Best Cheap Auto Insurance in Breckinridge Center, KY (2021)

The average Breckinridge Center, KY auto insurance rates are $345 per month. The minimum auto insurance in Breckinridge Center is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Breckinridge Center, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Breckinridge Center is 18.2 minutes
  • The most expensive auto insurance company in Breckinridge Center for teen drivers is Travelers
  • Average auto insurance rates in Breckinridge Center, KY for senior drivers are $2,332 per year

Breckinridge Center, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Breckinridge Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Breckinridge Center, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Breckinridge Center to other Kentucky cities, including Hopkinsville auto insurance rates, Independence auto insurance rates, and Elizabeth auto insurance rates to see how Breckinridge Center, Kentucky auto insurance rates stack up.

Before you buy Breckinridge Center, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Breckinridge Center, Kentucky auto insurance quotes.

Minimum Auto Insurance in Breckinridge Center, Kentucky

Breckinridge Center, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Breckinridge Center, Kentucky.

Minimum Required Auto Insurance Coverage in Breckinridge Center, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Breckinridge Center, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Breckinridge Center, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Breckinridge Center, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,305 $3,305 $2,948 $3,151 $11,441 $12,847 $3,749 $4,000
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,630 $2,853 $2,254 $2,514 $10,113 $11,160 $2,752 $2,865
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,974 $1,891 $1,758 $1,774 $9,269 $10,485 $2,449 $2,516
State Farm $1,921 $1,921 $1,714 $1,714 $5,799 $7,328 $2,145 $2,413
Travelers $2,180 $2,221 $2,135 $2,140 $10,289 $16,460 $2,277 $2,642
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

Cheap Breckinridge Center, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Breckinridge Center, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Breckinridge Center, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Breckinridge Center, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,441 $12,847
GEICO $6,831 $8,150
Liberty Mutual $10,113 $11,160
Nationwide $6,037 $7,550
Progressive $9,269 $10,485
State Farm $5,799 $7,328
Travelers $10,289 $16,460
USAA $4,587 $4,842

Cheap Breckinridge Center, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Breckinridge Center, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Breckinridge Center, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,948 $3,151
GEICO $3,608 $3,267
Liberty Mutual $2,254 $2,514
Nationwide $2,519 $2,640
Progressive $1,758 $1,774
State Farm $1,714 $1,714
Travelers $2,135 $2,140
USAA $1,568 $1,603

Cheap Breckinridge Center, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Breckinridge Center, Kentucky compared to the annual auto insurance rates with a clean record in Breckinridge Center, Kentucky.

Annual Breckinridge Center, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,712 $6,044 $6,365 $5,252
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,884 $5,937 $4,628 $4,121
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,326 $4,893 $3,795 $4,044
State Farm $2,847 $3,391 $3,119 $3,119
Travelers $4,399 $4,527 $6,527 $4,718
USAA $1,953 $2,763 $3,296 $2,350

Cheap Breckinridge Center, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Breckinridge Center, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Breckinridge Center, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Breckinridge Center, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,365
GEICO $6,862
Liberty Mutual $4,628
Nationwide $4,997
Progressive $3,795
State Farm $3,119
Travelers $6,527
USAA $3,296

Cheap Breckinridge Center, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Breckinridge Center, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Breckinridge Center, Kentucky

Insurance Company Poor Fair Good
Allstate $7,407 $5,099 $4,274
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,642 $4,067 $3,219
Nationwide $4,672 $3,666 $3,197
Progressive $4,502 $3,907 $3,635
State Farm $4,519 $2,721 $2,118
Travelers $5,628 $4,760 $4,740
USAA $3,856 $2,158 $1,758

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Cheap Breckinridge Center, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Breckinridge Center, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Breckinridge Center, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Breckinridge Center, Kentucky

ZIP Code Average Annual Rates
42437 $3,684

Cheap Breckinridge Center, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Breckinridge Center, Kentucky auto insurance. Find the cheapest annual Breckinridge Center, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Breckinridge Center, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,593 $5,593
GEICO $4,191 $4,270
Liberty Mutual $4,643 $4,643
Nationwide $3,845 $3,845
Progressive $4,015 $4,015
State Farm $3,044 $3,194
Travelers $5,043 $5,043
USAA $2,494 $2,687

Cheap Breckinridge Center, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Breckinridge Center, Kentucky? Check out the comparison of annual Breckinridge Center, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Breckinridge Center, Kentucky

Insurance Company Low Medium High
Allstate $5,267 $5,575 $5,938
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,446 $4,615 $4,866
Nationwide $3,908 $3,801 $3,826
Progressive $3,746 $3,974 $4,324
State Farm $2,962 $3,118 $3,278
Travelers $4,803 $5,068 $5,257
USAA $2,479 $2,585 $2,708

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Best By Category: Cheapest Auto Insurance in Breckinridge Center, Kentucky

Compare the cheapest auto insurance companies in Breckinridge Center, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Breckinridge Center, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Breckinridge Center, Kentucky Auto Insurance Companies

What auto insurance companies in Breckinridge Center, Kentucky are the cheapest? Compare the top Breckinridge Center, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Breckinridge Center, Kentucky

Insurance Company Average Annual Rates
Allstate $5,593
GEICO $4,231
Liberty Mutual $4,643
Nationwide $3,845
Progressive $4,015
State Farm $3,119
Travelers $5,043
USAA $2,591

What affects auto insurance rates in Breckinridge Center, Kentucky?

There are a lot of reasons why auto insurance rates in Breckinridge Center, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Breckinridge Center, Kentucky. Many local factors may affect your Breckinridge Center auto insurance rates.

Breckinridge Center Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Breckinridge Center, Kentucky commute length is 18.2 minutes according to City-Data.

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Compare Breckinridge Center, Kentucky Auto Insurance Quotes

Before you buy Breckinridge Center, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Breckinridge Center, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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