Best Cheap Auto Insurance in Bradford, IL (2021)

The average Bradford, IL auto insurance rates are $241 per month. The minimum auto insurance in Bradford is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Bradford, Illinois, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bradford, IL for senior drivers are $1,669 per year
  • The average commute length in Bradford is 29.8 minutes
  • The cheapest auto insurance company in Bradford is Liberty Mutual

Bradford, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Bradford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bradford, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Bradford to other Illinois cities, including Springfield auto insurance rates, Rockford auto insurance rates, and Waukegan auto insurance rates to see how Bradford, Illinois auto insurance rates stack up.

Before you buy Bradford, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bradford, Illinois auto insurance quotes.

Minimum Auto Insurance in Bradford, Illinois

Bradford, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bradford, Illinois.

Minimum Required Auto Insurance Coverage in Bradford, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Bradford, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bradford, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bradford, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,270 $2,272 $2,019 $2,130 $9,448 $9,843 $2,588 $2,715
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,228 $1,324 $1,027 $1,145 $3,932 $4,367 $1,281 $1,349
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $1,875 $1,790 $1,544 $1,608 $6,450 $7,262 $2,239 $2,425
State Farm $1,310 $1,310 $1,164 $1,164 $3,623 $4,604 $1,477 $1,690
Travelers $1,412 $1,490 $1,268 $1,353 $3,835 $4,742 $1,501 $1,581
USAA $1,429 $1,459 $1,326 $1,310 $4,480 $4,953 $1,871 $2,063

Cheap Bradford, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bradford, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Bradford, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Bradford, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,448 $9,843
GEICO $4,847 $5,129
Liberty Mutual $3,932 $4,367
Nationwide $4,249 $5,460
Progressive $6,450 $7,262
State Farm $3,623 $4,604
Travelers $3,835 $4,742
USAA $4,480 $4,953

Cheap Bradford, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Bradford, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bradford, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $2,019 $2,130
GEICO $1,521 $1,797
Liberty Mutual $1,027 $1,145
Nationwide $1,416 $1,502
Progressive $1,544 $1,608
State Farm $1,164 $1,164
Travelers $1,268 $1,353
USAA $1,326 $1,310

Cheap Bradford, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bradford, Illinois compared to the annual auto insurance rates with a clean record in Bradford, Illinois.

Annual Bradford, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,517 $4,522 $4,410 $4,193
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,636 $2,306 $2,032 $1,852
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,605 $3,823 $2,879 $3,290
State Farm $1,875 $2,210 $2,043 $2,043
Travelers $1,720 $2,239 $2,483 $2,150
USAA $1,694 $2,415 $3,298 $2,039

Cheap Bradford, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bradford, Illinois is not easy. Compare the annual rates for DUI auto insurance in Bradford, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Bradford, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,410
GEICO $3,482
Liberty Mutual $2,032
Nationwide $3,011
Progressive $2,879
State Farm $2,043
Travelers $2,483
USAA $3,298

Cheap Bradford, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bradford, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bradford, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,740 $3,967 $3,775
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,759 $1,729 $1,382
Nationwide $2,932 $2,366 $2,077
Progressive $3,598 $3,044 $2,806
State Farm $2,966 $1,780 $1,383
Travelers $2,632 $2,098 $1,713
USAA $3,152 $2,157 $1,775

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Cheap Bradford, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bradford, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Bradford, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bradford, Illinois

ZIP Code Average Annual Rates
61421 $2,831

Cheap Bradford, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Bradford, Illinois auto insurance. Find the cheapest annual Bradford, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bradford, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,161 $4,161
GEICO $2,519 $2,617
Liberty Mutual $1,957 $1,957
Nationwide $2,458 $2,458
Progressive $3,149 $3,149
State Farm $1,992 $2,094
Travelers $2,065 $2,231
USAA $2,295 $2,428

Cheap Bradford, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bradford, Illinois? Check out the comparison of annual Bradford, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bradford, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,969 $4,068 $4,444
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,850 $1,952 $2,067
Nationwide $2,452 $2,476 $2,447
Progressive $2,902 $3,143 $3,402
State Farm $1,936 $2,045 $2,147
Travelers $2,033 $2,146 $2,265
USAA $2,216 $2,359 $2,509

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Best By Category: Cheapest Auto Insurance in Bradford, Illinois

Compare the cheapest auto insurance companies in Bradford, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bradford, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Bradford, Illinois Auto Insurance Companies

What auto insurance companies in Bradford, Illinois are the cheapest? Compare the top Bradford, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bradford, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,161
GEICO $2,568
Liberty Mutual $1,957
Nationwide $2,458
Progressive $3,149
State Farm $2,043
Travelers $2,148
USAA $2,362

What affects auto insurance rates in Bradford, Illinois?

There are a lot of reasons why auto insurance rates in Bradford, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bradford, Illinois. Many local factors may affect your Bradford auto insurance rates.

Bradford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bradford, Illinois commute length is 29.8 minutes according to City-Data.

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Compare Bradford, Illinois Auto Insurance Quotes

Before you buy Bradford, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bradford, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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