Cheap Brecksville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Brecksville, Ohio? Check out the comparison of annual Brecksville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brecksville, Ohio

Insurance Company Low Medium High
Allstate $3,045 $3,150 $3,277
American Family $1,462 $1,503 $1,508
Farmers $3,198 $3,334 $3,630
GEICO $1,816 $1,875 $1,963
Liberty Mutual $3,997 $4,186 $4,304
Nationwide $3,545 $3,119 $2,985
Progressive $2,868 $2,935 $3,058
State Farm $2,439 $2,596 $2,724
Travelers $2,928 $3,064 $3,075
USAA $1,303 $1,367 $1,436

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Best By Category: Cheapest Auto Insurance in Brecksville, Ohio

Compare the cheapest auto insurance companies in Brecksville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Brecksville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Brecksville, Ohio Auto Insurance Companies

What auto insurance companies in Brecksville, Ohio are the cheapest? Compare the top Brecksville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Brecksville, Ohio

Insurance Company Average Annual Rates
Allstate $3,157
American Family $1,491
Farmers $3,387
GEICO $1,885
Liberty Mutual $4,162
Nationwide $3,216
Progressive $2,954
State Farm $2,586
Travelers $3,022
USAA $1,369

What affects auto insurance rates in Brecksville, Ohio?

There are a lot of reasons why auto insurance rates in Brecksville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Brecksville, Ohio. Many local factors may affect your Brecksville auto insurance rates.

Brecksville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Brecksville, Ohio auto theft statistics, there have been 1 auto thefts in the city.

Brecksville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Brecksville, Ohio commute length is 23.9 minutes according to City-Data.

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Compare Brecksville, Ohio Auto Insurance Quotes

Before you buy Brecksville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Brecksville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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